KR20040087766A - A safe international trade dealing system and the method on telecommunication network - Google Patents

Abstract

The present invention ensures the safety of transactions between trading parties in the international trade, the transaction time is shortened, the payment process is simple, the transaction cost is reduced, and the delivery and inspection of the product is smoothly performed, the transaction between the trading parties is safe In addition, the present invention relates to a safe trade brokerage system and method of international trade using a network that enables the broker to operate the trade brokerage system efficiently.

Accordingly, the safe trade brokerage system of the international trade using a network network controls each terminal including a buyer and a seller terminal and a financial institution terminal, a database server storing the information of the terminals, and a transaction process between the terminals. A secondary database server and this database, in which information of terminals are stored so as to perform a transaction process by accessing each terminal in a management area defined by information provided through a network to a main server device equipped with a transaction information management server. A plurality of auxiliary server devices equipped with a secondary transaction information management server that controls the international transaction process with the terminals in conjunction with the server, and the secondary server information management unit, the offsetting to the main server device to perform the transaction process with the secondary server device And an auxiliary server device management server equipped with an overseas financial processing unit, and the auxiliary server information management. And offset and is the second server device information DB and, offset and international financial information DB is configured such that the second server information and the payment information is stored by processing in the global financial processing.

In the safe transaction brokering method of international trade using a network, a purchaser terminal is connected to a main server device to perform a product search and purchase decision process (S20) and payment of the purchase price of the product determined by the step S20. (S40), if the payment process is performed by the step S40 (S50), if the step S50 is performed, the step of performing the payment process of the sales amount to the seller terminal (S70) is provided, Determining whether the domestic transaction is performed by the main server device or the international trade performed by the auxiliary server device according to the information of the buyer terminal connected in step S20 as input information of the buyer terminal (S30); If it is determined in step S30 that the purchaser terminal is included in the management area of the main server apparatus, steps S40 and S50 are performed by the main server apparatus, and in step S30, the purchaser terminal is placed in the management region of the specific sub-server apparatus. If it is determined that the case is included in the transaction information is notified to the sub-server device and the same process (S140, S150) and the step S40, S50 is performed by the sub-server device; When the step S50 is performed, it is determined whether the seller terminal is a seller terminal belonging to the management area of the main server device or the seller terminal included in the management area of a specific sub server device, and the seller terminal is a seller terminal belonging to the management area of the main server device. If the step S70 is performed and the seller terminal belonging to the management area of the secondary server device is carried out the international remittance process (S60); When the step S150 is performed, it is determined whether the seller terminal is a seller terminal belonging to the management area of this subordinate server device or a seller terminal included in the management area of the main server device or another subordinate server device. If the payment to the seller is performed (S170), if it belongs to the management area of the main server device or another secondary server device is the international remittance process is carried out (S160).

Description

A SAFE INTERNATIONAL TRADE DEALING SYSTEM AND THE METHOD ON TELECOMMUNICATION NETWORK}

The present invention relates to a safe trading brokerage system and method of international trade using a network, and more particularly, to improve the safety of transactions in conventional conventional trade or international e-commerce through a network such as the Internet. In addition, the transaction time can be saved, and the satisfaction of the buyer and seller can be realized by reducing the cost in the settlement of the purchase price, and the trading broker who brokers the transaction can receive the business profits such as exchange fee or brokerage fee. The present invention relates to an international trade safety trading brokerage system using a network and a method thereof.

In general, with the expansion and generalization of information and communication networks such as the Internet, off-line commerce has been carried out on-line. In particular, in recent years, due to the rapid development of information technology and communication technology, the Internet The commerce population using is over the specific class and is used by the whole nation, and the current e-commerce used by most Internet users is an internet shopping mall. Such an internet shopping mall has no hassle for the buyer to visit the store directly. The settlement method has also stabilized to some extent, and has been settled as a product purchase method. In addition to Internet shopping malls, various forms of electronic commerce such as auction sites and internet direct marketplaces are being developed.

In recent years, e-commerce has been introduced in international trade. However, in practice, there are many problems in its operation. Therefore, a small amount of e-commerce is being carried out by large corporations and mid-sized companies using their overseas branch networks. In addition, on-line transactions between companies are not active.

In particular, online transactions online often give up the transaction itself because of the uncertainty of the seller's creditworthiness, or even become fraudulent due to unsafe transactions.

In international trade, payment between parties is usually made up of letters of credit (L / C), telegraphic transfer (T / T), cash, foreign trade, or a combination thereof. It is made in dollars, but the payment process must be performed by a specific payment method among the above payment methods before the purchase or sale process by international e-commerce can be carried out. Due to the fluctuation of payments and exchanges due to exchange rates, international payment procedures are very difficult and this process is inconvenient because it takes a lot of time and requires some experience.

