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WO2006016250A3 - Multifunction electronic device with resident software to capture financial and nonfinancial transactions, both at homes and stores, operating in connection with a telephone line - Google Patents

Multifunction electronic device with resident software to capture financial and nonfinancial transactions, both at homes and stores, operating in connection with a telephone line Download PDF

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Publication number
WO2006016250A3
WO2006016250A3 PCT/IB2005/002343 IB2005002343W WO2006016250A3 WO 2006016250 A3 WO2006016250 A3 WO 2006016250A3 IB 2005002343 W IB2005002343 W IB 2005002343W WO 2006016250 A3 WO2006016250 A3 WO 2006016250A3
Authority
WO
WIPO (PCT)
Prior art keywords
telephone line
transactions
financial
stores
resident software
Prior art date
Application number
PCT/IB2005/002343
Other languages
French (fr)
Other versions
WO2006016250A2 (en
Inventor
De Lemos Bloisi Albertoni
Original Assignee
De Lemos Bloisi Albertoni
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by De Lemos Bloisi Albertoni filed Critical De Lemos Bloisi Albertoni
Publication of WO2006016250A2 publication Critical patent/WO2006016250A2/en
Publication of WO2006016250A3 publication Critical patent/WO2006016250A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Economics (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Telephonic Communication Services (AREA)
  • Telephone Function (AREA)

Abstract

Electronic multifunctional device with resident software to catch financial and non­financial transactions both at home as in business establishments, which operates connected to a telephone line. The present abstract refers to an invention patent for a multifunctional device belonging to the field of systems and equipment for electronic transactions, which consists of devices for the interface with the user, including a display (3) and a keyboard (4), a slot type reader device, a DTMF communication device connected through a telephone line (80), with a preprocessing data distribution station (40) to an associate system (60) formed by banks, stores, cable TV systems and other affiliates to the system; said reading device is formed by a magnetic reader (5) and additionally by a barcode reader (6) to read credit, debit and other cards with magnetic tracks belonging to banks and similar institutions and others printed with barcodes such as bills from public concessionaires, bank slips, tax collection documents, catalogs, among others, to pay bills, taxes, make purchases and other financial transactions from the home of the user; or to carryout non-financial transactions such as voting, answer prize contests and others.
PCT/IB2005/002343 2004-08-05 2005-08-05 Multifunction electronic device with resident software to capture financial and nonfinancial transactions, both at homes and stores, operating in connection with a telephone line WO2006016250A2 (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
BRPI0403207-1 2004-08-05
BRPI0403207-1A BRPI0403207A (en) 2004-08-05 2004-08-05 multifunctional electronic device with resident software for capturing financial and non-financial transactions, both at home and in business, that operates on a telephone line

Publications (2)

Publication Number Publication Date
WO2006016250A2 WO2006016250A2 (en) 2006-02-16
WO2006016250A3 true WO2006016250A3 (en) 2006-04-06

Family

ID=36095944

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB2005/002343 WO2006016250A2 (en) 2004-08-05 2005-08-05 Multifunction electronic device with resident software to capture financial and nonfinancial transactions, both at homes and stores, operating in connection with a telephone line

Country Status (6)

Country Link
CN (1) CN1783141A (en)
AR (1) AR051629A1 (en)
BR (1) BRPI0403207A (en)
PE (1) PE20060545A1 (en)
RU (1) RU2005124978A (en)
WO (1) WO2006016250A2 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8706618B2 (en) 2005-09-29 2014-04-22 Ebay Inc. Release of funds based on criteria
US7499875B1 (en) 2000-03-17 2009-03-03 Ebay Inc. Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments
WO2009132475A1 (en) * 2008-04-29 2009-11-05 Guo Jianguo A home network bank paying terminal used for both ic cards and atm credit cards
CN102622820A (en) * 2012-02-29 2012-08-01 钱袋网（北京）信息技术有限公司 Terminal device and server
US9898726B2 (en) * 2013-03-28 2018-02-20 Glory Global Solutions (International) Limited Security system
TWI505209B (en) * 2013-10-09 2015-10-21 Castles Technology Co Ltd Switch system for preventing from cheating by incorrect information

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4799254A (en) * 1986-06-30 1989-01-17 Wang Laboratories, Inc. Portable communication terminal for remote database query
US6587675B1 (en) * 1996-10-28 2003-07-01 Therefore Limited Hand-held computer and communications apparatus
US20030178489A1 (en) * 2002-03-21 2003-09-25 Mikhail Boukhny Surgical system
JP2003271817A (en) * 2002-03-15 2003-09-26 Toshiba Tec Corp Portable information terminal device and bookkeeping system
US20030230630A1 (en) * 2001-12-20 2003-12-18 Whipple Larry Cale Using mobile electronic devices to transfer data through dynamically generated scannable barcode images

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4799254A (en) * 1986-06-30 1989-01-17 Wang Laboratories, Inc. Portable communication terminal for remote database query
US6587675B1 (en) * 1996-10-28 2003-07-01 Therefore Limited Hand-held computer and communications apparatus
US20030230630A1 (en) * 2001-12-20 2003-12-18 Whipple Larry Cale Using mobile electronic devices to transfer data through dynamically generated scannable barcode images
JP2003271817A (en) * 2002-03-15 2003-09-26 Toshiba Tec Corp Portable information terminal device and bookkeeping system
US20030178489A1 (en) * 2002-03-21 2003-09-25 Mikhail Boukhny Surgical system

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
PATENT ABSTRACTS OF JAPAN vol. 2003, no. 12 5 December 2003 (2003-12-05) *

Also Published As

Publication number Publication date
CN1783141A (en) 2006-06-07
AR051629A1 (en) 2007-01-31
PE20060545A1 (en) 2006-07-14
WO2006016250A2 (en) 2006-02-16
BRPI0403207A (en) 2006-03-21
RU2005124978A (en) 2007-02-10

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