WO1998045818A3 - Procede pour l'utilisation d'unites memoires de cartes a puce - Google Patents
Procede pour l'utilisation d'unites memoires de cartes a puce Download PDFInfo
- Publication number
- WO1998045818A3 WO1998045818A3 PCT/EP1998/002044 EP9802044W WO9845818A3 WO 1998045818 A3 WO1998045818 A3 WO 1998045818A3 EP 9802044 W EP9802044 W EP 9802044W WO 9845818 A3 WO9845818 A3 WO 9845818A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- data
- cards
- chip
- programs
- program
- Prior art date
Links
- 230000006870 function Effects 0.000 abstract 1
- 239000004065 semiconductor Substances 0.000 abstract 1
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3572—Multiple accounts on card
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Finance (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Techniques For Improving Reliability Of Storages (AREA)
- Credit Cards Or The Like (AREA)
Abstract
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU74300/98A AU7430098A (en) | 1997-04-08 | 1998-04-08 | Method for using chip card memory units |
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
DE1997114259 DE19714259C2 (de) | 1997-04-08 | 1997-04-08 | Verfahren zum Nutzen von Werten als elektronische Speichereinheiten in Chipkarten |
DE19714259.1 | 1997-04-08 | ||
DEPCT/EP98/00020 | 1998-01-05 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO1998045818A2 WO1998045818A2 (fr) | 1998-10-15 |
WO1998045818A3 true WO1998045818A3 (fr) | 1999-05-20 |
Family
ID=7825663
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/EP1998/002044 WO1998045818A2 (fr) | 1997-04-08 | 1998-04-08 | Procede pour l'utilisation d'unites memoires de cartes a puce |
Country Status (3)
Country | Link |
---|---|
AU (1) | AU7430098A (fr) |
DE (1) | DE19714259C2 (fr) |
WO (1) | WO1998045818A2 (fr) |
Families Citing this family (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE19881492D2 (de) | 1997-10-15 | 2000-11-16 | Angewandte Digital Elektronik | Verfahren zur Nutzung von Speichereinheiten von Chipkarten |
DE19860203A1 (de) * | 1998-12-24 | 2000-06-29 | Deutsche Telekom Ag | Verfahren für die sichere Handhabung von Geld- oder Werteeinheiten mit vorausbezahlten Datenträgern |
DE10224209B4 (de) | 2002-05-31 | 2004-09-23 | Infineon Technologies Ag | Autorisierungseinrichtung-Sicherheitsmodul-Terminal-System |
DE10332682A1 (de) * | 2003-07-18 | 2005-02-17 | Giesecke & Devrient Gmbh | System zur Abwicklung von Zahlungsvorgängen |
Citations (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0159651A2 (fr) * | 1984-04-16 | 1985-10-30 | Omron Tateisi Electronics Co. | Carte à circuit intégré et système pour le traitement de transactions financières utilisant cette carte |
DE4334152A1 (de) * | 1993-05-28 | 1994-12-01 | Mannesmann Ag | Verfahren zur Verrechnung der Nutzungsgebühren für Dienstleistungen mittels einer Wertspeicherkarte |
EP0662674A1 (fr) * | 1994-01-10 | 1995-07-12 | France Telecom | Système pour transactions comprenant des terminaux et des cartes à mémoire et carte à mémoire correspondante |
EP0666549A1 (fr) * | 1994-02-04 | 1995-08-09 | Mastercard International, Inc. | Système et méthode pour exécuter des transactions in incluant pas d'espèces |
EP0717381A1 (fr) * | 1994-12-16 | 1996-06-19 | Mastercard International, Inc. | Système et méthode de traitement d'une carte pour transactions financières spécifiques |
EP0723240A1 (fr) * | 1995-01-23 | 1996-07-24 | France Telecom | Terminal à lecteur de carte et procédé de traitement multi-applicatif d'un tel terminal |
WO1996036024A1 (fr) * | 1995-05-12 | 1996-11-14 | Koninklijke Ptt Nederland N.V. | Systeme de paiement electronique ayant plusieurs unites de calcul, moyen et procede de paiement electronique |
WO1996038825A1 (fr) * | 1995-05-30 | 1996-12-05 | Syseca S.A. | Carte a puce intelligente securisee |
WO1997005582A1 (fr) * | 1995-07-31 | 1997-02-13 | Keycorp Limited | Liaison de terminal a distance pour cartes a puce |
Family Cites Families (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
DE3628253A1 (de) * | 1986-08-20 | 1988-02-25 | Bosch Gmbh Robert | Waren- oder dienstleistungsausgabesystem mit durch wertkarten betaetigbaren elektronischen speicher- und steuerungsvorrichtungen |
FR2632752B1 (fr) * | 1988-06-08 | 1991-12-06 | Parienti Raoul | Carte a puce bi-module memoire |
DE4243851A1 (de) * | 1992-12-23 | 1994-06-30 | Deutsche Bundespost Telekom | Verfahren zum Transferieren von Buchgeldbeträgen auf und von Chipkarten |
-
1997
- 1997-04-08 DE DE1997114259 patent/DE19714259C2/de not_active Expired - Fee Related
-
1998
- 1998-04-08 WO PCT/EP1998/002044 patent/WO1998045818A2/fr active Application Filing
- 1998-04-08 AU AU74300/98A patent/AU7430098A/en not_active Abandoned
Patent Citations (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0159651A2 (fr) * | 1984-04-16 | 1985-10-30 | Omron Tateisi Electronics Co. | Carte à circuit intégré et système pour le traitement de transactions financières utilisant cette carte |
DE4334152A1 (de) * | 1993-05-28 | 1994-12-01 | Mannesmann Ag | Verfahren zur Verrechnung der Nutzungsgebühren für Dienstleistungen mittels einer Wertspeicherkarte |
EP0662674A1 (fr) * | 1994-01-10 | 1995-07-12 | France Telecom | Système pour transactions comprenant des terminaux et des cartes à mémoire et carte à mémoire correspondante |
EP0666549A1 (fr) * | 1994-02-04 | 1995-08-09 | Mastercard International, Inc. | Système et méthode pour exécuter des transactions in incluant pas d'espèces |
EP0717381A1 (fr) * | 1994-12-16 | 1996-06-19 | Mastercard International, Inc. | Système et méthode de traitement d'une carte pour transactions financières spécifiques |
EP0723240A1 (fr) * | 1995-01-23 | 1996-07-24 | France Telecom | Terminal à lecteur de carte et procédé de traitement multi-applicatif d'un tel terminal |
WO1996036024A1 (fr) * | 1995-05-12 | 1996-11-14 | Koninklijke Ptt Nederland N.V. | Systeme de paiement electronique ayant plusieurs unites de calcul, moyen et procede de paiement electronique |
WO1996038825A1 (fr) * | 1995-05-30 | 1996-12-05 | Syseca S.A. | Carte a puce intelligente securisee |
WO1997005582A1 (fr) * | 1995-07-31 | 1997-02-13 | Keycorp Limited | Liaison de terminal a distance pour cartes a puce |
Also Published As
Publication number | Publication date |
---|---|
AU7430098A (en) | 1998-10-30 |
DE19714259A1 (de) | 1999-02-04 |
DE19714259C2 (de) | 2000-08-31 |
WO1998045818A2 (fr) | 1998-10-15 |
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