PE20060545A1 - MULTIFUNCTIONAL ELECTRONIC DEVICE WITH RESIDENT SOFTWARE FOR CAPTURING FINANCIAL AND NON-FINANCIAL TRANSACTIONS, BOTH IN RESIDENCES AND COMMERCIAL ESTABLISHMENTS, THAT OPERATES CONNECTED TO A TELEPHONE LINE - Google Patents
MULTIFUNCTIONAL ELECTRONIC DEVICE WITH RESIDENT SOFTWARE FOR CAPTURING FINANCIAL AND NON-FINANCIAL TRANSACTIONS, BOTH IN RESIDENCES AND COMMERCIAL ESTABLISHMENTS, THAT OPERATES CONNECTED TO A TELEPHONE LINEInfo
- Publication number
- PE20060545A1 PE20060545A1 PE2005000911A PE2005000911A PE20060545A1 PE 20060545 A1 PE20060545 A1 PE 20060545A1 PE 2005000911 A PE2005000911 A PE 2005000911A PE 2005000911 A PE2005000911 A PE 2005000911A PE 20060545 A1 PE20060545 A1 PE 20060545A1
- Authority
- PE
- Peru
- Prior art keywords
- financial
- telephone line
- reading
- financial transactions
- residences
- Prior art date
Links
- PWPJGUXAGUPAHP-UHFFFAOYSA-N lufenuron Chemical compound C1=C(Cl)C(OC(F)(F)C(C(F)(F)F)F)=CC(Cl)=C1NC(=O)NC(=O)C1=C(F)C=CC=C1F PWPJGUXAGUPAHP-UHFFFAOYSA-N 0.000 abstract 1
- 239000011159 matrix material Substances 0.000 abstract 1
- 230000029305 taxis Effects 0.000 abstract 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Economics (AREA)
- Strategic Management (AREA)
- Development Economics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Telephonic Communication Services (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Telephone Function (AREA)
Abstract
DONDE EL DISPOSITIVO INCLUYE: a) CPU BASADO EN PROGRAMA DEDICADO; b) DISPOSITIVOS DE INTERFACE CON EL USUARIO, COMPUESTO POR UN VISOR Y UN TECLADO; c) UN DISPOSITIVO LECTOR DE RANURA COMPRENDIDO POR UN LECTOR MAGNETICO PARA LA LECTURA DE PISTAS MAGNETICAS DE TARJETAS DE CREDITO, DEBITO Y OTROS, Y POR UN LECTOR DE CODIGO DE BARRAS PARA LA LECTURA DEL CODIGO DE BARRAS DE IMPRESOS TALES COMO CUENTAS DE CONCESIONARIOS PUBLICOS, BOLETOS BANCARIOS, DOCUMENTOS DE COBRANZA DE IMPUESTOS, CATALOGOS, ENTRE OTROS, PERMITIENDO EL PAGO DE CUENTAS Y TRIBUTOS, REALIZACION DE COMPRAS Y OTRAS TRANSACCIONES FINANCIERAS DESDE LA RESIDENCIA DEL USUARIO ; d) UN MODULO DTMF; Y, e) UN INTERFAZ CONECTADO A UNA LINEA TELEFONICA CON UNA CENTRAL DE PROCESAMIENTO Y DISTRIBUCION DE DATOS PARA UN SISTEMA ASOCIADO COMPRENDIDO POR BANCOS, TIENDAS, SISTEMAS DE TV Y OTROS. EL DISPOSITIVO SE EMPLEA TAMBIEN PARA TRANSACCIONES NO-FINANCIERAS COMO VOTAR, PARTICIPAR DE CONCURSOS CON PREMIACION, RESPONDER A ENCUESTAS DE OPINION; PERMITE ALMACENAR Y DISCAR AUTOMATICAMENTE HASTA DIEZ NUMEROS TELEFONICOS DIFERENTES EN FUNCION A LA NATURALEZA DE LA TARJETA LEIDA; POSEE HASTA DIEZ LLAVES CRIPTOGRAFICAS PARA CAPTURAR CON SEGURIDAD TRANSACCIONES DE DIVERSAS INSTITUCIONES FINANCIERAS; ALMACENA EN SU MEMORIA LOCAL UNA MATRIZ DE MENSAJES DE TEXTO PRE-GRABADAS Y RECIBE VIA LINEA TELEFONICA NUEVOS MENSAJES DE TEXTO, PARA SER EXHIBIDOS EN EL VISOR; PERMITE LA CAPTACION DE TRANSACCIONES FINANCIERAS Y NO FINANCIERAS EN RESIDENCIASWHERE THE DEVICE INCLUDES: a) CPU BASED ON DEDICATED PROGRAM; b) USER INTERFACE DEVICES, COMPOSED OF A DISPLAY AND A KEYBOARD; c) A SLOT READING DEVICE INCLUDED BY A MAGNETIC READER FOR THE READING OF MAGNETIC TRACKS OF CREDIT, DEBIT AND OTHER CARDS, AND BY A BAR CODE READER FOR THE READING OF THE PRINTED BAR CODE SUCH AS PUBLIC ACCOUNTS OF CONCES , BANK TICKETS, TAX COLLECTION DOCUMENTS, CATALOGS, AMONG OTHERS, ALLOWING THE PAYMENT OF ACCOUNTS AND TAXES, MAKING PURCHASES AND OTHER FINANCIAL TRANSACTIONS FROM THE USER'S RESIDENCE; d) A DTMF MODULE; AND, e) AN INTERFACE CONNECTED TO A TELEPHONE LINE WITH A DATA PROCESSING AND DISTRIBUTION CENTER FOR AN ASSOCIATED SYSTEM INCLUDED BY BANKS, STORES, TV SYSTEMS AND OTHERS. THE DEVICE IS ALSO USED FOR NON-FINANCIAL TRANSACTIONS SUCH AS VOTING, PARTICIPATING IN CONTESTS WITH PRIZES, RESPONDING TO OPINION POLLS; ALLOWS TO STORE AND AUTOMATICALLY DIAL UP TO TEN DIFFERENT PHONE NUMBERS DEPENDING ON THE NATURE OF THE READING CARD; IT HAS UP TO TEN CRYPTOGRAPHIC KEYS TO SECURELY CAPTURE TRANSACTIONS FROM DIFFERENT FINANCIAL INSTITUTIONS; IT STORES IN ITS LOCAL MEMORY A MATRIX OF PRE-RECORDED TEXT MESSAGES AND RECEIVES NEW TEXT MESSAGES VIA TELEPHONE LINE, TO BE DISPLAYED IN THE DISPLAY; ALLOWS THE CAPTAINING OF FINANCIAL AND NON-FINANCIAL TRANSACTIONS IN RESIDENCES