In particular, a wire transfer fee or a cash transfer fee is generated at the time of remittance and exchange.If the payment amount is larger than a certain amount during the remittance process, it does not affect the increase in transaction costs due to the remittance fee. However, when a small amount of money is transferred, a relatively large amount of money is incurred, which acts as a deterrent to the activation of small-scale e-commerce in international trade. It is a situation that occurs.

In addition, in e-commerce, buyers check and purchase images on the website without directly acquiring or confirming the products, and therefore, significant problems are caused by the delivery of products different from the actual images, defects or damages of the products, etc. Or compensation for damages causes significant economic and time loss for the parties to the transaction and intermediaries. In addition, the problem related to such delivery is that in international trade, due to time and space factors, the difficulty of inspecting and returning products is further increased, which is a barrier to smooth commerce, and also impairs the safety of transactions.

The present invention is to solve the above problems, the purpose of which is to ensure the safety of transactions in the international transactions, the payment process is simple, save time and reduce the transaction costs can be satisfied by buyers and sellers, It is to provide a safe trade brokerage system and method of international trade using a network that allows the brokers to securely secure profits so that transactions between international goods and services can be safely and smoothly performed.

It is another object of the present invention, the safe trade intermediation system and method of international trade using a network to ensure that the delivery and inspection of goods in international commerce safely carried out international transactions of goods or services and promotes transaction safety Is to provide.

In order to achieve the above object, the security trading brokerage system of the international trade using the network of the present invention, each terminal including a buyer and seller terminal, a financial institution terminal connected through a network network, and members of the terminals International trade is provided with a main server device including a database server that stores information, transaction information, payment information, product information, etc. and a transaction information management server that interoperates with the database server to control the transaction process with the terminals. In a secure transaction brokerage system, a buyer, a seller, a shipper, and a financial institution within a management area defined by predetermined information provided from a database server under the control of the transaction information management server connected through the main server device and a network network. Member information and transaction information of the terminals to access the terminal to perform a transaction process, A plurality of auxiliary server devices including an auxiliary database server storing product information and product information, and an auxiliary transaction information management server interoperating with the database server to control an international transaction process with the terminals; The main server device includes a secondary server information management unit for controlling the information transaction process of the secondary server device so as to carry out the international transaction process of the secondary server device, and the settlement price data generated in the transaction process between the secondary server device and the main server device. Complementary server device management server is provided with the offsetting and foreign financial processing unit for processing and processing, and offset the payment costs between the main server device and each sub-server device and stores the data in the corresponding DB, while the secondary server information Database to store secondary server information and payment information processed by the management department and the offsetting and overseas financial processing department Server and the secondary server in the device information DB, a feature that is configured countervailing and foreign financial information DB.

Preferably, when the main server device and the sub-server device receives the inspection request information of the purchased product from the purchaser terminal, the specific inspection terminal is extracted from the inspector DB according to the input condition, and the payment information and transaction information DB transaction of the payment information DB is performed. An inspection information management unit which notifies the inspection command information of the product by extracting and comparing the information, processes and stores the inspection result information in a DB, provides the information so that the delivery process is performed according to the inspection result, and displays an inquiry result screen; Under the control of the inspection information management unit, a product inspector terminal is configured to perform an inspection process of a purchased product.

On the other hand, in the international trade safety trading brokerage method, the purchaser terminal is connected to the main server device via the network network to perform a product search and purchase decision process (S20), the purchase decision by the step S20 Paying the purchase amount of the product (S40), performing the product delivery process when the payment process is performed by the step S40 (S50), and performing the payment process of the sales amount on the seller terminal when the S50 step is performed. In the transaction method provided with (S70), if the purchase is determined by the step S20 is performed by a subsidiary server device connected to the main server device whether the domestic trade is performed by the main server device according to the information of the connected buyer terminal It is determined whether the international trade is to be input information of the buyer terminal (S30); If it is determined in step S30 that the purchaser terminal is included in the management area of the main server apparatus, steps S40 and S50 are performed by the main server apparatus, and the purchaser terminal manages a specific auxiliary server apparatus in step S30. When it is determined that the case is included in the area, the transaction information is notified to the corresponding sub-server apparatus, and the same processes (S140 and S150) as those in steps S40 and S50 are performed by the sub-server apparatus; When the step S50 is performed, it is determined whether the seller terminal is a seller terminal belonging to the management area of the main server device or a seller terminal included in the management area of the specific sub server device, and the seller terminal belongs to the management area of the main server device. If the step S70 is performed and the seller terminal belonging to the management area of the secondary server device is carried out the international remittance process (S60); When the step (S150) is performed, it is determined whether the seller terminal is a seller terminal belonging to the management area of the sub server device or a seller terminal included in the management area of the main server device or another sub server device to manage the sub server device. If the payment belongs to the seller is carried out in the area (S170), if it belongs to the management area of the main server device or another auxiliary server device is characterized in that the international remittance process is carried out (S160).

