WO2001016879A1

WO2001016879A1 - System and method for managing a plurality of accounts of internet sites by using integrated circuit card

Info

Publication number: WO2001016879A1
Application number: PCT/KR2000/000865
Authority: WO
Inventors: Jong-Ryul Kim
Original assignee: Cybercard Inc.
Priority date: 1999-08-30
Filing date: 2000-08-05
Publication date: 2001-03-08
Also published as: CN1370308A; EP1245001A1; WO2001016879A9; JP2003508834A; EP1245001A4; AU6478100A; KR20000006645A

Abstract

A system for managing a plurality of user accounts on Internet sites by using an integrated circuit (IC) card, includes: an input unit for inputing data; an IC card for storing a user information and a transaction information, wherein the user information includes a personal information, a user identification information and a financial accounts information; a client computer for executing an Internet connection software program and a driving software program to perform an Internet connection and process information, wherein the software driving program includes an inquiring program for inquiring information stored in the IC card and a writing program for writing information to the IC card; a connection line for connecting the client computer with the IC card; and a display unit for displaying results of processed information.

Description

SYSTEM AND METHOD FOR M/ANAGING A PLURALITY OF ACCOUNTS OF INTERNET SITES BY USING INTEGRATED CIRCUIT CARD

Description

Technical field

The present invention relates to a system and method for automatically inputting personal information that are required for a new entry into user accounts on a plurality of internet sites to sign on, for automatically inputting user identification information that are required to sign in the user accounts or to identify the user, in which the user identification information includes an user identifier (ID) and the corresponding password, and a financial account number and the corresponding password/key, and for automatically storing transaction results received from the Internet sites, thereby capable of allowing the user to inquire overall transaction details. The present invention relates also to a computer readable medium for realizing the same.

Background Art

Generally, when an user signs on a new entry into an user account on Internet sites, the user himself or herself has to type out the personal information, which includes an desired user identifier (ID) and a password, an address, telephone numbers and a social security number, etc. through an input device, i.e., a keyboard.

In addition, when an user is signing in an Internet site to make an Internet transaction, the user has to type out the memorized user identification information through the input device.

Recently, various Internet services, such as the

Internet banking, the cyber stock trading, and the electronic commerce, are rapidly growing. Meanwhile, there is a demand on a system and a method for systematically managing user accounts on the Internet sites, in which the new entry into the user account on the Internet sites is also conveniently carried out.

Disclosure of the invention

It is, therefore, an object of the present invention to provide a system and a method for recording or modifying an user' s personal information and user identification information in an integrated circuit (IC) card, in which the user identification information includes user identifiers (IDs), passwords and financial accounts information with respect to several Internet user accounts. Also, the present invention provides a system and a method for automatically signing on/in user accounts by inquiring the personal information and/or the user identification information from the IC card, and transmitting the inquired information to the Internet sites . It is another object of the present invention to provide a system and a method for managing Internet user accounts in an effective and integrated manner by automatically recording transaction results received from the Internet sites to the IC card. In accordance with the present invention, there is provided an integrated circuit (IC) card for storing Internet user' s information therein, the information comprising: a personal information, bank accounts information, security accounts information, credit-cards information and user identification information; and transaction results information received from Internet sites .

Further, m accordance with the present invention, there is provided a system for managing a plurality of αser accounts on Internet sites, comprising; an input

? means for inputting data; a client computer for executing an Internet connection software program and a driving software program to perform an Internet connection and process information, wherein the driving software program includes an inquiring program for inquiring information stored in an external information storage means and an writing program for writing information to the external information storage means; and a display means for displaying results of processed information. Further, in accordance with the present invention, there is provided a system for managing a plurality of user accounts on Internet sites by using an integrated circuit (IC) card, comprising; an input means for inputting data; an IC card for storing an user information and a transaction information, wherein the user information includes a personal information, an user identification information and financial accounts information; a client computer for executing an Internet connection software program and a driving software program to perform an Internet connection and process information, wherein the driving software program includes an inquiring program for inquiring information stored in the IC card and a writing program for writing information to the IC card; a connection line for connecting the client computer with the IC card; and a display means for displaying results of processed information .