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| BRPI0403207-1A BRPI0403207A (en) | 2004-08-05 | 2004-08-05 | multifunctional electronic device with resident software for capturing financial and non-financial transactions, both at home and in business, that operates on a telephone line |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| PE20060545A1 true PE20060545A1 (en) | 2006-07-14 |
Family
ID=36095944
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PE2005000911A PE20060545A1 (en) | 2004-08-05 | 2005-08-05 | MULTIFUNCTIONAL ELECTRONIC DEVICE WITH RESIDENT SOFTWARE FOR CAPTURING FINANCIAL AND NON-FINANCIAL TRANSACTIONS, BOTH IN RESIDENCES AND COMMERCIAL ESTABLISHMENTS, THAT OPERATES CONNECTED TO A TELEPHONE LINE |
Country Status (6)
| Country | Link |
|---|---|
| CN (1) | CN1783141A (en) |
| AR (1) | AR051629A1 (en) |
| BR (1) | BRPI0403207A (en) |
| PE (1) | PE20060545A1 (en) |
| RU (1) | RU2005124978A (en) |
| WO (1) | WO2006016250A2 (en) |
Families Citing this family (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8706618B2 (en) | 2005-09-29 | 2014-04-22 | Ebay Inc. | Release of funds based on criteria |
| US7499875B1 (en) | 2000-03-17 | 2009-03-03 | Ebay Inc. | Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments |
| WO2009132475A1 (en) * | 2008-04-29 | 2009-11-05 | Guo Jianguo | A home network bank paying terminal used for both ic cards and atm credit cards |
| CN102622820A (en) * | 2012-02-29 | 2012-08-01 | 钱袋网（北京）信息技术有限公司 | Terminal device and server |
| US9898726B2 (en) * | 2013-03-28 | 2018-02-20 | Glory Global Solutions (International) Limited | Security system |
| TWI505209B (en) * | 2013-10-09 | 2015-10-21 | Castles Technology Co Ltd | Switch system for preventing from cheating by incorrect information |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US4799254A (en) * | 1986-06-30 | 1989-01-17 | Wang Laboratories, Inc. | Portable communication terminal for remote database query |
| GB9622349D0 (en) * | 1996-10-28 | 1997-01-08 | Therefore Limited | Hand held computer and communications apparatus |
| US20030230630A1 (en) * | 2001-12-20 | 2003-12-18 | Whipple Larry Cale | Using mobile electronic devices to transfer data through dynamically generated scannable barcode images |
| JP2003271817A (en) * | 2002-03-15 | 2003-09-26 | Toshiba Tec Corp | Portable information terminal device and bookkeeping system |
| US6641039B2 (en) * | 2002-03-21 | 2003-11-04 | Alcon, Inc. | Surgical procedure identification system |
-
2004
- 2004-08-05 BR BRPI0403207-1A patent/BRPI0403207A/en not_active IP Right Cessation
-
2005
- 2005-08-05 WO PCT/IB2005/002343 patent/WO2006016250A2/en active Application Filing
- 2005-08-05 RU RU2005124978/09A patent/RU2005124978A/en not_active Application Discontinuation
- 2005-08-05 CN CNA2005101373081A patent/CN1783141A/en active Pending
- 2005-08-05 AR ARP050103276A patent/AR051629A1/en unknown
- 2005-08-05 PE PE2005000911A patent/PE20060545A1/en not_active Application Discontinuation
Also Published As
| Publication number | Publication date |
|---|---|
| WO2006016250A3 (en) | 2006-04-06 |
| BRPI0403207A (en) | 2006-03-21 |
| RU2005124978A (en) | 2007-02-10 |
| WO2006016250A2 (en) | 2006-02-16 |
| AR051629A1 (en) | 2007-01-31 |
| CN1783141A (en) | 2006-06-07 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| FG | Grant, registration | ||
| FD | Application declared void or lapsed |