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WO2012018173A3 - 무인대출 처리방법 - Google Patents

무인대출 처리방법 Download PDF

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Publication number
WO2012018173A3
WO2012018173A3 PCT/KR2011/003394 KR2011003394W WO2012018173A3 WO 2012018173 A3 WO2012018173 A3 WO 2012018173A3 KR 2011003394 W KR2011003394 W KR 2011003394W WO 2012018173 A3 WO2012018173 A3 WO 2012018173A3
Authority
WO
WIPO (PCT)
Prior art keywords
loan
automatic loan
institution server
customer
automatic
Prior art date
Application number
PCT/KR2011/003394
Other languages
English (en)
French (fr)
Other versions
WO2012018173A2 (ko
Inventor
이종명
Original Assignee
Lee Jong Myung
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Lee Jong Myung filed Critical Lee Jong Myung
Priority to JP2013524025A priority Critical patent/JP2013535755A/ja
Publication of WO2012018173A2 publication Critical patent/WO2012018173A2/ko
Publication of WO2012018173A3 publication Critical patent/WO2012018173A3/ko

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Development Economics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Collating Specific Patterns (AREA)

Abstract

본 발명은 무인대출 처리방법에 관한 것으로, 보다 상세하게는 금융기관 서버, 신용정보기관 서버, 및 무인대출기관 서버와 연결되는 무인대출 처리장치를 통하여 실행되며, 고객의 신분증의 위변조를 판별하고 지문인식 등을 통하여 고객 본인을 확정한 후, 조회된 신용정보와 대출희망 금액을 기초로 제휴된 금융기관 중 대출가능한 금융기관을 선별함과 동시에 대출가능 금액 및 이자율을 제공하고, 고객은 이 중 선택된 적어도 어느 하나의 금융기관으로부터 대출승인을 득하도록 하는 무인대출 처리방법을 제공한다.
PCT/KR2011/003394 2010-08-06 2011-05-06 무인대출 처리방법 WO2012018173A2 (ko)

Priority Applications (1)

Application Number Priority Date Filing Date Title
JP2013524025A JP2013535755A (ja) 2010-08-06 2011-05-06 無人貸出処理方法

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
KR10-2010-0075856 2010-08-06
KR20100075856 2010-08-06
KR10-2011-0041531 2011-05-02
KR1020110041531A KR101334744B1 (ko) 2010-08-06 2011-05-02 무인대출 처리방법

Publications (2)

Publication Number Publication Date
WO2012018173A2 WO2012018173A2 (ko) 2012-02-09
WO2012018173A3 true WO2012018173A3 (ko) 2012-03-22

Family

ID=45559890

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2011/003394 WO2012018173A2 (ko) 2010-08-06 2011-05-06 무인대출 처리방법

Country Status (3)

Country Link
JP (1) JP2013535755A (ko)
KR (1) KR101334744B1 (ko)
WO (1) WO2012018173A2 (ko)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20180057167A (ko) * 2016-11-22 2018-05-30 이종명 무인 금융거래 시스템 및 이를 이용한 무인 금융거래 방법
WO2018117288A1 (ko) * 2016-12-21 2018-06-28 이종명 모바일 단말기를 이용한 비대면 금융계좌 개설방법 및 그 시스템
CN109523370A (zh) * 2017-09-18 2019-03-26 好多宝信息技术(深圳)有限公司 一种运单贷款业务处理方法、装置及系统
CN109147199A (zh) * 2018-07-09 2019-01-04 保山市质量技术监督综合检测中心 一种基于指纹识别的设备管理方法及系统
KR102537892B1 (ko) * 2022-12-01 2023-05-31 바이엇 주식회사 여신 서비스를 지원하는 방법 및 디바이스

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020032671A (ko) * 2000-10-26 2002-05-04 배창렬 주민등록증을 이용한 본인확인시스템 및 그 제어방법
KR20040022969A (ko) * 2002-09-10 2004-03-18 (주)코프라인 키오스크를 이용한 대출 중개 처리 서비스 제공 시스템 및그 방법
KR20040082877A (ko) * 2003-03-20 2004-09-30 아프로파이낸셜그룹 주식회사 얼굴영상을 이용한 온라인대출시스템 및 이의 운용방법
KR20080035820A (ko) * 2006-10-20 2008-04-24 노틸러스효성 주식회사 무인대출신청시스템을 이용한 무인대출신청방법
KR20080071211A (ko) * 2006-12-19 2008-08-04 비씨카드(주) 실시간 대출 중개 서비스 시스템 및 방법

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020032671A (ko) * 2000-10-26 2002-05-04 배창렬 주민등록증을 이용한 본인확인시스템 및 그 제어방법
KR20040022969A (ko) * 2002-09-10 2004-03-18 (주)코프라인 키오스크를 이용한 대출 중개 처리 서비스 제공 시스템 및그 방법
KR20040082877A (ko) * 2003-03-20 2004-09-30 아프로파이낸셜그룹 주식회사 얼굴영상을 이용한 온라인대출시스템 및 이의 운용방법
KR20080035820A (ko) * 2006-10-20 2008-04-24 노틸러스효성 주식회사 무인대출신청시스템을 이용한 무인대출신청방법
KR20080071211A (ko) * 2006-12-19 2008-08-04 비씨카드(주) 실시간 대출 중개 서비스 시스템 및 방법

Also Published As

Publication number Publication date
KR20120013881A (ko) 2012-02-15
WO2012018173A2 (ko) 2012-02-09
JP2013535755A (ja) 2013-09-12
KR101334744B1 (ko) 2013-12-02

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