WO2014028010A3 - Estimation de coûts et de risques d'assurance - Google Patents
Estimation de coûts et de risques d'assurance Download PDFInfo
- Publication number
- WO2014028010A3 WO2014028010A3 PCT/US2012/050937 US2012050937W WO2014028010A3 WO 2014028010 A3 WO2014028010 A3 WO 2014028010A3 US 2012050937 W US2012050937 W US 2012050937W WO 2014028010 A3 WO2014028010 A3 WO 2014028010A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- insurance risk
- estimating
- costs
- processor
- insurance risks
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/14—Travel agencies
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- General Business, Economics & Management (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Technology Law (AREA)
- Development Economics (AREA)
- Tourism & Hospitality (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Traffic Control Systems (AREA)
- Health & Medical Sciences (AREA)
- General Health & Medical Sciences (AREA)
- Human Resources & Organizations (AREA)
- Primary Health Care (AREA)
- Navigation (AREA)
Abstract
Dans certains exemples, une méthode d'estimation de risque d'assurance est décrite. La méthode peut comprendre la réception, par un processeur, d'informations en temps réel relatives à un itinéraire de voyage. La méthode peut également comprendre l'estimation, par le processeur, du risque d'assurance par l'analyse des informations en temps réel sur la base d'une évaluation quantitative des risques posés à une population par l'au moins un facteur. La méthode peut également comprendre la génération, par le processeur, d'un profil de risque d'assurance basé sur le risque d'assurance estimé.
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/809,236 US20140052479A1 (en) | 2012-08-15 | 2012-08-15 | Estimating insurance risks and costs |
PCT/US2012/050937 WO2014028010A2 (fr) | 2012-08-15 | 2012-08-15 | Estimation de coûts et de risques d'assurance |
KR1020157002110A KR20150036212A (ko) | 2012-08-15 | 2012-08-15 | 보험 리스크들 및 비용들의 추정 |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/US2012/050937 WO2014028010A2 (fr) | 2012-08-15 | 2012-08-15 | Estimation de coûts et de risques d'assurance |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2014028010A2 WO2014028010A2 (fr) | 2014-02-20 |
WO2014028010A3 true WO2014028010A3 (fr) | 2014-05-08 |
Family
ID=50100698
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2012/050937 WO2014028010A2 (fr) | 2012-08-15 | 2012-08-15 | Estimation de coûts et de risques d'assurance |
Country Status (3)
Country | Link |
---|---|
US (1) | US20140052479A1 (fr) |
KR (1) | KR20150036212A (fr) |
WO (1) | WO2014028010A2 (fr) |
Families Citing this family (27)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9141996B2 (en) | 2013-03-10 | 2015-09-22 | State Farm Mutual Automobile Insurance Company | Dynamic auto insurance policy quote creation based on tracked user data |
US20150302522A1 (en) * | 2014-04-17 | 2015-10-22 | Mastercard International Incorporated | Weather related purchase guaranty for payment networks |
US11669090B2 (en) | 2014-05-20 | 2023-06-06 | State Farm Mutual Automobile Insurance Company | Autonomous vehicle operation feature monitoring and evaluation of effectiveness |
US10373259B1 (en) | 2014-05-20 | 2019-08-06 | State Farm Mutual Automobile Insurance Company | Fully autonomous vehicle insurance pricing |
US10599155B1 (en) | 2014-05-20 | 2020-03-24 | State Farm Mutual Automobile Insurance Company | Autonomous vehicle operation feature monitoring and evaluation of effectiveness |
US9972054B1 (en) | 2014-05-20 | 2018-05-15 | State Farm Mutual Automobile Insurance Company | Accident fault determination for autonomous vehicles |
US20210133871A1 (en) | 2014-05-20 | 2021-05-06 | State Farm Mutual Automobile Insurance Company | Autonomous vehicle operation feature usage recommendations |
