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WO2008002260A1 - Procédé destiné à un système d'identification d'un lieu de transaction - Google Patents

Procédé destiné à un système d'identification d'un lieu de transaction Download PDF

Info

Publication number
WO2008002260A1
WO2008002260A1 PCT/SE2007/050451 SE2007050451W WO2008002260A1 WO 2008002260 A1 WO2008002260 A1 WO 2008002260A1 SE 2007050451 W SE2007050451 W SE 2007050451W WO 2008002260 A1 WO2008002260 A1 WO 2008002260A1
Authority
WO
WIPO (PCT)
Prior art keywords
mobile telephone
code
caused
transponder
unique code
Prior art date
Application number
PCT/SE2007/050451
Other languages
English (en)
Inventor
Mikael Willgert
Original Assignee
Tagmaster Ab
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tagmaster Ab filed Critical Tagmaster Ab
Publication of WO2008002260A1 publication Critical patent/WO2008002260A1/fr

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes

Definitions

  • the invention concerns a method for an identification system for a transaction location.
  • the invention relates to a method for an identification sys ⁇ tem for a transaction location, such as a cash till for payment, or for a location at which an identification control or authority control takes place, such as companies, authorities, airports, etc., or for door-opening.
  • Known automatic identification systems normally comprise ID tags to be carried by persons, and equipment to read these tags .
  • RFID systems Radio Frequency Identifica ⁇ tion
  • RFID systems contain at least one transponder and at least one communicator.
  • One known type of transponder comprises an aerial, a modulator, a memory and a logic circuit to control the modulator.
  • Such a known transponder has a design such that it can receive a signal sent by the communicator and reflect this signal in a modulated form.
  • the communicator has a design such that it can receive and read the signal that has been reflected and modulated by the transponder.
  • ID tags that are arranged to transmit information to a commu ⁇ nicator are also available.
  • An ID tag that comprises a transponder can be applied to a person or an object that is to be identified.
  • the information in the transponder can be read by a communicator at a certain limited distance, such as, for example, 5 metres.
  • One problem with known identification systems is that when a transponder reflects or transmits a signal to a communicator, the information that is transmitted is liable to eavesdrop- ping.
  • the code or the codes that a transponder transmits is or are permanently stored in the transponder. This means that a person can illicitly eavesdrop the information that is transferred to the communicator, and subsequently manufacture a transponder that provides the same information to the com ⁇ municator as that provided by the eavesdropped transponder.
  • the information may, alternatively, be used for purposes of violating integrity. The person in this way can obtain unauthorised access to premises or to devices.
  • the present invention relates to a method for identification systems in which a transponder or a mobile telephone can be read by a communicator or receiver, and where information transferred from the transponder or mobile telephone to the communicator or the receiver comprises a unique code, and it is characterised in that the said unique code is caused to be changed with time, in that the said mobile telephone is caused to receive the said unique code from the service pro- vider to which the SIM card of the mobile telephone is bound, in that the transponder or mobile telephone is caused to transfer the unique code to a transaction location, in that the transaction location is caused to query, directly or indirectly, the said service provider whether the unique code is valid for a mobile telephone number or for the IMSI of a SIM card, after which the transaction can be carried out if the code is valid, and in that the unique code is changed in association with the transaction.
  • FIG. 2 shows a block diagram in order to illustrate the invention .
  • Figure 1 shows a communication unit for the identification of objects or persons.
  • the communication unit comprises a trans ⁇ ponder 1 and a communicator in the form of a receiver/transmitter unit 2.
  • the communicator 2 is arranged to transmit an enquiry signal 3 to the transponder 1.
  • the trans- ponder is arranged to receive the enquiry signal and thereby to reflect and modulate the enquiry signal.
  • the communicator 2 is arranged to receive the reflected signal 4 and to decode its information content.
  • the transponder 1 may instead be of a type in which the transponder receives the enquiry signal 3, after which the transponder actively transmits in return a response signal to the communicator 2 with an integral transmitter.
  • FIG. 2 shows a block diagram in order to illustrate the present invention.
  • the invention concerns a method for an identification system in which a transponder 1 or a mobile telephone 10 can be read by a communicator 2 or a receiver 12, and where information transferred from the transponder 1 or mobile telephone 10 to the communicator 2 or the receiver 12 comprises a unique code 15.
  • the said unique code 15 is, according to the invention, caused to be changed with time. Furthermore, the said mobile telephone 10 is caused to receive the said unique code from the service provider 11 to which the SIM card of the mobile telephone 10 is bound. The transponder 1 or the mobile telephone 10 is caused to transfer the unique code to a transaction location 16. The transaction location 16 is subsequently caused to query, directly or indirectly, the said service provider 11 whether the unique code is valid for a mobile telephone number or for an IMSI of a SIM card, after which the transaction can be carried out if the code is valid. The unique code is changed in association with the transaction.
  • the number 13 is used to denote a mobile telephone network.
  • the transaction location 16 queries indirectly the said service provider 11 whether the unique code is valid for a mobile telephone number or the IMSI of a SIM card
  • a service provider such as a payment card company or an organisation for the management of transactions such as finan ⁇ cial transactions.
  • An example of such an organisation is the BABS organisation in Sweden, which manages payment card pay- ments independently of the particular payment card that is involved.
  • a transponder 1 is caused to transfer the said ID 6 and authentication code 8 to the transaction location.
  • the transponder 1 is integrated in this case into a mobile telephone 10.
  • the mobile telephone 10 is in this case caused to transfer the authentication code 8
  • the unique code is generated at the service provider 11 and it is paired with the telephone number of the mobile telephone 10 or with the IMSI of the SIM card.
  • the said transaction location may be a cash till at a pur ⁇ chasing location.
