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WO2018176269A1 - Système de communication électronique sécurisé pour application dans un gab - Google Patents

Système de communication électronique sécurisé pour application dans un gab Download PDF

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Publication number
WO2018176269A1
WO2018176269A1 PCT/CN2017/078602 CN2017078602W WO2018176269A1 WO 2018176269 A1 WO2018176269 A1 WO 2018176269A1 CN 2017078602 W CN2017078602 W CN 2017078602W WO 2018176269 A1 WO2018176269 A1 WO 2018176269A1
Authority
WO
WIPO (PCT)
Prior art keywords
module
converter
processor
electrically connected
input
Prior art date
Application number
PCT/CN2017/078602
Other languages
English (en)
Chinese (zh)
Inventor
袁召
Original Assignee
深圳市翼动科技有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 深圳市翼动科技有限公司 filed Critical 深圳市翼动科技有限公司
Priority to PCT/CN2017/078602 priority Critical patent/WO2018176269A1/fr
Publication of WO2018176269A1 publication Critical patent/WO2018176269A1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Definitions

  • the present invention relates to the field of electronic communication technologies, and in particular to a secure electronic communication system for use on an ATM machine.
  • ATM is the abbreviation of Automatic Teller Machine, which means automatic teller machine, which is mostly used for withdrawal, also known as automatic teller machine. It is a highly sophisticated mechatronic device that uses a magnetic code card or smart card to implement self-service for financial transactions, replacing the work of bank counter personnel. Cash withdrawals, check deposit balances, fund transfers between accounts, and balance inquiries can be performed, as well as cash deposits, passbook replacements, and intermediate operations.
  • the cardholder inserts a credit card or a savings card into the ATM machine, and performs automatic withdrawals, check balances, transfers, cash deposits, passbooks, purchase funds, and payment of mobile phone bills according to the password, and the cardholder's account.
  • the password is often the birthday of oneself or family member. If the credit card or savings card is lost and the personal information is leaked, it is very likely to cause property damage. If the user operates on the ATM machine, the user may be mishandled and the password is incorrectly entered. The card is locked or the card face is bent, etc., causing the credit card or the savings card to be swallowed. After the cardholder is swallowed, the cardholder will be very anxious.
  • the present invention provides a secure electronic communication system for use on an ATM machine, which solves the problems mentioned in the above technical problems.
  • a secure electronic communication system for use on an ATM machine including an ATM service terminal, a banking service terminal, and a security monitoring center
  • the ATM service terminal including an image acquisition module, A/D converter 1, laser range finder, fingerprint identification module, voice module one, A/D converter two, input module one, processor one, comparison module, money dispensing system, power module one and wireless transceiver module
  • the output end of the image acquisition module is electrically connected to the input end of the A/D converter
  • the voice module is electrically connected to the A/D converter two-way, the A/D converter, and the laser ranging
  • the output end of the instrument, the fingerprint identification module, the input module 1 and the power module 1 are electrically connected to the input end of the processor 1.
  • the A/D converter 2, the comparison module and the wireless transceiver module are both bidirectionally connected to the processor.
  • the input end of the cash dispensing system is electrically connected to the output end of the processor 1, and the wireless transceiver module is connected to the cloud service bidirectional signal.
  • the banking service terminal includes a wireless transceiver module 2, a processor 2, a power module 2, a fingerprint entry module, an A/D converter 3, a voice module 2, and an input module 2, and the wireless transceiver module 2 and the cloud service
  • the two-way signal connection, the wireless transceiver module 2 and the A/D converter three are both electrically connected to the processor two-way, the A/D converter three and the voice module two-way electrical connection, the power module two, fingerprint input Both the module and the output of input module 2 are electrically coupled to the input of processor 2.
  • the security monitoring center includes a wireless receiving module, a processor 3, a power module 3, a display module, and an alarm module, wherein an input end of the wireless receiving module is connected to an output end of the wireless transceiver module, and the wireless receiving The output ends of the module and the power module 3 are electrically connected to the input end of the processor 3. The input terminals of the display module and the alarm module are electrically connected to the output end of the processor 3.
  • the image acquisition module is a camera.
  • the model of the A/D converter 1 is an AD7705A/D converter.
  • the models of the A/D converter 2 and the A/D converter 3 are both TM7705A/D converters.
  • the model number of the processor 1 is AMD-Ryzen-7-1800X.
  • the model of the processor 2 is AMD-FX-8300.
  • the model of the processor three is Intel-Core i7-6950X.
  • the alarm module is a buzzer alarm.
  • the output end of the display module is electrically connected to the display wall.
  • the present invention provides a secure electronic communication system for use on an ATM machine, which has the following beneficial effects:
  • the present invention collects the fingerprint of the cardholder through the fingerprint input module and passes the processor by setting the fingerprint identification module, the fingerprint entry module and the cloud service in the bank service terminal, after processing the credit card or the savings card.
  • the second is sent to the cloud service for storage.
  • the fingerprint identification module is first used for fingerprint collection and sent to the processor one, and the processor first extracts The fingerprints of the corresponding card numbers stored in the cloud service are compared.
  • the cardholder performs the next operation, and enters the password of the credit card or the savings card on the ATM machine for business processing, because the fingerprint is unique except for It is also hereditary and immutable, has a high degree of anti-theft, and effectively protects the safety of personal property.
