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WO2001073707A3 - Procede et dispositif de gestion d'un ou de plusieurs instruments de valeur - Google Patents

Procede et dispositif de gestion d'un ou de plusieurs instruments de valeur Download PDF

Info

Publication number
WO2001073707A3
WO2001073707A3 PCT/US2001/010594 US0110594W WO0173707A3 WO 2001073707 A3 WO2001073707 A3 WO 2001073707A3 US 0110594 W US0110594 W US 0110594W WO 0173707 A3 WO0173707 A3 WO 0173707A3
Authority
WO
WIPO (PCT)
Prior art keywords
consumer
supplier
transaction service
secure transaction
identity
Prior art date
Application number
PCT/US2001/010594
Other languages
English (en)
Other versions
WO2001073707A2 (fr
Inventor
Steve Atsushi Okamoto
Steven Miller Schattmaier
Kaenel Tim Von
Mike Todd Zeile
Amour Frederick C St
Original Assignee
Cma Business Credit Services
Steve Atsushi Okamoto
Steven Miller Schattmaier
Kaenel Tim Von
Mike Todd Zeile
Amour Frederick C St
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cma Business Credit Services, Steve Atsushi Okamoto, Steven Miller Schattmaier, Kaenel Tim Von, Mike Todd Zeile, Amour Frederick C St filed Critical Cma Business Credit Services
Priority to EP01923025A priority Critical patent/EP1360661A2/fr
Priority to AU2001249764A priority patent/AU2001249764A1/en
Publication of WO2001073707A2 publication Critical patent/WO2001073707A2/fr
Publication of WO2001073707A3 publication Critical patent/WO2001073707A3/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/42—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for ticket printing or like apparatus, e.g. apparatus for dispensing of printed paper tickets or payment cards

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

L'invention concerne un système informatique permettant d'opérer une distribution sécurisée d'instruments de valeur, tels que coupons, tickets, bons-cadeaux, mandats et chèques de voyage. Ce système de distribution fait intervenir trois parties, à savoir le consommateur de l'instrument, le fournisseur de l'instrument et une partie de sécurisation appelée 'service de transaction sécurisée'. Le consommateur s'inscrit auprès du service de transaction sécurisée en vue d'une vérification d'identité avant ou après le lancement d'une transaction avec le fournisseur de produits ou de services. La vérification de l'identité du consommateur peut être établie à n'importe quel niveau requis. Dans un mode de réalisation de ce système, le fournisseur muni le consommateur d'un jeton de confirmation que le consommateur doit présenter au service de transaction sécurisée conjointement avec les informations d'identification du consommateur de manière que seul un consommateur autorisé puisse opérer une transaction. Grâce à ce jeton de confirmation, le service de transaction sécurisée peut obtenir des informations en provenance du fournisseur de produits ou de services par échange de données. Dans certains cas, le service de transaction sécurisée génère le produit requis sous forme électronique et le transmet de manière sécurisée au consommateur autorisé. Des signatures numériques peuvent être utilisées pendant le processus pour assurer l'intégrité des données et de l'identité de l'expéditeur. D'autres modes de réalisation de ce système comprennent des procédés destinés à réémettre, échanger et transférer des instruments de valeur pour des utilisateurs d'origine et des tierces parties.
PCT/US2001/010594 2000-03-29 2001-03-28 Procede et dispositif de gestion d'un ou de plusieurs instruments de valeur WO2001073707A2 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP01923025A EP1360661A2 (fr) 2000-03-29 2001-03-28 Procede et dispositif de gestion d'un ou de plusieurs instruments de valeur
AU2001249764A AU2001249764A1 (en) 2000-03-29 2001-03-28 Method and apparatus for managing one or more value bearing instruments

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US19306400P 2000-03-29 2000-03-29
US60/193,064 2000-03-29

Publications (2)

Publication Number Publication Date
WO2001073707A2 WO2001073707A2 (fr) 2001-10-04
WO2001073707A3 true WO2001073707A3 (fr) 2003-08-28

Family

ID=22712147

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/010594 WO2001073707A2 (fr) 2000-03-29 2001-03-28 Procede et dispositif de gestion d'un ou de plusieurs instruments de valeur

Country Status (3)

Country Link
EP (1) EP1360661A2 (fr)
AU (1) AU2001249764A1 (fr)
WO (1) WO2001073707A2 (fr)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102521925B (zh) * 2011-12-08 2013-10-23 中国工商银行股份有限公司 一种银行终端设备负载均衡方法及系统
US10896418B2 (en) 2017-12-29 2021-01-19 Ebay Inc. Secure management of data files using a blockchain

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0713198A2 (fr) * 1994-11-18 1996-05-22 Hitachi, Ltd. Système et méthode pour la vente de tickets électroniques
WO1998022915A1 (fr) * 1996-11-20 1998-05-28 British Telecommunications Public Limited Company Systeme de transaction
WO1998043211A1 (fr) * 1997-03-26 1998-10-01 British Telecommunications Public Limited Company Systeme transactionnel
WO1998044429A1 (fr) * 1997-04-01 1998-10-08 Cardis Enterprise International N.V. Systeme et procede monetaires electroniques denombrables
US5903880A (en) * 1996-07-19 1999-05-11 Biffar; Peter C. Self-contained payment system with circulating digital vouchers
WO1999027475A1 (fr) * 1997-11-20 1999-06-03 Mordhai Barkan Systeme et procede de paiement au moyen de jetons
EP0932128A2 (fr) * 1998-01-27 1999-07-28 NTT Data Corporation Système de tickets électroniques, terminal de collection, terminal de prestation de services, terminal d'utilisateur, méthode électronique de correction de tickets et support d'enregistrement
US5999625A (en) * 1997-02-27 1999-12-07 International Business Machines Corporation Method for electronic payment system with issuer control

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0713198A2 (fr) * 1994-11-18 1996-05-22 Hitachi, Ltd. Système et méthode pour la vente de tickets électroniques
US5903880A (en) * 1996-07-19 1999-05-11 Biffar; Peter C. Self-contained payment system with circulating digital vouchers
WO1998022915A1 (fr) * 1996-11-20 1998-05-28 British Telecommunications Public Limited Company Systeme de transaction
US5999625A (en) * 1997-02-27 1999-12-07 International Business Machines Corporation Method for electronic payment system with issuer control
WO1998043211A1 (fr) * 1997-03-26 1998-10-01 British Telecommunications Public Limited Company Systeme transactionnel
WO1998044429A1 (fr) * 1997-04-01 1998-10-08 Cardis Enterprise International N.V. Systeme et procede monetaires electroniques denombrables
WO1999027475A1 (fr) * 1997-11-20 1999-06-03 Mordhai Barkan Systeme et procede de paiement au moyen de jetons
EP0932128A2 (fr) * 1998-01-27 1999-07-28 NTT Data Corporation Système de tickets électroniques, terminal de collection, terminal de prestation de services, terminal d'utilisateur, méthode électronique de correction de tickets et support d'enregistrement

Also Published As

Publication number Publication date
WO2001073707A2 (fr) 2001-10-04
EP1360661A2 (fr) 2003-11-12
AU2001249764A1 (en) 2001-10-08

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