+

WO2007053123A8 - System and method to facilitate online funds transfer to a mobile phone subscriber - Google Patents

System and method to facilitate online funds transfer to a mobile phone subscriber Download PDF

Info

Publication number
WO2007053123A8
WO2007053123A8 PCT/SG2006/000332 SG2006000332W WO2007053123A8 WO 2007053123 A8 WO2007053123 A8 WO 2007053123A8 SG 2006000332 W SG2006000332 W SG 2006000332W WO 2007053123 A8 WO2007053123 A8 WO 2007053123A8
Authority
WO
WIPO (PCT)
Prior art keywords
mobile phone
phone subscriber
funds transfer
facilitate online
online funds
Prior art date
Application number
PCT/SG2006/000332
Other languages
French (fr)
Other versions
WO2007053123A3 (en
WO2007053123A2 (en
Inventor
C. Alfredo Fajardo
Original Assignee
Veritas Mobile Solutions Pte. Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Veritas Mobile Solutions Pte. Ltd. filed Critical Veritas Mobile Solutions Pte. Ltd.
Publication of WO2007053123A2 publication Critical patent/WO2007053123A2/en
Publication of WO2007053123A3 publication Critical patent/WO2007053123A3/en
Publication of WO2007053123A8 publication Critical patent/WO2007053123A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Meter Arrangements (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

A server, system and method for facilitating online funds transfer to a mobile phone subscriber is disclosed. A payor is able to make payments to a mobile phone subscriber by supplying the payee's mobile phone number. The payment is sent via an online currency' exchange provider to the email address <mobile_number>@domain.com; and a telecommunications network is utilised to allow access to the email account; therefore allowing payment(s) thereto.
PCT/SG2006/000332 2005-11-04 2006-11-03 System and method to facilitate online funds transfer to a mobile phone subscriber WO2007053123A2 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
SG200507152-7A SG131807A1 (en) 2005-11-04 2005-11-04 System and method to facilitate online funds transfer to a mobile phone subscriber
SG200507152-7 2005-11-04
SG20057152-7 2005-11-04

Publications (3)

Publication Number Publication Date
WO2007053123A2 WO2007053123A2 (en) 2007-05-10
WO2007053123A3 WO2007053123A3 (en) 2007-07-26
WO2007053123A8 true WO2007053123A8 (en) 2010-02-04

Family

ID=38006331

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/SG2006/000332 WO2007053123A2 (en) 2005-11-04 2006-11-03 System and method to facilitate online funds transfer to a mobile phone subscriber

Country Status (2)

Country Link
SG (1) SG131807A1 (en)
WO (1) WO2007053123A2 (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2003091849A2 (en) 2002-04-23 2003-11-06 The Clearing House Service Company L.L.C. Payment identification code system
US8725607B2 (en) 2004-01-30 2014-05-13 The Clearing House Payments Company LLC Electronic payment clearing and check image exchange systems and methods
US20090106118A1 (en) 2007-10-19 2009-04-23 Ebay Inc Payment using funds pushing
US11295308B1 (en) 2014-10-29 2022-04-05 The Clearing House Payments Company, L.L.C. Secure payment processing
US11694168B2 (en) 2015-07-01 2023-07-04 The Clearing House Payments Company L.L.C. Real-time payment system, method, apparatus, and computer program
US11042882B2 (en) 2015-07-01 2021-06-22 The Clearing House Payments Company, L.L.C. Real-time payment system, method, apparatus, and computer program
US11436577B2 (en) 2018-05-03 2022-09-06 The Clearing House Payments Company L.L.C. Bill pay service with federated directory model support

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7089208B1 (en) * 1999-04-30 2006-08-08 Paypal, Inc. System and method for electronically exchanging value among distributed users
DE19946539B4 (en) * 1999-09-28 2010-04-29 T-Mobile Deutschland Gmbh Method for billing Internet shops via mobile communications
GB2395869C (en) * 2001-06-15 2008-04-17 Datasquirt Ltd Intelligent wireless messaging system
GB2380897A (en) * 2001-08-09 2003-04-16 Robert Joseph Gerard Macnamee Sending email to mobile phone as text message

Also Published As

Publication number Publication date
WO2007053123A3 (en) 2007-07-26
WO2007053123A2 (en) 2007-05-10
SG131807A1 (en) 2007-05-28

Similar Documents

Publication Publication Date Title
WO2007053123A3 (en) System and method to facilitate online funds transfer to a mobile phone subscriber
Kshetri et al. Mobile payments in emerging markets
WO2009137789A3 (en) Communication device including multi-part alias identifier
ATE434241T1 (en) PAYMENT PROCESS WITH SECURE DATA COMMUNICATIONS
WO2008061151A3 (en) Mobile-to-mobile payment system and method
MXPA06000174A (en) Digital mobile telephone transaction and payment system.
EP1341136A3 (en) A method for processing transactions by means of wireless devices
WO2006045060A3 (en) System and method for resolving transactions
BR0204250A (en) System and method for financial transactions
MXPA04004951A (en) Systems and methods for fund transfers.
EA200500884A1 (en) METHOD FOR CALCULATING ELECTRONIC TRANSACTIONS AND METHOD FOR PERFORMING ELECTRONIC TRANSACTIONS USING A TELEPHONE
BRPI0606915A2 (en) electronic system and method to top up active prepayment credit cards on a telecommunication network for electronic banking transactions
AU2007289449B2 (en) A method of online payment authorization, a method of correlating text messages and systems therefor
CN1828651A (en) Method for achieving payment of one individual to another using voice and short message communication
Peake New frontiers: Launching digital financial services in rural areas
CN1811807A (en) Method and system for accomplishing person to person payment using pronunciation and short message communication
RU2007146990A (en) SUBSCRIBE TO THE CONTENT
Ndiwalana et al. Mobile Payments: A Comparison between Philippine and Ugandan Contexts
KR20060035699A (en) Payment Assurance Support Service System
WO2007147220A3 (en) Method and system for processing advances/credits for use by subscribers of communication networks
CN101520925A (en) System and method for realizing interactive mode credit payment through mobile phone terminal
WO2004019151A3 (en) Method and system for transfer of money via telecommunication network
Madise et al. Developments in Mobile Technology and the Emergence of Mobile Money
CN201266386Y (en) Bankroll reckoning system with large prepositive system
HELTON BRIDGING THE DIGITAL DIVIDE IN DEVELOPING NATIONS THROUGH MOBILE PHONE TRANSACTION SYSTEMS.

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application
NENP Non-entry into the national phase

Ref country code: DE

122 Ep: pct application non-entry in european phase

Ref document number: 06813112

Country of ref document: EP

Kind code of ref document: A2

点击 这是indexloc提供的php浏览器服务，不要输入任何密码和下载