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WO1999006967A3 - Expected value payment systems for refunding balances on stored value cards - Google Patents

Expected value payment systems for refunding balances on stored value cards Download PDF

Info

Publication number
WO1999006967A3
WO1999006967A3 PCT/US1998/016029 US9816029W WO9906967A3 WO 1999006967 A3 WO1999006967 A3 WO 1999006967A3 US 9816029 W US9816029 W US 9816029W WO 9906967 A3 WO9906967 A3 WO 9906967A3
Authority
WO
WIPO (PCT)
Prior art keywords
balances
cards
refunding
stored
payment systems
Prior art date
Application number
PCT/US1998/016029
Other languages
French (fr)
Other versions
WO1999006967A2 (en
Inventor
Michael T Rossides
Original Assignee
Michael T Rossides
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Michael T Rossides filed Critical Michael T Rossides
Priority to AU86818/98A priority Critical patent/AU8681898A/en
Publication of WO1999006967A2 publication Critical patent/WO1999006967A2/en
Publication of WO1999006967A3 publication Critical patent/WO1999006967A3/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3437—Cards including a counter the counter having non-monetary units, e.g. trips
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/32—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for games, toys, sports, or amusements

Landscapes

  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Herein disclosed are two general payment execution systems for stored value cards that incorporate expected value payment means for refunding balances on such cards. One system enables people to refund balances on cards whose account balances are stored on a central computer. The other system enables people to refund balances on cards whose balances are stored on a magnetic medium that is part of the cards.
PCT/US1998/016029 1997-08-01 1998-08-03 Expected value payment systems for refunding balances on stored value cards WO1999006967A2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU86818/98A AU8681898A (en) 1997-08-01 1998-08-03 Expected value payment systems for refunding balances on stored value cards

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US5459897P 1997-08-01 1997-08-01
US60/054,598 1997-08-01
US7060298P 1998-01-06 1998-01-06
US60/070,602 1998-01-06

Publications (2)

Publication Number Publication Date
WO1999006967A2 WO1999006967A2 (en) 1999-02-11
WO1999006967A3 true WO1999006967A3 (en) 1999-04-22

Family

ID=26733247

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1998/016029 WO1999006967A2 (en) 1997-08-01 1998-08-03 Expected value payment systems for refunding balances on stored value cards

Country Status (2)

Country Link
AU (1) AU8681898A (en)
WO (1) WO1999006967A2 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6119106A (en) 1997-11-26 2000-09-12 Mersky; Randy Method and apparatus for facilitating customer payments to creditors from a remote site
US7296003B2 (en) 2001-08-17 2007-11-13 Globex Financial Services, Inc. Method and apparatus for facilitating manual payments for transactions conducted over a network
WO2004012062A2 (en) 2002-07-30 2004-02-05 Acs State & Local Solutions, Inc. Systems and methods for processing benefits
US7587434B2 (en) 2002-10-01 2009-09-08 Acs State & Local Solutions, Inc. Method and system for managing a distributed transaction process
US8340979B2 (en) 2002-10-01 2012-12-25 Acs State & Local Solutions, Inc. Systems and methods for electronically processing government sponsored benefits

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4722554A (en) * 1986-08-27 1988-02-02 St. Ives Laboratories, Inc. Alternative-value paper refund form
US5269521A (en) * 1990-08-22 1993-12-14 Rossides Michael T Expected value payment method and system for reducing the expected per unit costs of paying and/or receiving a given amount of a commodity
US5620182A (en) * 1990-08-22 1997-04-15 Rossides; Michael T. Expected value payment method and system for reducing the expected per unit costs of paying and/or receiving a given ammount of a commodity

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4722554A (en) * 1986-08-27 1988-02-02 St. Ives Laboratories, Inc. Alternative-value paper refund form
US5269521A (en) * 1990-08-22 1993-12-14 Rossides Michael T Expected value payment method and system for reducing the expected per unit costs of paying and/or receiving a given amount of a commodity
US5620182A (en) * 1990-08-22 1997-04-15 Rossides; Michael T. Expected value payment method and system for reducing the expected per unit costs of paying and/or receiving a given ammount of a commodity

Also Published As

Publication number Publication date
AU8681898A (en) 1999-02-22
WO1999006967A2 (en) 1999-02-11

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