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WO1997036262A1 - Systeme de traitement de transactions financieres - Google Patents

Systeme de traitement de transactions financieres Download PDF

Info

Publication number
WO1997036262A1
WO1997036262A1 PCT/IB1997/000337 IB9700337W WO9736262A1 WO 1997036262 A1 WO1997036262 A1 WO 1997036262A1 IB 9700337 W IB9700337 W IB 9700337W WO 9736262 A1 WO9736262 A1 WO 9736262A1
Authority
WO
WIPO (PCT)
Prior art keywords
processing
card
personal information
holder
information
Prior art date
Application number
PCT/IB1997/000337
Other languages
English (en)
Inventor
Andre Thomas Liggett
Albertus Jacobus Van Rooyen
Cornell Oberholzer
Original Assignee
Pro-Safepark Cc
Octrooibureau Kisch N.V.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Pro-Safepark Cc, Octrooibureau Kisch N.V. filed Critical Pro-Safepark Cc
Priority to AU20398/97A priority Critical patent/AU2039897A/en
Publication of WO1997036262A1 publication Critical patent/WO1997036262A1/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/24—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a handwritten signature
    • G07C9/243—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder by means of a handwritten signature visually, e.g. by comparing in a viewer the written signature with a reference on the pass
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/22—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/253—Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition visually

Definitions

  • OTM automatic teller machine
  • the identification article may comprise a card.
  • the card may comprise a card selected from the group consisting of an OTM card,
  • the card may comprise a card which includes a microchip thereon for
  • the identifying personal information is preferably provided in code
  • the information is
  • the identifying personal information may comprise an image of the
  • the collecting means may comprise at least one camera, preferably a
  • camera for electronically recording images such as a video camera or
  • the collecting means may include coding means for coding the
  • the comparing means may comprise a processor such as a computer
  • the processing means may comprise an OTM.
  • the processing means may comprise an OTM. Alternatively it may
  • ⁇ information recorded on the card 1 1 may be in code form, preferably
  • the collecting means 12.2 comprises a camera, preferably a camera
  • the system 10 also includes an activating
  • the cameras will be located in different positions
  • Each camera may also include a servo motor [not
  • Frame grabber and video compression software may be provided to
  • the processing unit 1 2.3 includes a key board 1 2.4 for operating the
  • the OTM 12 will not allow a transaction to be processed unless
  • the identifying personal information on the card 1 1 corresponds to
  • the OTM 1 2 can be operated in its normal way to
  • the code may comprise bar code and may be of PDF
  • a comparing means [not shown] and a processing unit with a key
  • processing means 22 may in use not include a comparison means and may be adapted in use to display the signature

Landscapes

  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Human Computer Interaction (AREA)
  • Collating Specific Patterns (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Selon cette invention, un système de traitement de transactions financières comprend un support d'identification sur lequel sont enregistrées certaines informations personnelles d'identification constituées par la signature du détenteur du support ou relatives à cette signature et/ou à une des caractéristiques corporelles du détenteur du support et qui servent à identifier le détenteur du support. Ce système comprend en outre un moyen de traitement pour le traitement d'une transaction financière. Ce moyen de traitement comprend un moyen de lecture servant à lire les informations enregistrées sur le support d'identification; un moyen collecteur qui sert à recueillir les informations personnelles d'identification d'un type identique à celles enregistrées sur le support d'identification, ces informations provenant d'une personne présentant le support d'identification en vue du traitement d'une transaction; un moyen comparateur qui sert à comparer les informations personnelles d'identification obtenues à partir du moyen de lecture avec les informations obtenues à partir du moyen collecteur; et une unité de traitement qui, au moment de l'utilisation, traite la transaction requise, uniquement lorsque les informations personnelles d'identification obtenues à partir du moyen de lecture correspondent aux informations obtenues à partir du moyen collecteur. Cette invention se rapporte également à un moyen de traitement conçu pour être utilisé dans un tel système.
PCT/IB1997/000337 1996-03-28 1997-03-21 Systeme de traitement de transactions financieres WO1997036262A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU20398/97A AU2039897A (en) 1996-03-28 1997-03-21 Financial transaction processing system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA96/2473 1996-03-28
ZA962473 1996-03-28

Publications (1)

Publication Number Publication Date
WO1997036262A1 true WO1997036262A1 (fr) 1997-10-02

Family

ID=25585615

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB1997/000337 WO1997036262A1 (fr) 1996-03-28 1997-03-21 Systeme de traitement de transactions financieres

Country Status (2)

Country Link
AU (1) AU2039897A (fr)
WO (1) WO1997036262A1 (fr)

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4405856A (en) * 1981-12-08 1983-09-20 Paul Poisson Apparatus for recording identifying data concerning the use of a credit card, cheque or the like
EP0142449A2 (fr) * 1983-11-16 1985-05-22 Jean Desgorces Carte accréditive
DE3706465A1 (de) * 1987-02-27 1988-09-08 Siemens Ag Bedieneinheit fuer chipkarten
EP0334616A2 (fr) * 1988-03-21 1989-09-27 Leighton, Frank T. Méthode et installation pour identification personnelle
US4975969A (en) * 1987-10-22 1990-12-04 Peter Tal Method and apparatus for uniquely identifying individuals by particular physical characteristics and security system utilizing the same
WO1992003804A1 (fr) * 1990-08-14 1992-03-05 John Mclean & Sons (Electrical) Dingwall Ltd Systeme de securite pour documents
EP0504616A1 (fr) * 1991-03-19 1992-09-23 Ascom Autelca Ag Procédé d'opération d'une machine libre-service automatique et installation pour la mise en oeuvre du procédé
FR2696032A1 (fr) * 1992-09-21 1994-03-25 Oberthur Ckd Dispositif pour effectuer des transactions avec cartes à microprocesseur, et procédé pour effectuer une transaction avec un tel dispositif.

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4405856A (en) * 1981-12-08 1983-09-20 Paul Poisson Apparatus for recording identifying data concerning the use of a credit card, cheque or the like
EP0142449A2 (fr) * 1983-11-16 1985-05-22 Jean Desgorces Carte accréditive
DE3706465A1 (de) * 1987-02-27 1988-09-08 Siemens Ag Bedieneinheit fuer chipkarten
US4975969A (en) * 1987-10-22 1990-12-04 Peter Tal Method and apparatus for uniquely identifying individuals by particular physical characteristics and security system utilizing the same
EP0334616A2 (fr) * 1988-03-21 1989-09-27 Leighton, Frank T. Méthode et installation pour identification personnelle
WO1992003804A1 (fr) * 1990-08-14 1992-03-05 John Mclean & Sons (Electrical) Dingwall Ltd Systeme de securite pour documents
EP0504616A1 (fr) * 1991-03-19 1992-09-23 Ascom Autelca Ag Procédé d'opération d'une machine libre-service automatique et installation pour la mise en oeuvre du procédé
FR2696032A1 (fr) * 1992-09-21 1994-03-25 Oberthur Ckd Dispositif pour effectuer des transactions avec cartes à microprocesseur, et procédé pour effectuer une transaction avec un tel dispositif.

Also Published As

Publication number Publication date
AU2039897A (en) 1997-10-17

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