In addition, if it is determined in step S60 and step S160 that the seller terminal is not directly managed by the server device, but is managed by another server device (S61, S161), whether the payment method is a letter of credit (L / C) If it is a letter of credit (L / C), the payment process is performed with another server device (S62, S162), and if it is a wire transfer (T / T) or cash, each secondary server device is determined. If the remaining amount is offset and the remaining amount (x) exceeds the specified threshold, the transfer to another server device is performed. If the remaining amount is less than the threshold, the transfer is not made to another server device. It is stored in the DB (S63, S163).

Preferably, the step of selecting the inspection of the purchased product together with the delivery information is presented in step S20, if the product inspection is selected by the buyer terminal in step S50 and S150 the inspection information management unit according to the inspection request information of the buyer terminal Extract the specific inspector terminal from the information DB and notify the seller terminal of the information of the inspector terminal so that it can be inspected by the inspector terminal for delivery.The inspector terminal delivers the product delivered from the seller terminal according to the inspection information given. The inspection is performed so that the product can be shipped or returned.

1 is a block diagram showing an overall international trade safety trading brokerage system using a network according to the present invention;

2 is a block diagram showing the detailed configuration of the main server device of FIG.

3 is a block diagram showing the detailed configuration of the secondary server device of FIG.

4 is a schematic flowchart showing a method for brokering a safe trade in international trade using a network according to the present invention;

5A to 5C are flowcharts showing the detailed flow of FIG. 4.

* Description of the symbols for the main parts of the drawings *

200: main server device, 210: web server,

220: secondary server device management server, 230: transaction management server,

240: database server, 250: mail server,

260: main control unit, 270: multi-language web page providing unit,

300: secondary server device (1 ... n) 310: secondary web server (1 ... n),

320: secondary mail server, 330: secondary transaction information management server,

340: secondary database server, 350: secondary control unit,

410: buyer terminal (1 ... n), 420: seller terminal (1 ... n),

430: main server financial institution terminal (1 ... n), 440: main server shipper terminal (1 ... n),

450: primary server product inspector terminal (1 ... n), 460: secondary financial institution terminal (1 ... n),

470: auxiliary shipper terminal (1 ... n), 480: auxiliary product inspector terminal (1 ... n),

Hereinafter, the present invention will be described in more detail with reference to the accompanying drawings.

Figure 1 is a block diagram showing the overall international security trading system using the network according to the present invention, Figure 2 is a block diagram showing the detailed configuration of the main server device of Figure 1, Figure 3 4 is a schematic flowchart illustrating a method for brokering internationally secured transactions using a network according to the present invention, and FIGS. 5A to 5C are flowcharts illustrating the detailed flow of FIG. 4. .

In the international trade safety trading brokerage system according to the present invention, as illustrated in FIG. 1, a plurality of buyer terminals 410; 1... N, seller terminals 420; 1. And a plurality of auxiliary server devices (300; first country auxiliary server device 300) connected to the main server device 200 configured to perform electronic commerce and connected to the main server device via a network. Server device).

The main server apparatus 200 includes a plurality of main server financial institution terminals 430 and a plurality of processes for delivering a purchased product so that payment is performed in an electronic transaction between the purchaser terminal 410 and the seller terminal 420. While the main server deliverer terminal 440 is connected, the main server product inspector terminal 450, which performs the inspection process of the product purchased by the seller terminal, is connected.

The auxiliary server device 300 is one system is configured in a specific country that is different from the main server device 200, but may be composed of one or more according to the area or language, race, habit or economic life range of the country. In addition, a plurality of financial institution terminals 460 and a plurality of delivery terminals for performing a delivery process of a purchased product are performed so that payment is performed in an electronic commerce between the purchaser terminal 410 and the seller terminal 420 through a network. While 470 is connected, the product inspector terminal 480 is configured to perform the inspection process of the product purchased by the seller terminal 420.

2 is a view illustrating the main server device in more detail. As shown therein, a web server 210 connected to a network and a sub server device management server 220 connected to the web server 210 are shown. And a transaction information management server 230, a database server 240, and a mail server 250, while the respective servers are controlled and linked by the main control unit 260.