  • the present invention sets the voice module one and the voice module two, and when the card holder performs the business on the ATM machine, the operation is improper, the password input error exceeds the limit, the card is locked, or the card surface is bent.
  • the credit card or the savings card is swallowed.
  • the cardholder can directly contact the bank staff of the ATM machine through the voice module.
  • the staff can directly communicate with the swallowed card through the voice module 2 to guide the swallowed card. How to get back the swallowed credit card or savings card to eliminate the anxiety of the swallowed person.
  • the present invention sets an image acquisition module, a laser range finder, a display module, and an alarm module.
  • the laser range finder measures the distance of the person who is queued for business from the ATM machine.
  • the peer image acquisition module sends the image around the ATM machine to the processor 3 and displays it through the display module.
  • the processor three control alarm module issues an alarm. Remind the security staff to watch the display to understand the situation of the ATM machine, and increase the security of the cardholder's business.
  • DRAWINGS 1 is a schematic diagram of a system principle of the present invention.
  • FIG. 2 is a schematic diagram of the principle of an ATM service terminal system according to the present invention.
  • FIG. 3 is a schematic diagram of the principle of a banking service terminal system according to the present invention.
  • the present invention provides a technical solution: a secure electronic communication system applied to an ATM machine, including an ATM service terminal, a banking service terminal, and a security monitoring center, and the ATM service terminal includes image collection.
  • the output of the image acquisition module is electrically connected to the input of the A/D converter
  • the voice module is electrically connected to the A/D converter, the A/D converter, the laser range finder, and the fingerprint recognition
  • the output of the module, the input module one and the power module one are electrically connected with the input end of the processor 1.
  • the A/D converter 2, the comparison module and the wireless transceiver module are both electrically connected to the processor, and the cash dispensing system is The input end is electrically connected to the output end of the processor 1, and the wireless transceiver module is connected to the cloud service bidirectional signal.
  • the banking service terminal comprises a wireless transceiver module 2, a processor 2, a power module 2, a fingerprint entry module, an A/D converter 3, a voice module 2 and an input module 2, and the wireless transceiver module 2 and the cloud service bidirectional signal connection.
  • the wireless transceiver module 2 and the A/D converter 3 are both electrically connected to the processor two-way, the A/D converter 3 and the voice module are two-way electrical connection, and the output modules of the power module 2, the fingerprint input module and the input module 2 are both The input of the processor 2 is electrically connected.
  • the security monitoring center comprises a wireless receiving module, a processor three, a power module three, a display module and an alarm module, the input end of the wireless receiving module is connected with the output signal of the wireless transceiver module, the wireless receiving module and the power module three
  • the output terminals are electrically connected to the input end of the processor 3, and the input terminals of the display module and the alarm module are electrically connected to the output end of the processor 3.
  • the image acquisition module is a camera.
  • the model number of the A/D converter one is an AD7705A/D converter.
  • the models of the A/D converter 2 and the A/D converter 3 are both TM7705A/D converters.
  • the model number of the processor one is AMD-Ryzen-7-1800X.
  • the model number of the processor 2 is AMD-FX-8300.
  • the model number of the processor three is Intel-Core i7-6950X.
  • the alarm module is a buzzer alarm.
  • the output of the display module is electrically connected to the display wall.
  • the fingerprint of the cardholder is collected through the fingerprint entry module and sent to the cloud service through the processor 2, and when the cardholder performs the business on the ATM, After the credit card or the savings card is inserted into the ATM machine, the fingerprint identification module first collects the fingerprint and sends it to the processor 1. The processor extracts the fingerprint of the corresponding card number stored in the cloud service for comparison, and if the comparison is consistent, The cardholder performs the next step, enters the password of the credit card or the savings card on the ATM machine for business processing, and when the cardholder performs the business on the ATM machine, the operation is improper, the password input error exceeds the limit, the card is locked, or the card surface is bent.
  • the cardholder can directly contact the bank staff of the ATM machine through the voice module 1.
  • the staff can directly communicate with the swallowed card through the voice module 2, and guide the swallowed. How do cardholders get back the swallowed credit card or savings card, and when someone at the ATM machine handles the business?
  • the laser range finder measures the distance from the ATM machine that is queued for business.
  • the image acquisition module sends the image around the ATM to the processor 3 and displays it through the display module. If the machine is not safe enough for 1 meter, the processor three control alarm module will send an alarm to remind the security staff to watch the display to understand the situation of the ATM machine, which increases the security of the cardholder.
  • related modules involved in the system are hardware system modules or computer software programs in the prior art.
  • a functional module that combines a program or a protocol with hardware.
  • the computer software program or protocol involved in the functional module is itself a technology well known to those skilled in the art, and is not an improvement of the system;
  • the interaction relationship or connection relationship between the modules is to improve the overall structure of the system to solve the corresponding technical problems to be solved by the system.

