3D Secure Payload Response for US Clients (3rd Party Vendor)

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This page describes 3D Secure Sales and Auths, but just as an FYI, ConnexPay’s VCCs are exempt from 3D Secure requirements.

ConnexPay has the ability to ingest 3DSecure data elements from an outside vendor, should the client decide to utilize a 3rd party to provide 3D Secure authentication.

When the 3D Secure data elements are received, they must be passed in the Create Sale API for Sales and in the Auth Only API for Auths. The data elements then get passed to the Issuer in the Authorization request.

3D Secure Payment Process Flow for Clients Using a 3rd Party Vendor

Development

Sample Request for Visa, American Express and Discover:

Note: Amex OptBlue transactions will pass through 3DS authentication which greatly reduces the chance of fraud but may not support a liability shift in the event of a chargeback.

Accepted Responses for Visa, American Express and Discover:

Sample Request for Mastercard:

Accepted Responses for Mastercard: