WO1999060500A1

WO1999060500A1 - Method and apparatus for owner identification and recording medium therefor

Info

Publication number: WO1999060500A1
Application number: PCT/JP1998/005249
Authority: WO
Inventors: Hiroko Oki
Original assignee: Hiroko Oki
Priority date: 1998-05-20
Filing date: 1998-11-20
Publication date: 1999-11-25
Also published as: AU1175499A

Abstract

Method and apparatus for identifying a true owner of an article surely and easily when the article is used, and a medium for the identification. Individual data comprising biological features inherent to the owner of an article, handwriting of the owner, or the combination thereof are stored in a memory element built in the article and the individual data comprising biological features inherent to the owner of an article, handwriting of the owner, or the combination thereof are sampled directly from the same part of the user as that for the stored individual data when the article is used. The sampled individual data is compared with that stored in the memory element built in the article thus deciding whether the article is used by a true owner.

Description

Description Personal authentication method, personal authentication device and recording medium for personal authentication

The present invention relates to a personal authentication method and a personal authentication device for determining whether or not use of a required product is due to a genuine product owner, and a recording medium for personal authentication. Background art

In recent years, payments and services have been increasingly used with various credit cards such as credit cards, cash cards, and service cards. However, of these credit cards, only the sign can be used without any password check.If the cards are stolen or lost or passed on to a third party, the card is used. When shopping or receiving services by abusing the card, the merchant / service provider cannot verify that the card holder is the card holder, and believes that the card holder is the owner of the card, There was a problem that there was nothing but to do. Also, when cash is withdrawn by entering a passcode like a cash card, there is a problem that if the passcode is forgotten or memorized incorrectly, the cash withdrawal will not be possible. There was also a problem that if a fraudulent user was known to be stolen or threatened, the card could be used without being the cardholder. Disclosure of the invention

An object of the present invention is to provide a personal authentication method, a personal authentication device, and a personal authentication medium that can reliably and easily confirm whether or not use of a required article is performed by a genuine article owner. The purpose is to provide. BRIEF DESCRIPTION OF THE FIGURES

FIG. 1 is a block diagram showing a preferred embodiment of the present invention, and FIG. FIG. 3 is a perspective view of a ring as a preferred embodiment of the present invention, and FIG. 3 is a block diagram of a personal authentication device using the ornament of the present invention. BEST MODE FOR CARRYING OUT THE INVENTION

In order to achieve the above-mentioned object, the present invention has a storage element incorporated in a required article storing biological data unique to the article owner or individual data consisting of handwriting or a combination thereof, When the article is used, the individual data consisting of biological characteristics or handwriting or a combination thereof is directly collected from the same site as the individual data of the user, and the collected individual data is stored in the storage element of the article. An identity authentication method characterized in that it is determined whether or not the use of an article is due to a genuine article owner by comparing with the individual data.

An article incorporating a storage element storing individual data consisting of biological characteristics or handwriting unique to the owner or a combination thereof; a reader reading the individual data from the storage element of the article; A detecting device for directly collecting from a user a biological feature or a handwriting of the same part as the individual data stored in the storage element or some of them, and the individual data obtained from the detecting device and the aforementioned An identity authentication device characterized by comprising an identification device that compares individual data stored in a storage element of an article with the authenticity of the article to determine whether the article is used by the owner of the article. .

A process of reading, by a reader, individual data consisting of biological characteristics unique to the owner himself or handwriting or a combination thereof, which is stored in a storage element incorporated in a required article; A process of directly collecting and digitizing biological characteristics or handwriting of the same part as the individual data stored in the storage element or some of them, and an individual data obtained from the detection device by the identification device. And comparing the individual data stored in the storage element of the article with the individual data to determine whether or not the use of the article is due to the genuine article owner. It comprises a computer-readable recording medium for personal authentication in which a program is stored.

The effect is remarkable when a credit card is used as a required item. In addition, when used as a jewelry item, it is an article that has the original function of the jewelry item and is always attached to the body, and is effective as it is less likely to be lost or misplaced. In addition, one of the biological characteristics unique to the individual is that one or a combination of voiceprint, fingerprint, palmprint, palm shape, fundus blood vessel pattern, iris, and facial appearance is accurate and secure. It is particularly preferable from the viewpoint of. In addition, the authorization data specific to the principal is based on the principal's unique rights such as a prepaid card and a membership card, such as a usage limit and entry / exit rights.

Embodiment 1

A preferred embodiment of the present invention will be described in detail with reference to a case where a cash card which is a credit card is used as an article, based on a block diagram shown in FIG.

