WO2008002260A1 - Procédé destiné à un système d'identification d'un lieu de transaction - Google Patents
Procédé destiné à un système d'identification d'un lieu de transaction Download PDFInfo
- Publication number
- WO2008002260A1 WO2008002260A1 PCT/SE2007/050451 SE2007050451W WO2008002260A1 WO 2008002260 A1 WO2008002260 A1 WO 2008002260A1 SE 2007050451 W SE2007050451 W SE 2007050451W WO 2008002260 A1 WO2008002260 A1 WO 2008002260A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- mobile telephone
- code
- caused
- transponder
- unique code
- Prior art date
Links
- 238000000034 method Methods 0.000 title claims abstract description 20
- 241000674789 Nicator Species 0.000 claims description 2
- 238000005516 engineering process Methods 0.000 claims description 2
- 238000004891 communication Methods 0.000 description 3
- 230000006854 communication Effects 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 238000004519 manufacturing process Methods 0.000 description 1
- 230000004044 response Effects 0.000 description 1
- 230000005236 sound signal Effects 0.000 description 1
- 238000010200 validation analysis Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
Definitions
- the invention concerns a method for an identification system for a transaction location.
- the invention relates to a method for an identification sys ⁇ tem for a transaction location, such as a cash till for payment, or for a location at which an identification control or authority control takes place, such as companies, authorities, airports, etc., or for door-opening.
- Known automatic identification systems normally comprise ID tags to be carried by persons, and equipment to read these tags .
- RFID systems Radio Frequency Identifica ⁇ tion
- RFID systems contain at least one transponder and at least one communicator.
- One known type of transponder comprises an aerial, a modulator, a memory and a logic circuit to control the modulator.
- Such a known transponder has a design such that it can receive a signal sent by the communicator and reflect this signal in a modulated form.
- the communicator has a design such that it can receive and read the signal that has been reflected and modulated by the transponder.
- ID tags that are arranged to transmit information to a commu ⁇ nicator are also available.
- An ID tag that comprises a transponder can be applied to a person or an object that is to be identified.
- the information in the transponder can be read by a communicator at a certain limited distance, such as, for example, 5 metres.
- One problem with known identification systems is that when a transponder reflects or transmits a signal to a communicator, the information that is transmitted is liable to eavesdrop- ping.
- the code or the codes that a transponder transmits is or are permanently stored in the transponder. This means that a person can illicitly eavesdrop the information that is transferred to the communicator, and subsequently manufacture a transponder that provides the same information to the com ⁇ municator as that provided by the eavesdropped transponder.
- the information may, alternatively, be used for purposes of violating integrity. The person in this way can obtain unauthorised access to premises or to devices.
- the present invention relates to a method for identification systems in which a transponder or a mobile telephone can be read by a communicator or receiver, and where information transferred from the transponder or mobile telephone to the communicator or the receiver comprises a unique code, and it is characterised in that the said unique code is caused to be changed with time, in that the said mobile telephone is caused to receive the said unique code from the service pro- vider to which the SIM card of the mobile telephone is bound, in that the transponder or mobile telephone is caused to transfer the unique code to a transaction location, in that the transaction location is caused to query, directly or indirectly, the said service provider whether the unique code is valid for a mobile telephone number or for the IMSI of a SIM card, after which the transaction can be carried out if the code is valid, and in that the unique code is changed in association with the transaction.
- FIG. 2 shows a block diagram in order to illustrate the invention .
- Figure 1 shows a communication unit for the identification of objects or persons.
- the communication unit comprises a trans ⁇ ponder 1 and a communicator in the form of a receiver/transmitter unit 2.
- the communicator 2 is arranged to transmit an enquiry signal 3 to the transponder 1.
- the trans- ponder is arranged to receive the enquiry signal and thereby to reflect and modulate the enquiry signal.
- the communicator 2 is arranged to receive the reflected signal 4 and to decode its information content.
- the transponder 1 may instead be of a type in which the transponder receives the enquiry signal 3, after which the transponder actively transmits in return a response signal to the communicator 2 with an integral transmitter.
