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WO2000048122A1 - Systeme intelligent financier de terminaux de point de vente protege contre la contrefaçon - Google Patents

Systeme intelligent financier de terminaux de point de vente protege contre la contrefaçon Download PDF

Info

Publication number
WO2000048122A1
WO2000048122A1 PCT/CN1999/000148 CN9900148W WO0048122A1 WO 2000048122 A1 WO2000048122 A1 WO 2000048122A1 CN 9900148 W CN9900148 W CN 9900148W WO 0048122 A1 WO0048122 A1 WO 0048122A1
Authority
WO
WIPO (PCT)
Prior art keywords
fingerprint
card reader
smart
card
interface
Prior art date
Application number
PCT/CN1999/000148
Other languages
English (en)
Chinese (zh)
Inventor
Shuxin Zhang
Chuanxiang Xu
Original Assignee
Beijing Courage Technology Development Co., Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Beijing Courage Technology Development Co., Ltd. filed Critical Beijing Courage Technology Development Co., Ltd.
Priority to AU57259/99A priority Critical patent/AU5725999A/en
Publication of WO2000048122A1 publication Critical patent/WO2000048122A1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/205—Housing aspects of ATMs

Definitions

  • the present invention belongs to a financial POS machine, and particularly a collection of functions such as reading and writing smart IC cards, magnetic stripe cards, fingerprint collection, fingerprint comparison, display of image information such as photos and text information such as names, and bill printing.
  • Integrated intelligent instrument Background technique
  • a person may need to remember many passwords, such as his computer password, safe password, passbook password, phone password, etc.
  • passwords such as his computer password, safe password, passbook password, phone password, etc.
  • users In order to be easy to remember and not easy to be stolen by others, users have to take pains Program these passwords.
  • These passwords are also the source of leaks.
  • many users use their birth date or other meaningful numbers as passwords for convenience of memory. This is actually very easy for others to guess. This has occurred in cases of misappropriation of credit cards or "credit cards”. Disclosure of invention
  • the purpose of the present invention is to provide an intelligent instrument which integrates many functions such as reading and writing smart IC card, magnetic stripe card, fingerprint collection, fingerprint comparison, display of text information such as photo image information and name, and receipt printing. It can accept new-type Ic card credit card transactions, and it can also accept issued magnetic stripe credit card transactions.
  • the invention is designed to improve the security and anti-counterfeiting performance of the current financial P 0 S machine. It includes a magnetic card reader, a fingerprint reader, an operating keyboard, and a liquid crystal display. It is characterized in that it also includes a central processing that performs functions such as fingerprint feature extraction, automatic fingerprint comparison, data decryption and decompression, logic control, and data communication.
  • the central processing unit consists of 32-bit embedded CPU chip, data storage chip set, program memory chip set, sequential logic control chip set, etc. It consists of a device, the communication interface is a dedicated expansion interface board, which includes a standard parallel communication interface connected to a receipt printer, three serial communication interfaces (one connected to the WAN through a modem, and another connected to an IC card reader. Serial communication interface of local area network), a magnetic card reader driver interface, the instrument main board is composed of AC / DC power module, keyboard decoding module, encryption module, optical fingerprint scanning interface circuit, and small screen LCD interface circuit.
  • the fingerprint reader used in the present invention is a fingerprint password keyboard.
  • FIG. 1 is a schematic block diagram of the present invention
  • FIG. 2 is an operation flowchart of the present invention
  • FIG. 3 is a circuit block diagram of a central processing unit according to the present invention.
  • FIG. 4 is a circuit block diagram of a dedicated expansion interface board according to the present invention.
  • Fig. 5 is a circuit schematic diagram of an AC / DC power module in the main board of the instrument of the present invention
  • Fig. 6 is a circuit schematic diagram of a keyboard decoding module in the main board of the apparatus of the present invention
  • Principle block diagram
  • FIG. 8 is a circuit schematic diagram of an optical fingerprint scanner interface circuit in an instrument main board
  • FIG. 9 is a circuit schematic diagram of a small screen liquid crystal interface circuit in an instrument main board of the present invention
  • FIG. 10 is a circuit block diagram of a fingerprint collection module according to the present invention.
  • FIG. 11 is a circuit block diagram of a display screen and a driving card according to the present invention.
  • Figure 12 shows the functional module diagram of the magnetic card reader T T L level to RS-232C interface.
  • Figure 13 shows the implementation principle of the magnetic card reader interface C P L D logic device.
  • Central Processing Unit a Central Processing Unit
  • the central processing unit performs functions such as fingerprint feature extraction, automatic fingerprint comparison, data decryption and decompression, logic control, and data communication.
  • the unit consists of a 32-bit embedded CPU chip, a data storage chipset, and a program storage Device chipset, sequential logic control chipset and other components.