1 is a personal authentication device. The personal identification device 1 is a computer-readable card 2 storing individual data consisting of biological characteristics unique to the owner or handwriting or a combination thereof, and a storage element incorporated in the force 2. A reader 3 similar to the conventional force reader used to read the data stored in the device and a biological feature or handwriting at the same site as the force 2 individual data or these can be directly sent from the card user. It consists of a detection device 4 to be collected and an identification device 5 for comparing and discriminating the individual data of the card 2 and the individual data collected by the detection device 4, and the reader 3, the detection device 4, and the identification device 5 are interconnected. ing. In addition, the computer-readable power source 2 owned by the person is a device that stores and issues, as individual data, biological characteristics unique to the person or handwriting or a combination thereof. In the second embodiment, the card 2 collects a fingerprint of the person, digitizes the fingerprint pattern, and stores it in a storage element such as an IC card or a magnetic force. Reference numeral 3 denotes a reader for reading digitized fingerprint data, which is individual data stored in the storage element of the force 2. The individual data read by the reader 3 is an identification device 5 described later. Is transferred to the memory. Reference numeral 4 denotes a detection device that directly collects the same site as the individual data as the biological feature stored in the storage element of the card 2, that is, the fingerprint of the same finger of the person who is using the device at the time of use. Is to read a fingerprint with a scanner, digitize the fingerprint, and transfer the fingerprint data to a memory of an identification device 5 described later. 5 is a comparison between the fingerprint data of the force user obtained from the detection device 4 and the individual data of the card 1 and the force owner. The identification device 5 determines whether or not the user is the user. The identification device 5 includes a computer that executes a program installed from the FD or a CD-ROM.

In such a configuration, the card issuer first issues a computer-readable card 2 to the card user by using the card user's own unique biological features or handwriting or a combination of these. In other words, in this embodiment, a fingerprint is collected, the fingerprint pattern is digitized, and the digitized pattern is stored in a magnetic recording unit or an IC memory. A user who uses such a force 2 to withdraw cash, pay a commodity price, or receive various services, inserts the card ² into the reader 3 of the personal identification device 1. When the force 2 is inserted into the reader 3, the identification device 5 as a computer reads the individual data unique to the person stored in the card 2 according to the program installed from the CD-ROM or FD. In addition to performing the processing, the read individual data of the card owner is transferred to the memory of the identification device 5, and the writing processing to the memory is performed. Next, based on the instructions displayed on the monitor based on the program, the card user presses the finger of the same hand as the individual data of the card 2 on the scanning glass surface of the detection device 4, and the scanner operates the CCD based on the program. Are scanned to perform fingerprint reading processing. Then, the read fingerprint image is transferred to the memory of the identification device 5, and the writing process to the memory is performed. In this way, the individual data of force 2 written in the separate memories of the identification device 5 and the fingerprint data collected by the detection device 4 are compared in the identification device 5 and the possession of the force 2 is obtained. A determination process is performed to determine whether the user and the user of the card whose fingerprint has been collected by the detection device 4 are the same. In this discrimination, the identification device 5 determines that the owner of the card 2 and the force user inspected by the detection device 4 are the same, and when displayed on the monitor of the identification device 5, pays cash. The customer, the merchandise seller or the service provider only has to pay cash, deposit money, and provide services to the cardholder.

In the preferred embodiment, the individual data having biological features may be fingerprint data of all fingers of both hands, or voiceprint, palmprint, palm shape, fundus blood vessel pattern, iris, face Any one of or a combination thereof. It can be set as appropriate according to the usage situation, ie, the level of safety management and the age of the user. The identification device 5 has a high versatility as a program installed in a computer, but may be a dedicated device in which a program is directly incorporated in hardware.

Embodiment 2

Next, another preferred embodiment of the present invention will be described in detail with reference to a ring as a decoration shown in FIG.

In FIG. 2, reference numeral 20 denotes a decoration according to the present invention, which is a ring in the illustrated example, but may be any decoration used on a body such as a wristwatch, a pendant, and a brooch. The jewelry 20 is a jewelry body 21 provided with a decoration having a decoration function, which is a purpose of the past, and has a storage element 22 such as an IC chip or a magnetic tape built therein. The above-mentioned storage element 22 stores the individual's own biological characteristics or personal data consisting of handwriting or a combination of these, as necessary, such as a prepaid card such as the amount of use of the individual and entry / exit rights, a membership card, etc. Conventionally, it is stored together with necessary data such as authorization data and issue number based on the individual's unique right that is usually incorporated into cards. In this embodiment, the fingerprint of the owner's right index finger is adopted as the biological data unique to the individual or individual data composed of handwriting or a combination thereof. It shall be issued to the principal. Reference numeral 23 denotes a leader contact surface formed on a surface of a required portion of the ornament main body 21.

