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WO1998040809A3 - Procede et systeme de traitement protege de transaction en direct - Google Patents

Procede et systeme de traitement protege de transaction en direct Download PDF

Info

Publication number
WO1998040809A3
WO1998040809A3 PCT/US1998/004739 US9804739W WO9840809A3 WO 1998040809 A3 WO1998040809 A3 WO 1998040809A3 US 9804739 W US9804739 W US 9804739W WO 9840809 A3 WO9840809 A3 WO 9840809A3
Authority
WO
WIPO (PCT)
Prior art keywords
computer
transaction
user
vendor
identification data
Prior art date
Application number
PCT/US1998/004739
Other languages
English (en)
Other versions
WO1998040809A2 (fr
Inventor
Timothy Sixtus
Original Assignee
Cha Tech Serv Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cha Tech Serv Inc filed Critical Cha Tech Serv Inc
Priority to EP98911566A priority Critical patent/EP1008022A2/fr
Priority to IL13187498A priority patent/IL131874A0/xx
Priority to DE1008022T priority patent/DE1008022T1/de
Priority to EA199900825A priority patent/EA001825B1/ru
Priority to AU65494/98A priority patent/AU6549498A/en
Priority to CA002283933A priority patent/CA2283933A1/fr
Priority to JP53974698A priority patent/JP2001518212A/ja
Priority to BR9809045-3A priority patent/BR9809045A/pt
Publication of WO1998040809A2 publication Critical patent/WO1998040809A2/fr
Publication of WO1998040809A3 publication Critical patent/WO1998040809A3/fr
Priority to NO994428A priority patent/NO994428L/no

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F15/00—Digital computers in general; Data processing equipment in general
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0823—Network architectures or network communication protocols for network security for authentication of entities using certificates
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/40—Network security protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F2211/00—Indexing scheme relating to details of data-processing equipment not covered by groups G06F3/00 - G06F13/00
    • G06F2211/009—Trust
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Computing Systems (AREA)
  • Finance (AREA)
  • Computer And Data Communications (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Debugging And Monitoring (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Procédé permettant l'effectuer un transaction protégée réalisée en direct entre un ordinateur (14) de vendeur et un ordinateur (12) d'utilisateur, les ordinateurs (14, 12) du vendeur et de l'utilisateur étant connectés à un réseau (16). Le procédé se déroule de la manière suivante: l'ordinateur (12) d'utilisateur envoie un message de demande de transaction à l'ordinateur (14) de vendeur via le réseau (16) d'ordinateurs, la demande de transaction financière comprenant des données d'identification de l'utilisateur spécifiques à l'ordinateur (12) de l'utilisateur; en réponse à la réception de la demande de transaction l'ordinateur (14) du vendeur envoie une demande de vérification de la transaction à un ordinateur serveur fiduciaire (18) connecté au réseau (16) d'ordinateurs, la demande de vérification de la transaction comprenant les données d'identification de l'utilisateur et des données indiquant la transaction demandée; en réponse à la réception de la demande de vérification de la transaction, l'ordinateur serveur fiduciaire (18) authentifie l'ordinateur (12) de l'utilisateur à l'aide des données d'identification de l'utilisateur et entre en communication avec l'ordinateur (12) d'utilisateur pour vérifier les données d'identification de l'utilisateur; le serveur fiduciaire (18) autorise ensuite la transaction lorsque l'étape d'authentification s'est passée avec succès.
PCT/US1998/004739 1997-03-13 1998-03-12 Procede et systeme de traitement protege de transaction en direct WO1998040809A2 (fr)

Priority Applications (9)

Application Number Priority Date Filing Date Title
EP98911566A EP1008022A2 (fr) 1997-03-13 1998-03-12 Procede et systeme de traitement protege de transaction en direct
IL13187498A IL131874A0 (en) 1997-03-13 1998-03-12 Method and system for secure online transaction processing
DE1008022T DE1008022T1 (de) 1997-03-13 1998-03-12 Verfahren und system zur sicherung von on-line transaktionsverarbeitung
EA199900825A EA001825B1 (ru) 1997-03-13 1998-03-12 Способ и система защиты обработки активных транзакций
AU65494/98A AU6549498A (en) 1997-03-13 1998-03-12 Method and system for secure online transaction processing
CA002283933A CA2283933A1 (fr) 1997-03-13 1998-03-12 Procede et systeme de traitement protege de transaction en direct
JP53974698A JP2001518212A (ja) 1997-03-13 1998-03-12 安全オンライン取引処理法及びシステム
BR9809045-3A BR9809045A (pt) 1997-03-13 1998-03-12 Processo e sistema para o processamento de transação on-line segura
NO994428A NO994428L (no) 1997-03-13 1999-09-13 FremgangsmÕte og system for sikker online transaksjonsbehandling

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US08/816,410 US5903721A (en) 1997-03-13 1997-03-13 Method and system for secure online transaction processing
US08/816,410 1997-03-13

Publications (2)

Publication Number Publication Date
WO1998040809A2 WO1998040809A2 (fr) 1998-09-17
WO1998040809A3 true WO1998040809A3 (fr) 1998-12-30

Family

ID=25220513

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1998/004739 WO1998040809A2 (fr) 1997-03-13 1998-03-12 Procede et systeme de traitement protege de transaction en direct

Country Status (13)

Country Link
US (1) US5903721A (fr)
EP (1) EP1008022A2 (fr)
JP (1) JP2001518212A (fr)
KR (1) KR20000076224A (fr)
AU (1) AU6549498A (fr)
BR (1) BR9809045A (fr)
CA (1) CA2283933A1 (fr)
DE (1) DE1008022T1 (fr)
EA (1) EA001825B1 (fr)
ES (1) ES2150892T1 (fr)
IL (1) IL131874A0 (fr)
NO (1) NO994428L (fr)
WO (1) WO1998040809A2 (fr)

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US7555458B1 (en) 1996-06-05 2009-06-30 Fraud Control System.Com Corporation Method of billing a purchase made over a computer network

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CA2283933A1 (fr) 1998-09-17
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IL131874A0 (en) 2001-03-19
US5903721A (en) 1999-05-11
NO994428L (no) 1999-11-09
AU6549498A (en) 1998-09-29
WO1998040809A2 (fr) 1998-09-17
NO994428D0 (no) 1999-09-13
KR20000076224A (ko) 2000-12-26
EA001825B1 (ru) 2001-08-27
EA199900825A1 (ru) 2000-06-26
EP1008022A2 (fr) 2000-06-14
BR9809045A (pt) 2002-01-22
DE1008022T1 (de) 2001-01-25

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