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Google Pay

4.3
10.9M reviews
1B+
Downloads
Content rating
Rated for 3+
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About this app

Google Pay is a secure, simple & helpful payment app. With Google Pay, you can:
- Pay at your favorite places
- Send and receive money instantly
- Earn rewards for everyday payments

In India, make UPI transfers or do mobile recharges, bills and payments to businesses with your bank account with Google Pay, a simple and secure payments app by Google.

Join crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline.

Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

+ Conveniently pay water, broadband, electricity, landline, gas bills and more
You only need to link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

+ Find the latest prepaid recharge plans and easily recharge your mobile plan
Recharge any prepaid mobile in fewer steps. Find the best and latest recharge plans as well as repeat recharge in one tap.

You can also recharge your DTH connections across all providers.

+ Check your bank account balance
No need to visit the bank or ATM to see your bank balance, quickly view your bank account balance anytime, easily.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ QR code payments
Pay by phone through the QR code scanner at your favorite offline neighbourhood shops and merchants.

+ Book flights, bus tickets and order meals
Order your favourite food and book your travel easily within the app. Partners include Zomato, redBus, Goibibo, MakeMyTrip etc.

+ Fast & secure payments with your debit and credit cards
Add and link your debit and credit cards** on Google Pay and use them for:
- Online payments (mobile recharges or at your favorite online merchants apps like Myntra). When you checkout, look for the Google Pay logo or use your Google Pay UPI ID.
- Offline payments (at offline shops by tapping your phone on NFC terminals)

**Service is rolling out across bank issuers and card network providers. Currently available to Visa cards from Axis Bank (Credit/Debit), HDFC Bank (Credit/Debit), ICICI Bank (Credit), SBI (Credit), and SCB (Credit/Debit)

+ Book IRCTC train tickets
All you need is your IRCTC account and Google Pay can handle the rest with support for Tatkal bookings and instant refunds!

+ Buy, sell, gift, and earn 24K Gold
Trade gold securely with live market rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now also gift gold to friends and earn gold as Google Pay rewards.

+ Send and receive money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers
There’s no need to worry about reloading wallets and you don't need to do additional KYC.

Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay. You must have an Indian bank account with a phone number linked to it to use this version of Google Pay.
Updated on
Jul 18, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
10.8M reviews
Anmol Kumar
March 1, 2025
Google Pay has reliable services, but it comes with major drawbacks. It charges a 1% platform fee for bill payments with a credit card, even when using UPI. There’s no option to change the email address, which is frustrating. Additionally, the fee makes it less appealing for frequent transactions compared to other apps. Google Pay was once the best, but these issues seriously affect the user experience. Hope they improve!
1,942 people found this review helpful
THE BULLETINS
March 24, 2025
Whenever this app get any update it just stops working. always ask for verification. always asks for permission. etc etc. Really it's very annoying while you are in hurry , you open Gpay clicked for Scan and it started asking for permission and after allowing, you suddenly get to know that this app detected a new SIM card even you haven't turned off your device. Now All the process has to be done again.
1,422 people found this review helpful
Google LLC
March 24, 2025
Regret the inconvenience. We suggest you contact our specialist team for assistance on this: https://goo.gle/2PQQFuc. Our team would be happy to help.
Sunand Rout
May 31, 2025
I've been using Google Pay for a long time, and it consistently performs well for transactions. However, the user interface feels dated. Scrolling through payment history is inconvenient, and the scan button is poorly placed, making quick transactions less efficient. In contrast, other UPI apps feature modern designs with intuitive tab layouts and conveniently located buttons. While Google Pay is reliable, it would greatly benefit from a UI revamp to enhance user experience and stay competitive.
9,619 people found this review helpful