Further, in accordance with the present invention, there is provided a method for managing a plurality of user accounts on Internet sites by using an integrated circuit (IC) card, comprising the steps of: a) executing an IC card driving software program; b) connecting a client computer to an Internet site and selecting a new entry into a connected Internet site to sign on; c) inquiring a personal information, which are requested by the Internet site, in the IC card and transmitting the inquired personal information to the Internet site; d) receiving the results from the Internet site; and e) writing the results to the IC card. The method in accordance with the present invention further comprises the steps of: f) receiving a request for an user identification information from the Internet site to sign in; g) inquiring the user identification information in the IC card; h) transmitting the inquired information to the Internet site; I) receiving the results from the Internet site; and j ) storing the results to the IC card.

Further, in accordance with the present invention, there is provided a computer-readable media storing software program instructions, the software program instructions disposed on a computer to perform a method for managing a plurality of user accounts on Internet sites by using an integrated circuit (IC) card, comprising the steps of: a) executing an IC card driving software program; b) connecting a client computer to an Internet site and selecting a new entry into an Internet site to sign on; c) inquiring a personal information, which are requested by the Internet site, in the IC card and transmitting the inquired information to the Internet site; d) receiving the results from the Internet site; and e) writing the results to the IC card.

The computer-readable media in accordance with the present invention further comprises the steps of: f) receiving a request for an user identification from an Internet site; g) inquiring the requested user identification information in the IC card; h) transmitting the inquired information to the Internet site to sign in; l) receiving results from the Internet site; and ) storing the results to the IC card. Brief Description of the Drawings

The above and other objects and features of the present invention will become apparent from the following description of preferred embodiments given in conjunction with the accompanying drawings, m which:

Fig. 1 is a block diagram illustrating a system for managing a plurality of user accounts on Internet sites in accordance with the present invention;

Fig. 2 is a diagram illustrating a data structure of an integrated circuit (IC) card shown in Fig. 1;

Fig. 3 is a flow chart illustrating a method for carrying out a new entry into an Internet account;

Fig. 4 is a flow chart illustrating a method carrying out an user identification in the Internet sites

Fig. 5 depicts a displayed screen of the basic information of the personal information screens;

Fig. 6 depicts a displayed screen of the detailed information of the personal information screens; Fig. 7 depicts a display screen of the additional information of the personal information screens;

Fig. 8 depicts a displayed screen of the security accounts information of financial information screens;

Fig. 9 is an exemplary view illustrating the stock sale screen at a stock trading site;

Fig. 10 is an exemplary view illustrating the stock purchase screen at a stock trading site;

Fig. 11 is an exemplary view illustrating the order transaction confirmation screen at a stock trading site; Fig. 12 depicts a displayed screen of the bank accounts information of the financial information screens;

Fig. 13 depicts a displayed screen of the credit- cards information of the financial information screen; Fig. 14 depicts a displayed screen of the user identification information of the site information screens ;

Fig. 15 depicts a displayed screen of the bonus points information of the site information screens; Fig. 16 depicts a displayed screen of the overall transaction information of the transaction information screens ;

Fig. 17 depicts a displayed screen of the stock trading transactions of the transaction information screens;

Fig. 18 depicts a displayed screen of the banking transactions of the transaction information screens;

Fig. 19 depicts a displayed screen of the shopping transactions of the transaction information screens; Fig. 20 is an exemplary view illustrating a new entry into an Internet site to sign on; and

Fig. 21 is an exemplary view showing an user identification information automatically filled in at an Internet banking site to sign in.