- FIG. 2 shows a block diagram in order to illustrate the present invention.
- the invention concerns a method for an identification system in which a transponder 1 or a mobile telephone 10 can be read by a communicator 2 or a receiver 12, and where information transferred from the transponder 1 or mobile telephone 10 to the communicator 2 or the receiver 12 comprises a unique code 15.
- the said unique code 15 is, according to the invention, caused to be changed with time. Furthermore, the said mobile telephone 10 is caused to receive the said unique code from the service provider 11 to which the SIM card of the mobile telephone 10 is bound. The transponder 1 or the mobile telephone 10 is caused to transfer the unique code to a transaction location 16. The transaction location 16 is subsequently caused to query, directly or indirectly, the said service provider 11 whether the unique code is valid for a mobile telephone number or for an IMSI of a SIM card, after which the transaction can be carried out if the code is valid. The unique code is changed in association with the transaction.
- the number 13 is used to denote a mobile telephone network.
- the transaction location 16 queries indirectly the said service provider 11 whether the unique code is valid for a mobile telephone number or the IMSI of a SIM card
- a service provider such as a payment card company or an organisation for the management of transactions such as finan ⁇ cial transactions.
- An example of such an organisation is the BABS organisation in Sweden, which manages payment card pay- ments independently of the particular payment card that is involved.
- a transponder 1 is caused to transfer the said ID 6 and authentication code 8 to the transaction location.
- the transponder 1 is integrated in this case into a mobile telephone 10.
- the mobile telephone 10 is in this case caused to transfer the authentication code 8
- the unique code is generated at the service provider 11 and it is paired with the telephone number of the mobile telephone 10 or with the IMSI of the SIM card.
- the said transaction location may be a cash till at a pur ⁇ chasing location.
- the mobile telephone can in this case be used as a means of payment, if the person has bound a payment card number to his or her telephone number or IMSI, in the database of the service provider. Such a binding may instead be present in the database of the payment card company. If the binding is present in the database of a payment card company, the unique code 15 may contain information concerning which payment card company is currently relevant.
- a customer transfers the said unique code to the transaction location via his or her mobile telephone or via an RFID circuit built into the mobile telephone.
- the transaction location subsequently que ⁇ ries the service provider whether the unique code is a valid unique code.
- the unique code may be constructed with so many positions that the probability that it is possible to guess the code is completely negligible. It is, therefore, not necessary for the validation of the transaction to pair, for example, the telephone number with the unique code. It is sufficient that the service provider confirms that the unique code has been issued and that it is correct for a certain mobile telephone number or IMSI.
- payment is carried out, in which the transaction location transmits the amount of the transaction and the unique code to the service provider, for forwarding to the payment card company, or alternatively, only to the payment card company. It must be possible in the latter case for the payment card company to pair the number of the mobile telephone with a person respon ⁇ sible for the payment, namely the owner of the mobile telephone .
- the transaction location may be, instead of a cash till, a location of authority control or identity control.
- a sound signal or a light signal can in this case be activated when the unique code has been found to be valid. It is thus possible for the service provider to store the information that a certain person has arrived at the transaction location in question, or the transaction location can store the unique code that has been received in order subsequently to present, if necessary, information about which persons have visited the transaction location.
- the present invention is not limited to any one type or any several types of transaction locations.
- transponders or the mobile telephones and the communica- tors or the receivers in the system do not need to be syn ⁇ chronised with respect to the authentication code, despite this code being changed with time.
- the information transferred from the transponder 1 or the mobile telephone to the communicator 2 or the receiver comprises an ID code 6 and a further code 8, such as an authentication code, where the ID code and the authentication code are comprised within the said unique code.
- the authentication code is caused to change with time.
- the transponder 1 or the mobile telephone 10 is caused to transfer the authentication code 8 and the ID of the transponder 1 or the mobile telephone 10 to a transaction location 16.
- the transaction location is caused to query, directly or indirectly, the service provider 11 whether the combination of authentication code 8 and the ID of the transponder or mobile telephone is correct, after which the transaction can be carried out.