The web server 210 is provided with a basic access screen so that each terminal (buyer, seller, shipper, inspector, financial device, etc.) is connected to log in or sign up as a new member. When a specific ID is entered and logged in at 210, the main control unit 260 provides a web page written in the language requested by the corresponding ID from the multi-language webpage providing unit 270 according to the information contained in the corresponding DB to be described later. Done.

The mail server 250 notifies the transaction process with the buyer terminal 410, the seller terminal 420, the delivery terminal 440, the product inspector terminal 450, the financial institution terminal 430, etc. in the e-commerce process. The electronic document to be read is processed from the corresponding server under the control of the main control unit and then transmitted.

The secondary server device management server 230 is a secondary server information management unit 222 for controlling the transaction process of the secondary server device 300 of each country connected to the main server device 200, and the secondary server device 300 Offset and foreign financial processing unit 224 to calculate and process payment data generated in the transaction process between the main server device 200 and the offset of the payment cost with the main server device 200 to store in the DB Is composed.

The transaction information management server 230 processes the information of the member terminal (buyer terminal, seller terminal, inspector terminal, inspector terminal, deliverer terminal, etc.) connected to the main server device 200 to store in the corresponding DB to be described later At the same time, the product information data provided by the member information management unit 231 and the seller terminal 420 to read and process the data stored in the DB or the product information data received and input on the offline and stored in the corresponding DB to be described later At the same time, the product information management unit 232, the purchaser terminal 410 and the seller terminal 420 to read and process the data stored in the DB received the purchase and sales history information in accordance with the entered conditions The transaction information management unit 233 and the buyer terminal process the information to be extracted and displayed on the inquiry result screen, and the process result is processed and stored in the DB. Store the received payment information in the corresponding DB (payment information DB to be described later) and extract the payment request information input from the seller terminal 420 to be displayed on the search result screen and the Internet banking or the financial institution terminal 430 or According to the input conditions of the inspection request information of the payment information management unit 234 and the buyer terminal 410 to support the interface for the online payment service or to connect to the interface page of the financial institution terminal DB (inspector DB described later) Extract the specific product tester terminal 450 from the billing information DB and the transaction information of the payment information DB and transaction information DB described later to notify the inspection command information of the product and process and store the test result information in the DB. On the other hand, the inspection information management unit 235 and the buyer terminal to provide the information to be carried out according to the inspection result and to display the inquiry result screen In accordance with the conditions of the delivery information entered by the user to extract a specific delivery terminal terminal from the DB and notify the delivery order information to perform the delivery process, and process the information generated during the delivery process to extract and display on the inquiry result screen A delivery information management unit 236 is configured to process and store the processing result in a corresponding DB (transaction information DB).

Each of the information managers 231 to 236 is configured as a database linkage program that extracts relevant data from a corresponding DB of the database server 240 and performs a predetermined data processing process under the control of the main controller 260.

The database server 240, the buyer information DB 241, the seller information DB 242, the inspector information DB 243, the shipper information DB (where the information of each terminal input from the member information management unit 231 is stored) 244) and the like, a product information DB 245 for storing information input from the product information management unit 232 and a transaction information DB 246 for processing information input from the transaction information information management unit 233 are stored. The billing information DB 247 stores processing input information from the billing information management unit 234 and the subsidiary server storing processing input information from the subordinate server information management unit 222 of the subordinate server device management server 220. The device information DB 248 and the offset and foreign financial information DB 249 for storing information input from the offset and foreign financial processing unit 224 are configured.

In addition, each detailed DB (241 to 249) configured in the database server 240 includes ID, password, type of business, location, language used, telephone number, address and e-mail address, etc. entered in the member registration procedure of each member terminal. The detailed information is not shown in the detailed data attribute table because the detailed information is selectively extracted by each information management unit of the transaction information management server 230 and processed into serial numbers, identification numbers, transaction numbers, and transaction details. In addition, each detailed DB may be composed of a single system type database or each database separately, and if each database is configured separately, a separate identifier is given to each information management unit of the distance information management server 230. It is configured so that the required data can be interlocked and extracted.

Meanwhile, as shown in FIG. 1, the auxiliary server apparatus 300 includes a plurality of product inspector terminals 480 and financial institution terminals in which terminals are located in a corresponding country for each specific auxiliary server apparatus (first national auxiliary server apparatus). 460, the delivery terminal 470 is connected via a network, and each auxiliary server device to the auxiliary web server 310, secondary mail server 320, secondary transaction information management server 330, secondary database server ( 340 and the auxiliary control unit 350 is configured, but the configuration of each such sub-server is variable.