Best Mode for Carrying out the Invention

Fig. 1 is a block diagram illustrating a system for managing a plurality of user accounts on Internet sites in accordance with the present invention. Referring to Fig. 1, a plurality of Internet sites

122, 124 and 126 are connected to a client system 100.

The client system 100 includes: a data input device 112 for inputting an user information including a personal information, user identification information and financial accounts information; a client computer 102 for executing an Internet connection software program 104 and an IC card driving software program 106; an IC card 1113 for storing the personal information, the user identification information and transaction results received from the Internet sites; a display device 120 for displaying the personal information, the user identification information and the transaction results thereon; and a connection device 116 for connecting the client computer 102 and the IC card 118 for a data communication.

In addition, the IC card driving software program

106 includes an IC card writing program 110 for storing or writing the information to the IC card 118 and an IC card inquiring program 108 for inquiring the information stored in the IC card 118.

Fig. 2 is a diagram illustrating the user information and the transaction results stored in the IC card 118, shown in Fig. 1. The user identification information also includes a personal information, the user identification information and the financial accounts information.

Referring to Fig. 2, the IC card 118 includes the personal information file 200, the bank accounts information file 202, the transaction log file 204, the security accounts information file 206, the bonus points information file 208, the user identification information file 210, the credit-cards information file 212 and the certificate file 214.

The personal information file 200 stores the personal information required for a new entry into an Internet site to sign on. That is, the personal information includes a name, a social security number, an electronic mail address, an desired user identifier (ID) and a desired password, a cellular phone number, a home address, a home telephone number, an office address, an office telephone number, a company name, a department name, and the like.

The bank accounts information file 202 stores bank accounts information required for Internet banking transactions. That is, the bank accounts information file 202 stores bank codes, bank account numbers, user IDs, communication passwords, account passwords, transfer service passwords, and the like.

The security accounts information file 206 stores a plurality of security accounts information required for cyber stock trading transactions. That is, the security accounts information file 206 stores security company codes, security account numbers, user IDs, transaction passwords, account passwords, transfer service passwords, and the like.

The credit-cards information file 212 stores a plurality of the credit-cards information required for the electronic commerce transactions. That is, the credit- cards information file 212 stores credit-card company codes, credit-card numbers, expire dates, passwords, and the like.

The transaction log file 204 stores the transaction results such as Internet banking, cyber stock trading and electronic commerce transactions. That is, the transaction log file 204 stores transaction codes, and transaction date, transaction time, transaction amount, and the like.

The user identification information file 210 stores the user identification information required to sign in to a plurality of Internet sites. That is, the user identification information file 210 stores Internet site codes, corresponding login IDs and passwords, and the like.

The bonus point information file 208 stores bonus points provided from the corresponding Internet sites.

The certificate file 214 stores the certificates required for Internet banking and cyber stock trading. That is, the certificate file 214 stores certificate numbers, certificates and private keys, and the like. Fig. 3 is a flow chart illustrating a method for carrying out a new entry into an Internet account.

Referring to Figs. 1 and 3, at step 300, the IC card driving software program 106 is executed on the client computer 102. At step 318, if the IC card driving software program 106 is not executed, an user carries out an Internet connection and then selects a new entry into an Internet account. Thereafter, at steps 320, the user directly types out the personal information that are required for the new entry through the data input device 112 such as a keyboard.

At steps 302 and 304, if the IC card driving software program 106 is executed and an user wants to modify the personal information stored in the IC card 118, the user modifies the personal information by inputting data through the data input device 112.

At step 306, the modified personal information is stored in the IC card 118 via the connection device 116.

At step 308, the Internet connection software program 104 is executing to thereby connect the client computer 102 to an Internet site. Then, a new entry into the Internet site is selected.

At step 310, the client computer 102 receives the required information on the new entry into the Internet

At step 312, according to the required information, the personal information is inquired from the IC card 118.

At step 314, the inquired personal information is transmitted to the Internet site.