- the ID of the mobile tele- phone is the mobile telephone number or the IMSI of the SIM card.
- the mobile telephone is caused to, after the said unique code has been transferred to the transaction location, receive a new unique code from the service provider, in that also the new code is transferred to the transaction location and that the transaction location is caused to query, directly or indirectly, the service provider whether both the first-named code and the new code are valid.
- an ID 6 and an authentication code 8 are present in the memory of the transponder 1 or the mobile telephone. Further information 9 may, however, be present, and it may be included in the unique code.
- the said ID provides, via a register which may be present, for example, at the service provider, unambiguous information about the person in question.
- the transponder is caused to reflect an enquiry signal from the communicator 2, where the said reflected signal, or a signal transmitted from a transponder to the communicator, has been modulated with information that comprises the said unique code.
- the said trans- ferral takes place by means of RFID or NFC (Near Field Commu- nication) .
- the said mobile telephone 10 is caused to transfer the said unique code to the transaction location 16.
- the transferral take place by means of bluetooth or W-Lan technology.
- the said unique code comprises the mobile telephone number of the mobile telephone.
- the said unique code comprises the IMSI of the SIM card.
- the service provider is caused to transmit to the mobile telephone a new unique code 15 that replaces the previous unique code, when a transaction location has transferred an ID and an authentica- tion code to the service provider.
- a further preferred embodiment is that in which the service provider is caused, during the transferral of a unique code
- ⁇ oc to the mobile telephone, to transmit a number of unique codes to the mobile telephone, which codes are stored in a memory that belongs to the mobile telephone or to the transponder, and that the unique codes that have been received are caused to be used consecutively.
- This embodiment means that the mobile telephone can be used for transactions when the mobile telephone lacks the radio coverage that is required to receive a unique code.
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Mobile Radio Communication Systems (AREA)
- Telephonic Communication Services (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
L'invention concerne un procédé destiné à un système d'identification, selon lequel un transpondeur (1) ou un téléphone mobile (10) peut être lu par un communicateur (2) ou un récepteur (12), et des informations transférées du transpondeur (1) ou du téléphone mobile (10) vers le communicateur (2) ou le récepteur (12) contiennent un code unique (15). L'invention est caractérisée en ce que le code unique (15) est amené à changer avec le temps; le téléphone mobile (10) est amené à recevoir le code unique du prestataire de services (11) auquel la carte SIM du téléphone mobile est associée; le transpondeur (1) ou le téléphone mobile (10) est amené à transférer le code unique (15) vers un lieu de transaction (16); le lieu de transaction est amené à demander, directement ou indirectement, au prestataire de services (11), si le code unique (15) est valide pour un numéro de téléphone mobile ou le IMSI d'une carte SIM, la transaction pouvant être réalisée si le code (15) est valide; et le code unique (15) est modifié en association avec la transaction.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
SE0601434-4 | 2006-06-30 | ||
SE0601434A SE531209C2 (sv) | 2006-06-30 | 2006-06-30 | Förfarande vid identifikationssystem för ett transaktionsställe |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2008002260A1 true WO2008002260A1 (fr) | 2008-01-03 |
Family
ID=38845903
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/SE2007/050451 WO2008002260A1 (fr) | 2006-06-30 | 2007-06-21 | Procédé destiné à un système d'identification d'un lieu de transaction |