  • Dedicated expansion interface board :
  • the expansion interface board integrates a standard parallel communication interface (connected to a credential printer), two RS232C serial communication interfaces (one connected to the WAN through a MODEM, and the other connected to a CPU card reader), and one RS485 serial communication interface
  • AC / DC power module U1 provides + 5V, U2 provides + 12V, and U3 provides -12V power (see Figure 5 for its circuit schematic diagram); keyboard decoding module (see Figure 6 for its circuit schematic diagram, where U4 is keyboard decoding Chip, J1 is the standard keyboard interface socket); encryption module (the circuit schematic diagram is shown in Figure 7); optical fingerprint scanner interface circuit (the circuit schematic diagram is shown in Figure 8, where U5 is the frame grabber video input socket and U6 is optical Fingerprint scanner signal output and power socket); small-screen LCD interface circuit (see Figure 9 for the circuit schematic, where U7 is the LCD signal line, control line, power interface, U8 is the socket on the motherboard). Fingerprint acquisition module:
  • Color LCD display and color LCD driver card It consists of an optical fingerprint scanner and an image capture card that converts video signals into digital quantities.
  • the circuit block diagram is shown in Figure 10.
  • Color LCD display and color LCD driver card :
  • the keyboard decoding module on the main board of the instrument scans and Decode commands and data entered by the keyboard.
  • Structure of the instrument- The structure of the intelligent anti-counterfeiting financial POS machine is a desktop, which works with the fingerprint password keyboard to complete the normal credit card transaction process.
  • the present invention can compare only the card holder's personal password (PIN), and can also compare the card holder's personal password (PIN) and fingerprint at the same time (this improves the security of card transactions).
  • the present invention can form a local area network (inside a super mall) through an RS485 serial communication port, or directly access a wide area network for cross-bank transactions.
  • the invention can also run on the Internet, so the blacklist query speed is fast, and the economic loss of cardholders and card issuing banks is reduced.
  • the present invention provides a PC / 104 embedded CPU as a hardware platform, which integrates CPU financial IC card (CPU card) reading and writing, magnetic stripe credit card reading, bill printing, fingerprint collection, and fully automatic comparison to an integrated POS machine, which can pass fingerprints. , Password, photo to identify the authenticity of the financial IC card, and can handle financial IC credit cards that store more than two fingerprints, a photo and text information at the same time in a CPU card.
  • the hardware structure of the present invention is combined with software for encrypting, decrypting, decompressing transaction information, and performing automatic identification of fingerprints, displaying text information such as photos and credit card transaction results.
  • These software and hardware functional modules constitute a powerful intelligent anti-counterfeiting Financial P0S machine.
  • This POS machine has the characteristics of strong anti-counterfeiting ability, strong communication function and fast credit card transaction speed. It can be widely used in banks and supermarkets to replace existing POS machines with backward functions.
  • the invention also has other functions: It can be used as a fingerprint collection, feature extraction and information encryption device for making smart anti-counterfeiting financial IC cards. It can communicate with image input devices such as scanners and cameras through a parallel communication port, and can provide functions for image input and compression processing. Support The LAN and WAN network protocols, and the configuration of network browsing software can perform network information browsing, communication, and reception, transmission, and retrieval of information materials. Various methods of blacklist query can be implemented (fingerprint, name, photo, personal password, etc.).

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Collating Specific Patterns (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

L'invention concerne un système intelligent de terminaux de point de vente protégé contre la contrefaçon comprenant une unité de lecture de cartes magnétiques, un clavier opérationnel, un afficheur à cristaux liquides, un clavier de saisie de code, une unité centrale permettant d'extraire les empreintes digitales, de les comparer automatiquement, de coder et décomprimer les données, de vérifier la logique et de communiquer les données. Ce système comprend également une micro-imprimante imprimant des reçus, une unité de lecture de cartes intelligentes à circuit intégré, un clavier de saisie de code utilisant le clavier de saisie de code à empreintes digitales. Ce système présente encore les fonctions de lecture et écriture de cartes intelligentes à circuit intégré, de cartes magnétiques, de collecte d'empreintes digitales, de comparaison d'empreintes digitales, d'affichage de photos, de graphiques et des noms et prénoms ainsi qu'une imprimante de reçus. Il accepte aussi les transactions effectuées par les nouvelles cartes de crédit et celles effectuées par les cartes magnétiques déjà en circulation.
PCT/CN1999/000148 1999-02-12 1999-09-22 Systeme intelligent financier de terminaux de point de vente protege contre la contrefaçon WO2000048122A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU57259/99A AU5725999A (en) 1999-02-12 1999-09-22 Smart anticounterfeit financial pos machine