At step 316, the new entry into the Internet site is processed at the Internet site, and then, processed information such as an user ID and a password are stored to tne user identification information file 210 of the IC card 118.

At step 322, if the user wants to sign on an another Internet site, the steps 300 to 316 are repeated. Fig. 4 is a flowchart, after connecting the client computer 102 to an Internet site, which will be used to describe the process of signing in and transaction details of an Internet site. Fig. 4 is a flow chart illustrating a method for carrying out the user identification and the process of transaction results at an Internet site.

Referring to Fig. 4, at step 400 the IC card driving software program 106 is executed on the client computer 102.

At steps 402 to 404, the client computer 102 is connected to an Internet site, and then, the client computer 102 receives a request of an user identification information such as an user ID and a password, or a financial account information from the Internet site.

At step 406, the user identification information is inquired from the IC card 118.

At step 408, the inquired information is transmitted to the Internet site. At step 410, a certain transaction is processed at the Inter site, and then, the client computer 102 receives the transaction results transmitted from the Internet

At step 412, the received transaction results are stored to the transaction log file 204 of the IC card 118. Later, the user can inquire the transaction results by searching the information stored in the IC card.

Figs. 5 to 21 are screen displayed on the display device 120 in accordance with the present invention. In Figs. 5 to 7, tnere are shown personal information screens when a personal information icon, PERSONAL is clicked. On these screens, the personal information can be written or modified, the personal information screens include basic information, detailed information and additional information. Fig. 5 depicts a display screen of the basic information of the personal information screens. The basic information includes personal information fields and desired login information fields. The personal information fields include a name, a social security number, an electronic mail (E-mail) address, a cellular telephone number and occupation. The desired sign-in information fields include a plurality of desired IDs and a desired password. The basic information is stored to the personnel information file 200 of the IC card 118 via the connection device 116.

Fig. 6 depicts a display screen of the detailed information of the personal information screens. The detailed information includes home information fields, postal receiving location information fields and office/school information fields. The home information fields include home ZIP code, home address and home telephone number. The office/school information fields include office/school ZIP code, office/school address, office/school telephone number, company/school name and department. The detailed information is stored to the personnel information file 200 of the IC card 118 via the connection device 116.

Fig. 7 depicts a display screen of additional information of the personal information screens. The additional information includes user's interests, birthday, a field whether or not the user is married or a single, wedding anniversary, spouse's birthday, residence type, monthly income and degree of education. The additional information is stored to the personnel information file 200 of the IC card 118 via the connection device 116.

In Figs. 8 to 11, there are shown financial information screens when a financial information icon FINANCE is clicked. On these screens, the information related to security accounts, bank accounts and credit cards is managed. The financial information screens include the security accounts information, the bank accounts information and the credit-cards information. Fig. 8 depicts a display screen of the security accounts information of the financial information screens. The security accounts information includes a security company fields, a security account fields, user ID fields, user password fields and transaction password fields. A new security account can be added by clicking the icon ADD, and the security accounts information can be modified by clicking the icon MOD. Also, a security account that is already registered can be deleted by clicking the icon DEL. The added or modified security accounts information is stored to the security accounts information file 206 of the IC card 118 via the connection device 116.

Fig. 9 is an exemplary view illustrating a result of a stock sale when the sale order ion SALE is clicked. As it can be seen, the information such as the corresponding account number, password, and communication password, stored m the IC card 118, are automatically filled in the corresponding fields of an Internet stock trading site. The transaction results are received and stored to the transaction log file 204 of the IC card 118 via the connection device 116.