The secondary transaction information management server 330 is a secondary member information management unit 331, secondary delivery information management unit performing a similar function to each information management unit configured in the transaction information management server 230 of the main server device 200 described above. 332, the secondary inspection information management unit 333, the secondary payment information management unit 334, the auxiliary offset and foreign remittance processing unit 335, such a program is a program provided in the transaction information management server of the main server device It is configured to perform the same function as, the secondary database server 340 is the secondary buyer information DB 341, the secondary seller information DB 342, the secondary inspector information DB 343, the secondary shipper information DB 344, Sub-transaction information DB (345), sub-payment information DB (346), subsidiary offset and foreign financial DB (347), etc., but the information to the extent that electronic commerce is possible within the country or region where the sub-server device 300 is installed Only under the control of the main server device 200.

Hereinafter, the process of mediation by the safe trade intermediation system of the international trade configured as described above will be described in more detail.

FIG. 4 is a schematic flowchart illustrating a method for mediating safe trade of international trade using a network according to the present invention, and FIG. 5 is a flowchart illustrating a more detailed flow of FIG. 4.

In the mediation method performed using the above-described safe trade brokerage system of international trade, as shown in FIG. 4, the first purchaser terminal 410 accesses the web server 210 of the main server apparatus 200 (S10 step). And, the buyer terminal connected by this step is to search for the product to select and determine the purchase (step S20), and if the purchase is determined whether the domestic trade (buyer terminal domestic material) according to the information of the connected buyer terminal Determining whether or not it is an international trade (buyer terminal overseas location) (S30), by the step (S30) the buyer terminal 410 is domestic trade (the management area of the buyer terminal is included in the management area of the main server device) The case in which it is determined that the purchase price is settled by the main server apparatus (S40), and when the settlement process is performed by the step S40, the product delivery process is performed under the control of the main server apparatus (S50). , The steps When (S50) is performed, it is determined whether the seller terminal providing the product to be traded is the seller terminal belonging to the management area of the main server device or the seller terminal included in the management area of a specific sub server device and Step (S60) to perform the remittance processing process, if the seller terminal determined in the step (S60) is a seller terminal belonging to the management area of the main server device performing a payment process of the sales amount to the seller terminal (S70) ) Is configured.

As shown in FIG. 4, when it is determined that the purchaser terminal is included in the management area of the specific sub-server apparatus by the step (S30) of determining whether to trade internationally, transaction information is notified to the sub-server apparatus. Performing a payment process by the secondary server device 300 (S140), if the payment process is performed by the step (S140) performing a product delivery process under the control of the secondary server device (S150), the When step S150 is performed, it is determined whether the seller terminal is a seller terminal belonging to the management area of this subordinate server device or a seller terminal included in the management area of the main server device or another subordinate server device, and the international remittance with the corresponding server device is performed. If the seller terminal determined in the step (S160), the step (S160) to perform the process is the seller terminal belonging to the management area of the secondary server device, the corresponding sale A step (S170) to perform the billing process of the sale price to the terminal is performed.

On the other hand, the transaction process described in more detail, as shown in Figure 5a the step S10 member terminal (buyer terminal, seller terminal, inspector terminal, delivery terminal, etc.) and the non-member terminal of the main server device web server The user is logged in by the step (S11) of receiving a web page provided in a basic language (Korean or English) and entering a user name and password in the case of a member terminal (S12). According to a predetermined subscription procedure for inputting a matter, etc., a step of registering as a member is provided, and the information inputted at this step includes each category of a member (buyer terminal, seller terminal, inspector terminal, delivery terminal, etc.). The attributes of the input data are required depending on whether

In the member registration step (S13), after selecting a member, a step of selecting information to be provided and a language used and displayed in a transaction process after the member registration is presented, and when a specific member terminal is logged in step S12, the control of the main server device is performed. The web page written in the designated language selected from the multi-language web page providing unit is displayed below (S14).

On the other hand, the purchaser terminal 410 is connected to the main server device 200, the product selection and purchase decision step (S20) to purchase a particular product is displayed on the web page or the product information to be purchased by the input signal of the buyer terminal Searching (S21) from the product information DB 245, and determining the purchase of a specific product in the step S21, and inputting delivery information (S22), wherein the buyer terminal purchases in step S22. Before the delivery of the product you want to check the status of the product is selected by the buyer terminal whether or not to check whether the product is damaged or defective is presented an entry step is presented so that the selection by the buyer terminal is presented. When the inspection is selected by the buyer terminal, it is calculated by the inspection information management unit 235 of the transaction information management server 230 according to the inspection product, the delivery area and the inspection degree. The cost of testing and presenting relevant information is stored in the distributor information DB, DB transaction information according to the selection signal terminal of the purchaser.