In the case of such a structure, if the owner himself or herself always wears a ring as a jewelry item 20 like a conventional ring, the appearance will hardly change from the conventional one. Will exhibit the decoration function.

Since the jewelry main body 21 of the jewelry 20 according to the present invention incorporates a storage element 22 storing individual data consisting of biological characteristics unique to the individual or handwriting or a combination thereof, The reader contact surface 23 of the jewelry main unit 21 contacts the receiving surface of the reader of the personal identification device such as a cash dispenser installed by the issuer, which will be described later, and the recorded contents are read into the personal identification device. At the same time, personal identification is achieved by contacting the index finger of the right hand, which corresponds to the source of fingerprints adopted as individual data consisting of biological characteristics unique to the individual or handwriting, or a combination thereof, to the scanner part of the reader. The device determines whether the fingerprint read from the storage element 22 built into the ring is the same as the fingerprint read directly from the index finger of the right hand touching a part of the scanner. When it is confirmed that the employer is the legitimate owner, it works effectively to achieve the intended purpose for the first time, and the owner's rights such as cash payment and key lock release are allowed. It will be. Next, an outline of a method of using the ornament will be described with reference to a block diagram of the personal identification device shown in FIG.

The personal authentication device 10 using the jewelry 20 reads the jewelry 20 and the above-mentioned individual data unique to the individual stored in the storage element 22 incorporated in the jewelry main body 21. reader 3 0, and the detector 4 0 taken from the above-mentioned memory element ² biological the same site as individual data stored in ^two features or handwriting or their direct user, only ornament 2 0 of the memory element The identification device 50 that compares the individual data stored in 22 with individual data directly collected from a user by a scanner, which is a detection device 40, to determine whether the two are the same. In addition, the reader 30 is connected to a receiving surface that abuts the leader contact surface 23 of the jewelry main body 21. Then, the reader 30, the detection device 40, and the identification device 50 are interconnected. In this embodiment, as the individual data stored in the storage element 22 of the ornament 20, a fingerprint of the index finger of the right hand of the person is collected, and the fingerprint pattern is digitized and stored. Digitized fingerprint data as individual data stored in the storage element 22 of the ornament 20 is read by the reader 30 and the fingerprint data read by the reader 30 is stored in the memory of the identification device 50. Is forwarded to In addition, the detection device 40 directly reads the fingerprint of the finger of the same hand of the user, that is, the same site as the individual data as the biological feature stored in the storage element 22 of the jewelry 20 by the scanner. Then, the digitized fingerprint data is transferred to the memory of the identification device 50. Then, the identification device 50 compares the fingerprint data of the user obtained from the detection device 40 with the fingerprint data stored in the storage element 22 of the jewelry item 20, and both of them use the same fingerprint. It is determined whether or not there is. The identification device 50 comprises a computer that executes a program installed from a CD-ROM or FD. Also, the identification device 50 can be used as a dedicated machine in which a program is directly incorporated into hardware.

When the issuer issues the jewelry 20 with the computer-readable storage element 22 incorporated in the jewelry main body 21, the issuer may use the unique biological features or handwriting of the user. In this embodiment, a fingerprint is collected, and the fingerprint pattern is digitized and stored in a magnetic recording unit or a storage element 22 such as an IC memory. A user who receives cash withdrawals, pays for goods, or receives various services using such a jewelry item 20 can use the reader contact surface 23 of the ornament item 20 with the reader 30 of the personal authentication device 10. Contact the receiving surface. In this way, when the reader contact surface 23 of the jewelry item 20 was brought into contact with the receiving surface of the reader 30, the CD-ROM on the identification device 50 as a computer was installed from the FD. The personal data stored in the storage element 22 of the jewelry 20 is read in accordance with the program, and the read-in owner is read. Is transferred to the memory of the identification device 50, and the writing process to the memory is performed. Next, based on the instructions displayed on the monitor based on the program, the user presses the finger of the same hand on one side of the scanner of the detection device 40, and the scanner scans the CCD based on the program. Perform fingerprint reading processing. Then, the read fingerprint image is transferred to the memory of the identification device 50, and the writing process to the memory is performed.