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN99204692U CN2357368Y (zh) 1999-02-12 1999-02-12 智能防伪金融pos机
CN99204692.0 1999-02-12

Publications (1)

Publication Number Publication Date
WO2000048122A1 true WO2000048122A1 (fr) 2000-08-17

Family

ID=5288327

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN1999/000148 WO2000048122A1 (fr) 1999-02-12 1999-09-22 Systeme intelligent financier de terminaux de point de vente protege contre la contrefaçon

Country Status (3)

Country Link
CN (1) CN2357368Y (fr)
AU (1) AU5725999A (fr)
WO (1) WO2000048122A1 (fr)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2003030094A1 (fr) * 2001-10-02 2003-04-10 Moosa Eisa Al Amri Documents intelligents
US7118024B1 (en) 1999-06-10 2006-10-10 Nec Corporation Electronic data management system

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2006301903A (ja) * 2005-04-20 2006-11-02 Hitachi Omron Terminal Solutions Corp 現金自動取引装置
JP4755448B2 (ja) * 2005-06-03 2011-08-24 日立オムロンターミナルソリューションズ株式会社 自動取引装置
CN1941011B (zh) * 2005-09-29 2010-10-06 北京天一集成科技有限公司 一种金融pos机板卡
CN102013027B (zh) * 2010-12-07 2012-10-10 上海哈诚电子科技有限公司 磁条读写器
CN102306434A (zh) * 2011-09-16 2012-01-04 上海智翔信息科技股份有限公司 一种移动pos机
CN202306710U (zh) * 2011-10-21 2012-07-04 深圳市新国都技术股份有限公司 一种具有指纹识别的pos机
CN104318289A (zh) * 2014-11-12 2015-01-28 成都汇合乾元科技有限公司 一种三合一读写器
CN105096454A (zh) * 2015-08-26 2015-11-25 广西小草信息产业有限责任公司 一种银行卡防盗刷系统及银行卡pos机刷卡防盗方法
CN109637000B (zh) * 2018-10-23 2021-12-28 深圳壹账通智能科技有限公司 发票检验方法及装置、存储介质、电子终端

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4582985A (en) * 1981-03-18 1986-04-15 Loefberg Bo Data carrier
US5180902A (en) * 1988-04-21 1993-01-19 David Schick Self verifying transaction card with disabling capability
US5180901A (en) * 1990-05-21 1993-01-19 Kabushiki Kaisha Toshiba IC card with individual authentication function
CN1164712A (zh) * 1995-09-05 1997-11-12 佳能株式会社 生物统计学的识别过程和系统
CN1177155A (zh) * 1996-09-13 1998-03-25 三星电子株式会社 卡片交易系统电子付款终端

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4582985A (en) * 1981-03-18 1986-04-15 Loefberg Bo Data carrier
US5180902A (en) * 1988-04-21 1993-01-19 David Schick Self verifying transaction card with disabling capability
US5180901A (en) * 1990-05-21 1993-01-19 Kabushiki Kaisha Toshiba IC card with individual authentication function
CN1164712A (zh) * 1995-09-05 1997-11-12 佳能株式会社 生物统计学的识别过程和系统
CN1177155A (zh) * 1996-09-13 1998-03-25 三星电子株式会社 卡片交易系统电子付款终端

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7118024B1 (en) 1999-06-10 2006-10-10 Nec Corporation Electronic data management system
WO2003030094A1 (fr) * 2001-10-02 2003-04-10 Moosa Eisa Al Amri Documents intelligents
US7014120B2 (en) 2001-10-02 2006-03-21 Moosa Eisa Al Amri Smart documents
AU2002339221B2 (en) * 2001-10-02 2006-10-26 Moosa Eisa Al Amri Smart documents

Also Published As

Publication number Publication date
CN2357368Y (zh) 2000-01-05
AU5725999A (en) 2000-08-29

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