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un système de communication électronique sécurisé destiné à être utilisé dans un GAB, qui comprend un terminal de service de GAB, un terminal de service bancaire et un centre de surveillance de sécurité, le terminal de service de GAB comprenant un module d'acquisition d'image, un convertisseur A/N un, un télémètre laser, un module d'identification d'empreintes digitales, un module vocal un, un convertisseur A/N deux, un module d'entrée un, un processeur un, un module de comparaison, un système de distribution de billets de banque, un module d'alimentation électrique un et un module d'émission-réception sans fil un, une extrémité de sortie du module d'acquisition d'image étant connectée électriquement à une extrémité d'entrée du convertisseur A/N un, le module vocal un étant électriquement connecté de manière bidirectionnelle au convertisseur A/N deux, aux extrémités de sortie du convertisseur A/N un, au télémètre à laser, au module d'identification d'empreintes digitales, au module d'entrée un, et le module d'alimentation électrique un étant connecté électriquement à une extrémité d'entrée du processeur un. Grâce à l'agencement du module d'identification d'empreintes digitales, d'un module d'entrée d'empreintes digitales, d'un service en nuage, du module d'acquisition d'image, du télémètre à laser, d'un module d'affichage et d'un module d'alarme, la présente invention protège efficacement la sécurité de la propriété personnelle.
PCT/CN2017/078602 2017-03-29 2017-03-29 Système de communication électronique sécurisé pour application dans un gab WO2018176269A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2017/078602 WO2018176269A1 (fr) 2017-03-29 2017-03-29 Système de communication électronique sécurisé pour application dans un gab

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2017/078602 WO2018176269A1 (fr) 2017-03-29 2017-03-29 Système de communication électronique sécurisé pour application dans un gab

Publications (1)

Publication Number Publication Date
WO2018176269A1 true WO2018176269A1 (fr) 2018-10-04

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Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101866512A (zh) * 2002-12-31 2010-10-20 迪布尔特有限公司 Atm货币盒装置
CN102214376A (zh) * 2011-05-30 2011-10-12 周良文 一种柜员机
CN102360477A (zh) * 2011-06-09 2012-02-22 闵浩 基于指纹识别技术和移动通信技术的指纹密码锁控制管理系统和方法
CN105308626A (zh) * 2013-01-17 2016-02-03 西奥尼克斯股份有限公司 生物识别成像装置以及其方法
CN106373240A (zh) * 2016-09-14 2017-02-01 浙江维融电子科技股份有限公司 一种无人银行的智能监控系统及其监控方法
CN106384285A (zh) * 2016-09-14 2017-02-08 浙江维融电子科技股份有限公司 一种智能无人银行系统

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101866512A (zh) * 2002-12-31 2010-10-20 迪布尔特有限公司 Atm货币盒装置
CN102214376A (zh) * 2011-05-30 2011-10-12 周良文 一种柜员机
CN102360477A (zh) * 2011-06-09 2012-02-22 闵浩 基于指纹识别技术和移动通信技术的指纹密码锁控制管理系统和方法
CN105308626A (zh) * 2013-01-17 2016-02-03 西奥尼克斯股份有限公司 生物识别成像装置以及其方法
CN106373240A (zh) * 2016-09-14 2017-02-01 浙江维融电子科技股份有限公司 一种无人银行的智能监控系统及其监控方法
CN106384285A (zh) * 2016-09-14 2017-02-08 浙江维融电子科技股份有限公司 一种智能无人银行系统

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