US10387962B1 (en) | 2014-07-21 | 2019-08-20 | State Farm Mutual Automobile Insurance Company | Methods of reconstructing an accident scene using telematics data |
US10431018B1 (en) | 2014-11-13 | 2019-10-01 | State Farm Mutual Automobile Insurance Company | Autonomous vehicle operating status assessment |
US10810675B2 (en) * | 2014-12-31 | 2020-10-20 | Esurance Insurance Services, Inc. | Providing transit alternatives based on monitored vehicle characteristics |
SG11201707022PA (en) * | 2015-01-29 | 2017-10-30 | Jtb Corp | Risk information distribution device and risk information distribution method |
US20210258486A1 (en) | 2015-08-28 | 2021-08-19 | State Farm Mutual Automobile Insurance Company | Electric vehicle battery conservation |
US10997663B1 (en) | 2015-09-29 | 2021-05-04 | State Farm Mutual Automobile Insurance Company | Proactive weather event communication system and method |
US9892464B2 (en) | 2015-10-08 | 2018-02-13 | Blackbird Holdings, LLC | System and method of real time detection of aerial vehicle flight patterns and insurance policy updates |
US10984479B1 (en) * | 2015-10-20 | 2021-04-20 | United Services Automobile Association (Usaa) | System and method for tracking the operation of a vehicle and/or the actions of a driver |
US11242051B1 (en) | 2016-01-22 | 2022-02-08 | State Farm Mutual Automobile Insurance Company | Autonomous vehicle action communications |
US11441916B1 (en) | 2016-01-22 | 2022-09-13 | State Farm Mutual Automobile Insurance Company | Autonomous vehicle trip routing |
US20210295439A1 (en) | 2016-01-22 | 2021-09-23 | State Farm Mutual Automobile Insurance Company | Component malfunction impact assessment |
US10324463B1 (en) | 2016-01-22 | 2019-06-18 | State Farm Mutual Automobile Insurance Company | Autonomous vehicle operation adjustment based upon route |
US11719545B2 (en) | 2016-01-22 | 2023-08-08 | Hyundai Motor Company | Autonomous vehicle component damage and salvage assessment |
US10395332B1 (en) | 2016-01-22 | 2019-08-27 | State Farm Mutual Automobile Insurance Company | Coordinated autonomous vehicle automatic area scanning |
US10134278B1 (en) | 2016-01-22 | 2018-11-20 | State Farm Mutual Automobile Insurance Company | Autonomous vehicle application |
WO2017180994A1 (fr) | 2016-04-14 | 2017-10-19 | Verifly Technology, Limited | Système et procédé pour analyser les risques liés aux vols de drone |
US11334951B1 (en) * | 2017-10-27 | 2022-05-17 | Wells Fargo Bank, N.A. | Trip-segment payments for vehicle insurance |
US11182860B2 (en) | 2018-10-05 | 2021-11-23 | The Toronto-Dominion Bank | System and method for providing photo-based estimation |
KR102429329B1 (ko) * | 2019-12-12 | 2022-08-03 | 삼성생명보험주식회사 | 단말기 사용과 관련된 질환을 예방하기 위한 방법, 서버 및 이와 관련된 컴퓨터 프로그램 |
US20240161197A1 (en) | 2020-01-13 | 2024-05-16 | State Farm Mutual Automobile Insurance Company | Systems and methods for generating on-demand insurance policies |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20090094066A1 (en) * | 2007-10-03 | 2009-04-09 | Quotepro, Inc. | Methods and Systems for Providing Vehicle Insurance |
US20100228574A1 (en) * | 2007-11-24 | 2010-09-09 | Routerank Ltd. | Personalized real-time location-based travel management |
US7877269B2 (en) * | 1999-07-30 | 2011-01-25 | Progressive Casualty Insurance Company | Method and apparatus for internet on-line insurance policy service |
US20120123806A1 (en) * | 2009-12-31 | 2012-05-17 | Schumann Jr Douglas D | Systems and methods for providing a safety score associated with a user location |
Family Cites Families (19)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8090598B2 (en) * | 1996-01-29 | 2012-01-03 | Progressive Casualty Insurance Company | Monitoring system for determining and communicating a cost of insurance |