And the product information selected by the buyer terminal in step S14 is the buyer terminal selects the product and services / services inputted by the seller terminal, such a step (S15) is the seller terminal in the main server device The information is inputted to the bulletin board configured in the web server of the main server apparatus.

When the purchase product is determined in the product selection and purchase decision step (S20), it is determined whether it is domestic trade or international trade according to the information of the buyer terminal connected by step S30 as shown in Figs. 4 and 5b. In this case, if the buyer terminal is a transaction corresponding to the management area of the main server device, that is, domestic trade, the purchase amount payment process is performed by the step S40. First, information of the database server is extracted by the transaction information management information server. The process is processed in the mail server to request the payment for the buyer terminal (S41) is performed, this step (S41) is carried out the payment of the purchase price from the buyer terminal is confirmed and processed by the payment information management unit payment information DB The step (S42) stored in the step is performed, and when the step S42 is performed, the purchase price of the purchase price to the seller terminal of the product determined by the purchaser terminal A step (S43) for notifying is performed.

When the payment state is notified to the seller terminal in step S43, the seller terminal delivers the product according to the information of the buyer terminal provided by the main server apparatus or the shipper terminal under the control of the delivery information management unit of the main server apparatus. A product delivery process for delivering a product is performed (S50). In this case, when it is determined in step S22 that an inspection of a purchased product is requested by the purchaser terminal (S51), the inspection information management unit 235 requests an inspection of the purchaser terminal. Extracting a specific inspector terminal from the inspector information DB 243 according to the information (The process of extracting the inspector terminal from the DB by the inspection information management unit includes the characteristics of the purchased product, the delivery location, the location of the seller and the buyer terminal, and the required information of the buyer terminal. And the information is extracted to the optimal terminal through the operation of the inspection information management unit according to the inspection cost.) At the end of the notice (S52) to enable inspection of the product by the inspector terminal, the inspector terminal inspects the product delivered from the seller terminal according to the inspection information given (S53), and whether there is a defect in the product If the main server device is notified (S54) and there is no defect in the product, the product is delivered by the delivery terminal under the control of the delivery information management unit 236. Accordingly, the receipt confirmation information of the product is received from the purchaser terminal. (S55), the receipt confirmation step (S55) of the product is configured as a previous step (S56) to determine whether or not to receive the normal product proceeds at this time proceeds to S55 if it is determined that the receipt of the product by the buyer terminal, If it is determined to be rejected, the product is returned to the seller terminal (S57), when the return is confirmed, the refund of the purchaser is made. (S58)

On the other hand, when the receipt confirmation information of the product is notified from the buyer terminal as described above, the payment process is carried out to the seller terminal 420 by the payment information management unit 234, wherein the seller terminal providing the transaction product is the main server device It is determined whether the seller terminal belonging to the management area of the terminal or the seller terminal included in the management area of the specific secondary server device, and the international remittance process between the secondary server device management server and the auxiliary server device is performed.

The step S60 is a step (S61) of determining the management area of the seller terminal as shown in Figure 5c, and in this step (S61) the seller terminal 420 corresponds to the management area of the particular secondary server device 300 If it is determined that the foreign remittance payment to a specific secondary server device is determined to determine the remittance by the payment method (S62), for example, if the credit (L / C) to the payment method (payment method) Performing a remittance process to the server device 300, and in the case of a telegraphic transfer (T / T) or cash in which a handling fee is generated, the remittance process is not performed, and the remittance execution is determined based on the size of the payment ( S63) is performed.

If the size of the settlement amount after the offsetting process in step S63 exceeds a predetermined reference amount (the amount set for each subordinate server apparatus by the main server apparatus by the creditworthiness, transaction history and amount of the subordinate server apparatus) to the corresponding subordinate server apparatus. Remittance process is performed.

On the other hand, if the payment amount is less than the threshold amount after the offsetting process between the respective sub-server device in step S63, the overseas financial processing process is performed by the overseas financial processing unit 224 without executing the transfer to the sub-server device 300 In the event that the unpaid amount is not offset from the data extracted from the foreign financial information DB 249, that is, the amount to be paid from a specific sub-server device, it is added to the unpaid amount. The remittance process is carried out and the related information is stored in the offsetting and foreign financial information database.In the end, the remittance fee is higher than the remittance fee in the foreign remittance process. In this way, it is possible to promote small trade transactions avoided by seller terminals.