  • the mobile telephone can in this case be used as a means of payment, if the person has bound a payment card number to his or her telephone number or IMSI, in the database of the service provider. Such a binding may instead be present in the database of the payment card company. If the binding is present in the database of a payment card company, the unique code 15 may contain information concerning which payment card company is currently relevant.
  • a customer transfers the said unique code to the transaction location via his or her mobile telephone or via an RFID circuit built into the mobile telephone.
  • the transaction location subsequently que ⁇ ries the service provider whether the unique code is a valid unique code.
  • the unique code may be constructed with so many positions that the probability that it is possible to guess the code is completely negligible. It is, therefore, not necessary for the validation of the transaction to pair, for example, the telephone number with the unique code. It is sufficient that the service provider confirms that the unique code has been issued and that it is correct for a certain mobile telephone number or IMSI.
  • payment is carried out, in which the transaction location transmits the amount of the transaction and the unique code to the service provider, for forwarding to the payment card company, or alternatively, only to the payment card company. It must be possible in the latter case for the payment card company to pair the number of the mobile telephone with a person respon ⁇ sible for the payment, namely the owner of the mobile telephone .
  • the transaction location may be, instead of a cash till, a location of authority control or identity control.
  • a sound signal or a light signal can in this case be activated when the unique code has been found to be valid. It is thus possible for the service provider to store the information that a certain person has arrived at the transaction location in question, or the transaction location can store the unique code that has been received in order subsequently to present, if necessary, information about which persons have visited the transaction location.
  • the present invention is not limited to any one type or any several types of transaction locations.
  • transponders or the mobile telephones and the communica- tors or the receivers in the system do not need to be syn ⁇ chronised with respect to the authentication code, despite this code being changed with time.
  • the information transferred from the transponder 1 or the mobile telephone to the communicator 2 or the receiver comprises an ID code 6 and a further code 8, such as an authentication code, where the ID code and the authentication code are comprised within the said unique code.
  • the authentication code is caused to change with time.
  • the transponder 1 or the mobile telephone 10 is caused to transfer the authentication code 8 and the ID of the transponder 1 or the mobile telephone 10 to a transaction location 16.
  • the transaction location is caused to query, directly or indirectly, the service provider 11 whether the combination of authentication code 8 and the ID of the transponder or mobile telephone is correct, after which the transaction can be carried out.
  • the ID of the mobile tele- phone is the mobile telephone number or the IMSI of the SIM card.
  • the mobile telephone is caused to, after the said unique code has been transferred to the transaction location, receive a new unique code from the service provider, in that also the new code is transferred to the transaction location and that the transaction location is caused to query, directly or indirectly, the service provider whether both the first-named code and the new code are valid.
  • an ID 6 and an authentication code 8 are present in the memory of the transponder 1 or the mobile telephone. Further information 9 may, however, be present, and it may be included in the unique code.
  • the said ID provides, via a register which may be present, for example, at the service provider, unambiguous information about the person in question.
  • the transponder is caused to reflect an enquiry signal from the communicator 2, where the said reflected signal, or a signal transmitted from a transponder to the communicator, has been modulated with information that comprises the said unique code.
  • the said trans- ferral takes place by means of RFID or NFC (Near Field Commu- nication) .
  • the said mobile telephone 10 is caused to transfer the said unique code to the transaction location 16.
  • the transferral take place by means of bluetooth or W-Lan technology.
  • the said unique code comprises the mobile telephone number of the mobile telephone.
  • the said unique code comprises the IMSI of the SIM card.
  • the service provider is caused to transmit to the mobile telephone a new unique code 15 that replaces the previous unique code, when a transaction location has transferred an ID and an authentica- tion code to the service provider.
  • a further preferred embodiment is that in which the service provider is caused, during the transferral of a unique code
  • ⁇ oc to the mobile telephone, to transmit a number of unique codes to the mobile telephone, which codes are stored in a memory that belongs to the mobile telephone or to the transponder, and that the unique codes that have been received are caused to be used consecutively.
  • This embodiment means that the mobile telephone can be used for transactions when the mobile telephone lacks the radio coverage that is required to receive a unique code.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un procédé destiné à un système d'identification, selon lequel un transpondeur (1) ou un téléphone mobile (10) peut être lu par un communicateur (2) ou un récepteur (12), et des informations transférées du transpondeur (1) ou du téléphone mobile (10) vers le communicateur (2) ou le récepteur (12) contiennent un code unique (15). L'invention est caractérisée en ce que le code unique (15) est amené à changer avec le temps; le téléphone mobile (10) est amené à recevoir le code unique du prestataire de services (11) auquel la carte SIM du téléphone mobile est associée; le transpondeur (1) ou le téléphone mobile (10) est amené à transférer le code unique (15) vers un lieu de transaction (16); le lieu de transaction est amené à demander, directement ou indirectement, au prestataire de services (11), si le code unique (15) est valide pour un numéro de téléphone mobile ou le IMSI d'une carte SIM, la transaction pouvant être réalisée si le code (15) est valide; et le code unique (15) est modifié en association avec la transaction.
PCT/SE2007/050451 2006-06-30 2007-06-21 Procédé destiné à un système d'identification d'un lieu de transaction WO2008002260A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SE0601434-4 2006-06-30
SE0601434A SE531209C2 (sv) 2006-06-30 2006-06-30 Förfarande vid identifikationssystem för ett transaktionsställe