In this way, the individual data sent from the jewelry 20 written in the separate memories of the identification device 50 and the fingerprint data collected by the detection device 40 are compared by the identification device 50, and A determination process is performed by the detection device 40 to determine whether the owner of the fingerprint 20 is the same as the user who has collected the fingerprint. In this discrimination, the identification device 50 determines that the owner and the user inspected by the detection device 40 are the same, and when the display on the monitor of the identification device 50 indicates that the owner is the same as the intended one, It works effectively to achieve its purpose and allows owners to exercise their rights, such as cash payments and key lock release.

In addition, the individual data having biological characteristics may be fingerprint data of all fingers of both hands, or any one of voiceprint, palmprint, palm shape, fundus blood vessel pattern, iris, face, or a combination thereof However, this can be set as appropriate according to the use situation, that is, the level of safety management, the age of the user, and the like.

In this embodiment, since the storage element that stores the individual biological data unique to the individual or the handwriting or the individual data composed of a combination of these is incorporated in the jewelry main body, it naturally has the original function of the jewelry. It also has the same functions as conventional cards used for cash cards, prepaid cards, membership cards, and the like. Also, since it is a jewelry that is always attached to the body, it is possible to reduce the loss and misplacement of conventional cards, and also to determine whether the owner and the user are the same. It is possible to reliably perform the function of determining whether or not the determination is correct. Furthermore, unlike conventional cards that use a password, there is no inconvenience that the password cannot be used if the password is forgotten or memorized incorrectly, and the password is stolen or improperly used due to threats Even if it is known to others, it can never be used unless it is the owner itself, so there are various advantages such as extremely high safety.

The jewelry shown in this embodiment has the same effect as the card described in the first embodiment, is less likely to be lost, and has the original jewelry effect of the jewelry. . In addition, the goods are widely used as key holders, entrance tickets or baggage, and even in these cases, by incorporating a storage element capable of recording individual data as described above, each of them can be used. Needless to say, it is possible to expect the effect according to the purpose. Industrial applicability

As is clear from the above description, the present invention directly collects individual data stored in an article such as a credit card or a jewelry and individual data of a user of the article and compares the two data to obtain an article. Since it is possible to confirm whether or not the use of the product is by the genuine article owner, there are various advantages such as preventing unauthorized use of the product and fraud, and also having a deterrent effect of preventing crime before it occurs. Things.

Therefore, the present invention is extremely significant in that it contributes to the development of the industry as a personal authentication method and a personal authentication device and a personal authentication recording medium which solve the conventional problems.

Claims

The scope of the claims

1. The storage device incorporated in the required article stores the biological characteristics unique to the owner of the article or individual data consisting of handwriting or a combination of these, and stores the data of the user when the article is used. Individual data consisting of biological features or handwriting or a combination thereof is directly collected from the same site as the individual data, and the collected individual data is compared with the individual data stored in the storage element of the article. A personal authentication method characterized in that it is determined whether or not the use of a device is by a genuine article owner.

2. The personal authentication method according to claim 1, wherein the article is a credit card.

3. The personal identification method according to claim 1, wherein the article is a decoration.

4. The personal characteristic biological feature is any one of voiceprint, fingerprint, palmprint, palm shape, fundus blood vessel pattern, iris, and face, or a combination thereof. Authentication method described in.

5. The personal authentication method according to claim 1, wherein the handwriting is a signature.

6. An article incorporating a storage element storing individual data consisting of biological characteristics or handwriting unique to the owner or a combination thereof, a reader for reading the individual data from the storage element of the article, A detection device for directly collecting from a user a biological feature or a handwriting of the same part as the individual data stored in the storage element of the article, or some of them, and the individual data obtained from the detection device. An identity authentication device, comprising: an identification device that compares individual data stored in a storage element of an article with the authenticity of the article to determine whether the article is used by the owner of the article.

7. The personal identification device according to claim 6, wherein the article is a credit card.

8. The personal identification device according to claim 6, wherein the article is a decoration.

9. The biological characteristic unique to the subject is any one of a voiceprint, a fingerprint, a palmprint, a palm shape, a fundus vascular pattern, an iris, and a face, or a combination thereof. Personal authentication device.

10. The personal identification device according to claim 6, wherein the handwriting is a signature.

1 1. The process of reading individual data consisting of biological characteristics unique to the owner himself / herself or handwriting or a combination thereof, stored in a memory element incorporated in the required article, and using the data by the detection device. A process of directly collecting and digitizing a biological feature or a handwriting of the same part as the individual data stored in the storage element of the article from a person or some of them, and obtaining from the detection device by the identification device. Comparing the obtained individual data with the individual data stored in the storage element of the article to determine whether or not the use of the article is due to the genuine article owner. A computer-readable recording medium for personal authentication that stores programs.