Meanwhile, as shown in FIGS. 4 and 5A, the product to be purchased is determined in the product selection and purchase decision step S20, and the information of the buyer terminal determined by the step S30 corresponds to the management area of the specific auxiliary server device. If it is determined that the transaction information is notified to the secondary server device 300, as shown in Figure 5b, the transaction process by the secondary server device is performed accordingly, the transaction process by the secondary server device is described above. It is carried out in detailed steps similar to the processing by the server apparatus.

First, the transaction information transmitted from the main server device 200 is processed by each information management unit 331 to 335 of the secondary transaction information management server 330 of the secondary transaction device and stored in the corresponding auxiliary DB, and the price for the buyer terminal A request for payment (S141) is performed, and this step (S141) is performed, the payment of the purchase price from the buyer terminal is confirmed and processed by the secondary payment information management unit 334 and stored in the secondary payment information DB 346. The step S142 is performed, and when the step S142 is performed, a step S143 of notifying the payment state of the purchase price to the seller terminal of the product determined by the purchaser terminal is performed.

Then, when the deposit state is notified to the seller terminal in step S143, the seller terminal delivers the corresponding product according to the information of the buyer terminal under the control of the secondary delivery information management unit 332 or the secondary delivery terminal designated by the secondary delivery information management unit. A product delivery process (S150) of delivering the corresponding product is performed through the operation 470, and when it is determined that the inspection of the purchased product is requested by the purchaser terminal in step S22, the secondary inspection information management unit 333 is provided. The product inspection process is performed in the same order as the product inspection process of the main server apparatus described above (S151, S152, S153, S154), and if there is no defect in the product, the secondary delivery terminal under the control of the secondary delivery information management unit. Shipped by, if the product receipt is determined through the product receiving decision step (S156) is received from the buyer terminal to confirm the receipt information of the product (S155).

In addition, when the receipt confirmation information of the product is notified from the purchaser terminal as described above, a payment process is performed, wherein the seller terminal that provided the traded product is a seller terminal belonging to the management area of the main server apparatus or another auxiliary server apparatus. It is determined whether the seller terminal is included in the management area of the bar and the international remittance processing process between the main server device and the auxiliary server device is performed (S160), as shown in Figure 5c the step S160 is the management area of the seller terminal If it is determined that the step (S161) is performed in this step (S161) and the seller terminal corresponds to the management area of the main server device or another sub-server device, that is, overseas to the main server device or a specific sub-server device If it is determined that the remittance is settled, the remittance by the payment method is determined (S162). For example, in case of L / C as the payment method, the corresponding server device is sent. If the transfer process is carried out, and the wire transfer (T / T) or cash is not carried out, the process of offsetting is carried out, that is, the step of determining the transfer based on the size of the payment (S163) In the step S163, when the amount of payment amount x exceeds a predetermined reference amount (the amount determined by the main server device based on the credit server, the transaction history and the amount of the auxiliary server device) (that is, the remittance amount exceeds the predetermined amount). In the case of a large amount of money, the remittance process to the corresponding subordinate server device is performed.

In addition, when the payment amount (x) is less than the reference amount in step S163, the foreign financing process is performed by the subsidiary offset and foreign financial processing unit 335 without remitting to the main server device or another sub server device. Offset the unpaid amount from the data read from the subsidiary offset and foreign financial information database, that is, the amount to be paid from the main server device or a particular sub server device, and if there is no money to be paid, it is added to the unpaid amount and the unpaid amount is fixed. In case of abnormality, the remittance process is executed and the related information is stored in the subsidiary offset and foreign financial information DB.

On the other hand, the detailed description of the generalized part in the electronic commerce in the above-mentioned safe trade brokerage system and method of the international trade is omitted, and the safe trade brokerage system and method of the international trade using the network according to the present invention The present invention is not limited thereto, but may be variously modified and applied within the technical scope of the present invention.

According to the safe trade brokerage system and method of the international trade using the network network according to the present invention as described above, the payment process is simple and the transaction cost is reduced in international transactions, buyers and sellers can be satisfied, international e-commerce between In particular, it can significantly reduce unexpected transaction costs such as remittance fees, exchange fees, and exchange losses caused by wire transfers or cash payments, and enables stable transactions to be carried out. It can be.

In addition, according to the present invention, since the purchased product is delivered after the product inspection process is performed according to the buyer's product inspection request, it is possible to safely purchase the exact product intended by the buyer regardless of domestic or foreign, thereby maximizing buyer satisfaction. It is a very useful invention that can reduce the economic and time loss that can be incurred by the parties, brokers, etc., due to the return, compensation or damages.