Publications (1)

Publication Number Publication Date
WO2008002260A1 true WO2008002260A1 (fr) 2008-01-03

Family

ID=38845903

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/SE2007/050451 WO2008002260A1 (fr) 2006-06-30 2007-06-21 Procédé destiné à un système d'identification d'un lieu de transaction

Country Status (2)

Country Link
SE (1) SE531209C2 (fr)
WO (1) WO2008002260A1 (fr)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2010126509A3 (fr) * 2009-04-30 2011-12-08 Donald Michael Cardina Systèmes et procédés pour paiement mobile rendu aléatoire
WO2011091036A3 (fr) * 2010-01-19 2011-12-22 Where-Pro, Llc Interface client en fonction d'emplacement pour environnement de vente au détail
WO2022155461A1 (fr) * 2021-01-15 2022-07-21 Fastr Tech Inc. Appareil et procédé de transmission de reçu électronique

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001052202A1 (fr) * 2000-01-12 2001-07-19 Marconi Commerce Systems Inc. Transactions fondees sur un telephone cellulaire
WO2001063568A2 (fr) * 2000-02-23 2001-08-30 Nokia Corporation Systeme et procede de paiement et de livraison securises de biens et services
WO2002031612A2 (fr) * 2000-10-12 2002-04-18 Schlumberger Systemes Procede pour effectuer une transaction commerciale sur reseau
US20020152178A1 (en) * 2001-04-12 2002-10-17 M-Commerce Co., Ltd. Credit card transaction authentication system and method using mobile terminal
US20040039709A1 (en) * 2002-01-23 2004-02-26 Petri Pirhonen Method of payment
GB2393806A (en) * 2002-10-05 2004-04-07 Simos Symeou Method for confirming authorisation of access to an account
US20040143521A1 (en) * 2003-01-09 2004-07-22 Dieter Barnard Method and device for paying for services in networks with a single sign-on
WO2004090819A2 (fr) * 2003-04-14 2004-10-21 Tagboard Limited Appareil et procede de paiement
US20050050367A1 (en) * 1999-09-28 2005-03-03 Chameleon Network, Inc. Portable electronic authorization system and method

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050050367A1 (en) * 1999-09-28 2005-03-03 Chameleon Network, Inc. Portable electronic authorization system and method
WO2001052202A1 (fr) * 2000-01-12 2001-07-19 Marconi Commerce Systems Inc. Transactions fondees sur un telephone cellulaire
WO2001063568A2 (fr) * 2000-02-23 2001-08-30 Nokia Corporation Systeme et procede de paiement et de livraison securises de biens et services
WO2002031612A2 (fr) * 2000-10-12 2002-04-18 Schlumberger Systemes Procede pour effectuer une transaction commerciale sur reseau
US20020152178A1 (en) * 2001-04-12 2002-10-17 M-Commerce Co., Ltd. Credit card transaction authentication system and method using mobile terminal
US20040039709A1 (en) * 2002-01-23 2004-02-26 Petri Pirhonen Method of payment
GB2393806A (en) * 2002-10-05 2004-04-07 Simos Symeou Method for confirming authorisation of access to an account
US20040143521A1 (en) * 2003-01-09 2004-07-22 Dieter Barnard Method and device for paying for services in networks with a single sign-on
WO2004090819A2 (fr) * 2003-04-14 2004-10-21 Tagboard Limited Appareil et procede de paiement

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2010126509A3 (fr) * 2009-04-30 2011-12-08 Donald Michael Cardina Systèmes et procédés pour paiement mobile rendu aléatoire
US9117210B2 (en) 2009-04-30 2015-08-25 Donald Michael Cardina Systems and methods for randomized mobile payment
WO2011091036A3 (fr) * 2010-01-19 2011-12-22 Where-Pro, Llc Interface client en fonction d'emplacement pour environnement de vente au détail
WO2022155461A1 (fr) * 2021-01-15 2022-07-21 Fastr Tech Inc. Appareil et procédé de transmission de reçu électronique
US12299647B2 (en) 2021-01-15 2025-05-13 Fastr Tech Inc. Electronic receipt transmittal apparatus and method

Also Published As

Publication number Publication date
SE531209C2 (sv) 2009-01-20
SE0601434L (sv) 2007-12-31

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