Fig. 10 is an exemplary view illustrating a stock purchase when the sale purchase ion BUY is clicked. As it can be seen, the information such as the corresponding account number, password, and communication password, stored m the IC card 118, are automatically filled m the corresponding fields of an Internet stock trading site. The transaction results are received and stored to the transaction log file 204 of the IC card 118 via the connection device 116. Fig. 11 is an exemplary view illustrating an order conclusion confirmation. As it can be seen, an user can check the detailed transaction results of the order conclusion confirmation. Fig. 12 depicts a displayed screen of bank accounts information of the financial information screens. The bank accounts information includes bank name fields, bank account fields, user ID fields, communication password fields and transaction password fields. A new bank account can be added by clicking the addition icon ADD, and the bank accounts information can be modified by clicking the modification icon MOD. Also, a bank account that is already registered can be deleted by clicking a deletion ion DEL. The added or modified bank accounts information is stored to the bank accounts information file 202 of the IC card 118 via the connection device 116.

Fig. 13 depicts a displayed screen of credit-cards information of the financial information screen. The credit-cards information includes credit-card company fields, credit-card number fields, expire date fields and password fields. A new credit-card account can be added by clicking the addition icon ADD, and the credit-cards information can be modified by clicking the modification icon MOD. Also, a credit-card account that is already registered can be deleted by clicking the deletion ion

DEL. The added or modified credit-card accounts information is stored to the credit-cards information file

212 of the IC card 118 via the connection device 116.

In Figs. 14 and 15, there are shown Internet site information screens when the site information icon SITE INFO of the menu buttons is clicked. On these screens, the registered Internet site information can be managed, and the screens include the user identification information and bonus points information. Fxg. 14 depicts a displayed screen of the user identification information of the Internet site information screens. The user identification information includes Internet site name fields, Internet site address fields, user ID fields and password fields. A new user identification information can be added by clicking the addition icon ADD, and an user identification information can be modified by clicking the modification icon MOD. Also, an user identification information that is already registered can be deleted by clicking the deletion ion DEL. The added or modified user identification information is stored to the user identification information file 210 of the IC card 118 via the connection device 116.

Fig. 15 depicts a displayed screen of the bonus points information of the Internet site information screens. The bonus points information includes Internet site name fields, Internet site address fields, bonus point fields. The bonus point is a kind of mileage that is given by each Internet site according to an accumulated transaction amount. The bonus points information is recorded to the bonus point information file 208 of the IC card 118 via the connection device 116.

In Figs. 16 to 19, there are shown transaction information screens when the transaction information icon

TRANSACTION of the menu buttons is clicked. On these screens, the transaction information such as the cyber stock trading, the Internet banking and the electronic commerce can be managed, and the transaction information screens include the overall information, the stock trading information, the banking transaction information and the electronic shopping transaction information.

Fig. 16 depicts a displayed screen of the overall transaction information of the transaction information screens. The overall transaction information includes Internet site name fields, transaction classification fields, a transaction date fields, transaction serial number fields, a transaction amount fields and details fields. On this screen, the user can make inquiries about the transaction date, the transaction details and the like. Fig. 17 depicts a displayed screen of the stock trading information of the transaction information screens. On this screen, the user can make inquiries about the stock trading information. The stock trading information includes security company name fields, transaction date fields, transaction classification fields, item code fields, unit price fields and amount fields. The inquired stock trading information refers to the security accounts information file 206 and the transaction log file 204. Fig. 18 depicts a displayed screen of the banking transaction information of the transaction information screens. On this screen, the user can make inquiries about the banking transaction information. The banking transaction information includes bank name fields, transaction date fields, transaction serial number fields, a transaction classifying fields, transaction amount fields and details fields. The inquired banking transaction information refers to the bank accounts information field 202 and the transaction log file 204. Fig. 19 depicts a displayed screen of the electronic shopping transaction information of the transaction information screens. On this screen, the user can make inquiries about the electronic shopping transaction information. The electronic shopping transaction information includes Internet site name fields, transaction date fields, transaction amount fields, details fields. The inquired electronic shopping transaction information refers to the user identification information file 210 and the transaction log file 204. Fig. 20 is an exemplary view illustrating a new entry into an Internet site to sign on by using the system in accordance with the present invention.