Country Status (2)
Country | Link |
---|---|
SE (1) | SE531209C2 (fr) |
WO (1) | WO2008002260A1 (fr) |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2010126509A3 (fr) * | 2009-04-30 | 2011-12-08 | Donald Michael Cardina | Systèmes et procédés pour paiement mobile rendu aléatoire |
WO2011091036A3 (fr) * | 2010-01-19 | 2011-12-22 | Where-Pro, Llc | Interface client en fonction d'emplacement pour environnement de vente au détail |
WO2022155461A1 (fr) * | 2021-01-15 | 2022-07-21 | Fastr Tech Inc. | Appareil et procédé de transmission de reçu électronique |
Citations (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2001052202A1 (fr) * | 2000-01-12 | 2001-07-19 | Marconi Commerce Systems Inc. | Transactions fondees sur un telephone cellulaire |
WO2001063568A2 (fr) * | 2000-02-23 | 2001-08-30 | Nokia Corporation | Systeme et procede de paiement et de livraison securises de biens et services |
WO2002031612A2 (fr) * | 2000-10-12 | 2002-04-18 | Schlumberger Systemes | Procede pour effectuer une transaction commerciale sur reseau |
US20020152178A1 (en) * | 2001-04-12 | 2002-10-17 | M-Commerce Co., Ltd. | Credit card transaction authentication system and method using mobile terminal |
US20040039709A1 (en) * | 2002-01-23 | 2004-02-26 | Petri Pirhonen | Method of payment |
GB2393806A (en) * | 2002-10-05 | 2004-04-07 | Simos Symeou | Method for confirming authorisation of access to an account |
US20040143521A1 (en) * | 2003-01-09 | 2004-07-22 | Dieter Barnard | Method and device for paying for services in networks with a single sign-on |
WO2004090819A2 (fr) * | 2003-04-14 | 2004-10-21 | Tagboard Limited | Appareil et procede de paiement |
US20050050367A1 (en) * | 1999-09-28 | 2005-03-03 | Chameleon Network, Inc. | Portable electronic authorization system and method |
-
2006
- 2006-06-30 SE SE0601434A patent/SE531209C2/sv unknown
-
2007
- 2007-06-21 WO PCT/SE2007/050451 patent/WO2008002260A1/fr active Application Filing
Patent Citations (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050050367A1 (en) * | 1999-09-28 | 2005-03-03 | Chameleon Network, Inc. | Portable electronic authorization system and method |
WO2001052202A1 (fr) * | 2000-01-12 | 2001-07-19 | Marconi Commerce Systems Inc. | Transactions fondees sur un telephone cellulaire |
WO2001063568A2 (fr) * | 2000-02-23 | 2001-08-30 | Nokia Corporation | Systeme et procede de paiement et de livraison securises de biens et services |
WO2002031612A2 (fr) * | 2000-10-12 | 2002-04-18 | Schlumberger Systemes | Procede pour effectuer une transaction commerciale sur reseau |
US20020152178A1 (en) * | 2001-04-12 | 2002-10-17 | M-Commerce Co., Ltd. | Credit card transaction authentication system and method using mobile terminal |
US20040039709A1 (en) * | 2002-01-23 | 2004-02-26 | Petri Pirhonen | Method of payment |
GB2393806A (en) * | 2002-10-05 | 2004-04-07 | Simos Symeou | Method for confirming authorisation of access to an account |
US20040143521A1 (en) * | 2003-01-09 | 2004-07-22 | Dieter Barnard | Method and device for paying for services in networks with a single sign-on |
WO2004090819A2 (fr) * | 2003-04-14 | 2004-10-21 | Tagboard Limited | Appareil et procede de paiement |
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2010126509A3 (fr) * | 2009-04-30 | 2011-12-08 | Donald Michael Cardina | Systèmes et procédés pour paiement mobile rendu aléatoire |
US9117210B2 (en) | 2009-04-30 | 2015-08-25 | Donald Michael Cardina | Systems and methods for randomized mobile payment |
WO2011091036A3 (fr) * | 2010-01-19 | 2011-12-22 | Where-Pro, Llc | Interface client en fonction d'emplacement pour environnement de vente au détail |
WO2022155461A1 (fr) * | 2021-01-15 | 2022-07-21 | Fastr Tech Inc. | Appareil et procédé de transmission de reçu électronique |
US12299647B2 (en) | 2021-01-15 | 2025-05-13 | Fastr Tech Inc. | Electronic receipt transmittal apparatus and method |
Also Published As
Publication number | Publication date |
---|---|
SE531209C2 (sv) | 2009-01-20 |
SE0601434L (sv) | 2007-12-31 |
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