US7599847B2 (en) * | 2000-06-09 | 2009-10-06 | Airport America | Automated internet based interactive travel planning and management system |
US7783500B2 (en) * | 2000-07-19 | 2010-08-24 | Ijet International, Inc. | Personnel risk management system and methods |
US20030033261A1 (en) * | 2001-03-16 | 2003-02-13 | Knegendorf William A. | Method for performing risk-based pricing of a service or good |
US20030225687A1 (en) * | 2001-03-20 | 2003-12-04 | David Lawrence | Travel related risk management clearinghouse |
US7542915B2 (en) * | 2003-09-30 | 2009-06-02 | The Boeing Company | System of charging for automobile insurance |
US7472080B2 (en) * | 2003-10-24 | 2008-12-30 | Sachin Goel | Methods and associated systems for an airline to enhance customer experience and provide options on flights |
US20070282638A1 (en) * | 2006-06-04 | 2007-12-06 | Martin Surovy | Route based method for determining cost of automobile insurance |
US20130325537A1 (en) * | 2007-02-20 | 2013-12-05 | International Business Machines Corporation | Method and system for optimizing utilization of a donor |
US20090313055A1 (en) * | 2008-06-13 | 2009-12-17 | Natalie Martin | Computer-based system and method for facilitating travel planning for a prospective traveler |
US8204779B1 (en) * | 2008-08-20 | 2012-06-19 | Accenture Global Services Limited | Revenue asset high performance capability assessment |
US20100312586A1 (en) * | 2009-06-03 | 2010-12-09 | Drefs Martin J | Generation of Travel-Related Offerings |
CA2808149A1 (fr) * | 2009-08-20 | 2011-02-24 | Stamford Risk Analytics Llc | Systeme d?evaluation/de mesure des risques et outil d?analyse pour la prise de decision basee sur les risques |
US20130046562A1 (en) * | 2009-11-06 | 2013-02-21 | Jeffrey Taylor | Method for gathering, processing, and analyzing data to determine the risk associated with driving behavior |
US9558520B2 (en) * | 2009-12-31 | 2017-01-31 | Hartford Fire Insurance Company | System and method for geocoded insurance processing using mobile devices |
WO2012037125A1 (fr) * | 2010-09-13 | 2012-03-22 | American International Group, Inc. | Procédé et système de traitement et d'optimisation de transactions d'assurance-voyages |
US8401879B1 (en) * | 2010-12-15 | 2013-03-19 | United Services Automobile Association (Usaa) | Umbrella travel insurance |
US8768734B2 (en) * | 2012-05-10 | 2014-07-01 | Hartford Fire Insurance Company | System and method for computing and sorting trip similarities using geo-spatial information |
WO2014045146A1 (fr) * | 2012-09-23 | 2014-03-27 | Telmap Ltd | Déduction d'un profil de risque d'un utilisateur à partir de modèles de déplacement |
-
2012
- 2012-08-15 US US13/809,236 patent/US20140052479A1/en not_active Abandoned
- 2012-08-15 WO PCT/US2012/050937 patent/WO2014028010A2/fr active Application Filing
- 2012-08-15 KR KR1020157002110A patent/KR20150036212A/ko not_active Ceased
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7877269B2 (en) * | 1999-07-30 | 2011-01-25 | Progressive Casualty Insurance Company | Method and apparatus for internet on-line insurance policy service |
US20090094066A1 (en) * | 2007-10-03 | 2009-04-09 | Quotepro, Inc. | Methods and Systems for Providing Vehicle Insurance |
US20100228574A1 (en) * | 2007-11-24 | 2010-09-09 | Routerank Ltd. | Personalized real-time location-based travel management |
US20120123806A1 (en) * | 2009-12-31 | 2012-05-17 | Schumann Jr Douglas D | Systems and methods for providing a safety score associated with a user location |
Also Published As
Publication number | Publication date |
---|---|
US20140052479A1 (en) | 2014-02-20 |
WO2014028010A2 (fr) | 2014-02-20 |
KR20150036212A (ko) | 2015-04-07 |
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