Referring to Fig. 20, when an user selects a new entry into the Internet site after connecting an Internet site to sign on, the personal information required for the new entry are automatically filled in, wherein the personal information is stored in the IC card 118. Therefore, it is unnecessary for the user to type out the personal information through the data input device such as a keyboard.

Fig. 21 is an exemplary view showing an user identification information automatically filled in at an Internet banking site to sign in. As it can be seen, the user identification information are automatically filled in each of corresponding fields.

As described above, when an user signs on or signs in to Internet sites, the personal information, the user identification information, and the financial accounts information, are automatically filled in, so that the user's convenience is greatly enhanced. Further, since the system in accordance with the present invention automatically stores transaction results, which are received from each Internet sites, to the IC card, thereby allowing the user to inquiry the transaction information and to manage a plurality of the user accounts on the Internet sites and the transaction details in an effective and integrated manner.

While the present invention has been described and illustrated with respect to a preferred embodiment of the invention, it will be apparent to those skilled m the art that variations and modifications are possible without deviating from the broad principles and teachings of the present invention which should be limited solely by the scope of the claims appended hereto.

Claims

1. An integrated circuit (IC) card for storing information therein, the information comprising: an user information including a personal information, a bank accounts information, a security accounts information, an user identification information and a credit-cards information; and transaction results information that is received from Internet sites.

2. The IC card as recited in claim 1, wherein the personal information includes a name field, a social security number field, desired user identifier (ID) fields and a desired password.

3. The IC card as recited in claim 1, wherein the bank accounts information includes bank code fields, bank account fields, user ID fields, communication password fields, account password fields and transfer service password fields.

4. The IC card as recited m claim 1, wnerein the security accounts information includes security company code fields, security account number fields and transaction password fields.

5. The IC card as recited m claim 1, wherein the user identification information includes Internet site code fields, ID fields and password fields.

6. The IC card as recited m claim 1, wherein the credit-cards information includes credit-card company code fields, credit-card number fields, expire date fields and password fields.

7. The IC card as recited in claim 1, wherein the transaction results information includes transaction code fields, transaction date fields, transaction time fields and transaction amount fields.

8. A system for managing a plurality of user accounts on Internet sites, comprising; an input means for inputting data; a client computer for executing an Internet connection software program and a driving software program to perform an Internet connection and process information, wherein the driving software program includes an inquiring program for inquiring information stored in an external information storage means and an writing program for writing information to the external information storage means; and a display means for displaying results of processed information .

9. The system as recited m claim 8, wherein the driving software program displays a personal information screen, a financial information screen, an user identification information screen and a transaction information screen. The personal information screen including: a basic information screen having a name field, a social security number field, an electronic mail address field, desired user identifier (ID) fields and a desired password field; and a detailed information screen having home address field, home telephone number field, office address field, office telephone number field and office name field.

10. The system as recited m claim 9, wherein the personal information screen further includes an additional information screen, the additional information screen having user's interest fields, user's birthday field, wedding anniversary field, residence type field, monthly income field and a field for checking a degree of education.

11. The system as recited in claim 9, wherein the financial information screen includes: security accounts screen having security company fields, security account fields, user ID fields, password fields and transaction password fields; bank accounts screen having bank name fields, bank account fields, user ID fields, communication password fields and transaction password fields; and credit-cards information screen having credit-card company fields, credit-card number fields, expire date fields and password fields.

12. The system of claim 9, wherein the user identification information screen includes: an user identification information screen having Internet site name fields, Internet site address fields, user ID fields and password ID fields; and bonus points information screen having Internet site name fields, Internet site address fields and bonus point fields.

13. The system as recited m claim 9, wherein the transaction information screen includes: the overall transaction information screen for displaying all the transaction details; a stock trading information screen for displaying information associated with the stock trading transactions; a banking transaction information screen for displaying information associated with the banking transactions; and an electronic shopping transaction information screen for displaying information associated with the electronic shopping transactions.