Claims (5)

Each terminal including a buyer and seller terminal and a financial institution terminal connected through a network, and a database server for storing the member information, transaction information, payment information, product information, etc. of the terminals In the international trade safety transaction brokerage system equipped with a main server device including a transaction information management server for controlling the transaction process with the terminals, Connected with the main server device and the network network, and under the control of the transaction information management server connected to the buyer, seller, shipper and financial institution terminals within the management area determined by the predetermined information provided from the database server to perform the transaction process. A plurality of sub-database server is provided with a sub-database server for storing member information, transaction information, payment information, and product information of the terminals, and a sub-transaction information management server for interoperating with the database server to control an international transaction process. Auxiliary server devices, The main server device has a secondary server information management unit which controls the information transaction process of the secondary server device so that the international transaction process with the secondary server device occurs, and occurs in the transaction process performed between the secondary server device and the main server device. Complementary server device management server is provided with the calculation and processing of payment data, and the offsetting process between the main server device or each sub-server device and the offset and foreign financial processing unit to store the data in the corresponding DB. The network network, characterized in that the secondary server device information DB and the offset and foreign financial information DB is configured in the database server to store the secondary server information and payment information processed by the secondary server information management unit and the offsetting and foreign financial processing unit. Safe trade brokerage system of international trade. The method of claim 1, Upon receiving the inspection request information of the purchased product from the buyer terminal, the main server device and the secondary server device extract a specific tester terminal from the inspector DB according to the input condition, and extract the payment information and the transaction information DB of the payment information DB. The inspection information management unit which notifies the inspection command information of the product by comparing and calculating, processes and stores the inspection result information in the DB, provides the information to perform the delivery process according to the inspection result, and displays the inquiry result screen; Safety trading brokerage system of international trade using a network, characterized in that the product inspector terminal configured to perform the inspection process of the purchased product under the control of the management unit. The purchaser terminal is connected to the main server device via a network to perform a search and purchase decision process of the product (S20), the purchase price of the product determined by the purchase step S20 (S40), the step S40 In the transaction method comprising the step of performing a product delivery process when the payment process is carried out (S50), the step (S70) of performing a payment process of the sales amount in the seller terminal when the step S50 is performed, When the purchase is determined in step S20, the purchaser inputs whether the domestic trade is performed by the main server apparatus or the international trade performed by the auxiliary server apparatus connected to the main server apparatus according to the information of the connected buyer terminal. Judging by the information (S30), If it is determined in step S30 that the purchaser terminal is included in the management area of the main server apparatus, steps S40 and S50 are performed by the main server apparatus, and the purchaser terminal manages a specific auxiliary server apparatus in step S30. If it is determined that the case is included in the area, the transaction information is notified to the corresponding sub-server device, and the same process (S140, S150) as the steps S40 and S50 is performed by the sub-server device. When the step S50 is performed, it is determined whether the seller terminal is a seller terminal belonging to the management area of the main server device or a seller terminal included in the management area of the specific sub server device, and the seller terminal belongs to the management area of the main server device. If the step S70 is performed and the seller terminal belonging to the management area of the secondary server device is carried out the international remittance process (S60), When the step (S150) is performed, it is determined whether the seller terminal is a seller terminal belonging to the management area of the sub server device or a seller terminal included in the management area of the main server device or another sub server device to manage the sub server device. If the payment belongs to the seller is carried out in the area (S170), if it belongs to the management area of the main server device or another sub-server device, the international remittance process is carried out (S160) How to broker a safe trade in trade. The method of claim 3, wherein If it is determined in the steps S60 and S160 that the seller terminal is not directly managed by the server device, but is a seller terminal managed by another server device (S61, S161), whether the payment method is a letter of credit (L / C) or a telegraphic transfer (T). / T) or cash, if the credit (L / C), if the payment process to another server device (S62, S162), if the wire transfer (T / T) or cash payment amount between each server device If the remaining settlement amount (x) exceeds the set threshold, the remittance process is performed to another server device. If the remaining settlement amount is less than the threshold amount, the remittance process is not processed. Safe trade brokerage method of international trade using a network, characterized in that stored in the DB (S63, S163). The method according to claim 3 or 4, In step S20, the step of selecting the inspection of the purchased product together with the delivery information is presented, and when the product inspection is selected by the buyer terminal, in step S50 and S150, the inspection information management unit from the inspector information DB according to the inspection request information of the purchaser terminal. Extract the specific inspector's terminal and inform the seller's terminal of the information of the inspector's terminal so that it can be inspected by the inspector's terminal, and the inspector's terminal performs the inspection of the product delivered from the seller's terminal according to the inspection information given Safe trade brokerage method of international trade using a network, characterized in that to deliver or return the product.