14. A system for managing a plurality of user accounts on Internet sites by using an integrated circuit (IC) card, comprising; an input means for inputting data; an IC card for storing an user information and a transaction information, wherein the user information includes a personal information, an user identification information and a financial accounts information; a client computer for executing an Internet connection software program and a driving software program to perform an Internet connection and process information, wherein the driving software program includes an inquiring program for inquiring information stored in the IC card and an writing program for writing information to the IC card; a connection line for connecting the client computer with the IC card; and a display means for displaying results of processed information.

15. The system as recited m claim 14, wnerein the driving software program displays a personal information screen, a financial information screen, an user identification information screen and a transaction information screen. The personal information screen including : a oasic information screen h ving a name field, a social security number field, ar electronic mail aαdress fielα, desired user identifier (ID) fields and a desired password field; and a detailed information screen having home address field, home telephone number field, office address field, office telephone number field and office name field.

16. The system as recited in claim 15, wherein the personal information screen further includes an additional information screen, the additional information screen having user' s interests field, user' s birthday field, wedding anniversary field, residence type field, monthly income field and a field for checking a degree of education .

17. The system as recited m claim 15, wherein the financial information screen includes: a security accounts screen having security company fields, security account fields, user ID fields, password fields and transaction password fields; a bank accounts screen having bank name fields, bank account fields, user ID fields, communication password fields and transaction password fields; and credit-cards information screen having credit-card company fields, credit-card number fields, expire date fields and password fields.

18. The system as recited in claim 15, wherein the site information screen includes: an user identification information screen having Internet site name fields, Internet site address fields, user ID fields and password fields; and a bonus points information screen having Internet site name fields, Internet site address fields and bonus point fields .

19. The system as recited m claim 15, wherein the transaction information screen includes:

The overall transaction information screen for displaying all the transaction details; a stock trading information screen for displaying information associated with stock trading transactions; a banking transaction information screen for displaying information associated with banking transactions; and an electronic shopping transaction information screen for displaying information associated with electronic shopping transactions.

20. A method for managing a plurality of user accounts on Internet sites by using an integrated circuit (IC) card, comprising the steps of: a) executing an IC card driving software program; b) connecting a client computer to an Internet site and selecting a new entry into the connected Internet

c) inquiring the personal information, which is requested by the connected Internet site, in the IC card and transmitting inquired information to the Internet site; d) receiving results processed on the Internet site; and e) writing the received results to the IC card.

21. The method as recited m claim 20, wherein the step a) further comprising the steps of: al) modifying the information stored in the IC card by using a data input device; and a2) storing the modified information to the IC card.

22. The method as recited in claim 20, further comprising the steps of: n f) receiving a request for an user identification from an Internet site to sign in; g) inquiring the requested user identification information in the IC card; h) transmitting the inquired information to the Internet site;

1) receiving results processed on the Internet site; and j) storing the received results to the IC card.

23. A computer-readable media storing software program instructions, the software program instructions disposed on a computer to perform a method for managing a plurality of user accounts on Internet sites by using an integrated circuit (IC) card, comprising the steps of: a) executing an IC card driving software program; b) connecting a client computer to an Internet site and selecting a new entry into the connected Internet

c) inquiring the personal information, which is requested by the connected Internet site, in the IC card and transmitting the inquired information to the Internet site; d) receiving results processed on the Internet site; and e) writing the received results to the IC card.

24. The computer-readable media as recited m claim 23, wherein the step a) further comprising the steps of: al) modifying the information stored m the IC card by using a data input device; and a2) storing the modified information to the IC card.

25. The computer-readable media as recited in claim 23, further comprising the steps of: f) receiving a request for a user identification from an Internet site to sign in; g) inquiring requested user identification information in the IC card; h) transmitting the inquired information to the

Internet site;

1) receiving results processed on the Internet site; and ) storing the received results to the IC card.