JPH0756663B2 - Automatic transfer device - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION [Outline] In an automatic transfer device, a continuous processing means for allowing a customer to select whether or not to continue a transfer transaction, and a continuous transfer transaction or a previous transfer transaction. Characterized by a balance check means for determining whether or not the remaining amount obtained by subtracting the transfer amount of the transfer transaction from the input amount satisfies the transfer amount of the next transfer transaction, and continuously performing the transfer transaction. There is.

[Industrial application field]

The present invention relates to an automatic transfer device that automatically performs a transfer transaction by inputting information necessary for the transfer transaction and inserting an amount of money required for the transfer transaction.

[Conventional technology]

 FIG. 4 is a flow chart of the operation of the conventional automatic transfer device.

The conventional operation will be described below with reference to FIG.

Transfer cash In step 41, you can make a transfer transaction by cash transfer,
Let the customer choose whether to pay by direct debit. If the customer selects the account transfer, the corresponding process, account transfer process step 55 is performed. When the customer selects cash transfer, the corresponding process is performed as follows.

If the customer selects cash transfer in step 41,
The transfer source information input instruction step 42 instructs the customer to input information regarding the transfer source. The customer inputs the transfer source information necessary for the transfer transaction according to the instruction. When the input of the transfer source information is completed, the transfer destination information input instruction step 43 causes the customer to input the transfer destination information necessary for the transfer transaction. Next, the input information of the transfer source information and the transfer destination information that have been input next is transmitted to the center, and the corresponding data is inquired. If the input information referred to the data corresponding to the input information stored in the center matches, the next transfer amount input step 46 for carrying out the transfer transaction is performed, but if it does not match, the inquiry The disagreement processing step 56 is performed. The inquiry disagreement processing step 56 is, for example, to output an instruction to the customer to input correct information again. If the inquired input information matches the data corresponding to the input information stored in the center, the customer is instructed to input the transfer amount in the transfer amount input step 46. When the customer inputs the transfer amount according to the above instruction, the customer issues an instruction to insert the cash corresponding to the transfer amount input in the cash deposit processing step 47 from the cash slot equipped in the apparatus. When the customer inputs the cash from the cash input port according to the instruction, it is confirmed that the cash has been inserted in the cash deposit existence step 48, and the following processing, the cash shortage step 49 is performed. If no cash is input, the instruction to insert cash from the cash slot remains in the instructed state.

When it is confirmed that the cash has been input from the cash input port, it is determined in the cash shortage step 49 whether the amount of cash input from the cash input port is larger or smaller than the amount required for the transfer transaction. If the result of the determination is that the amount of cash input from the cash input port is less than the amount required for the transfer transaction, an instruction is issued to input cash again from the cash input port. If the cash input from the input port is larger than the amount required for the transfer transaction, the amount required for the transfer transaction is deducted from the input cash by the cash processing step 50,
Receive only the amount required for the transfer transaction. Center transfer processing
At 51, the receipt of the amount is transmitted to the center and the transfer process is performed. When the transfer process is completed, the change presence / absence determining step 52 determines whether or not there is a change. If there is a change, the change is released, and if there is no change, the next process is performed. In the statement output step 54, there is a change determination step.
It is determined that there is a change by the determination of 52 and the change is released, or after the change of step 52 is determined that there is no change, the statement slip is released. The statement sheet describes that the amount required for the transfer transaction has been received.

The transfer transaction is completed by performing the above operation.

[Problems to be solved by the invention]

In the conventional automatic transfer apparatus described above, when conducting the transfer transaction continuously, the apparatus releases the change and the statement slip when the first transfer transaction ends. In order to carry out the next transfer transaction, the customer must start from the first operation. In other words, it is necessary to select whether to perform the transfer transaction by cash transfer or account transfer processing.

Therefore, in order to carry out the transfer transaction continuously, it is necessary to input the information necessary for the transfer transaction each time.

In addition, if change is generated at the end of the transfer transaction, the change will be released, so the customer must receive the change and re-input it as necessary.
It was troublesome.

Moreover, it was necessary for the device side to take in the inserted cash and identify it.

Therefore, when carrying out a plurality of transfer transactions in succession, extra operations and transaction time for carrying out the transfer transactions are required.

[Means for solving problems]

In the principle diagram of the present invention shown in FIG. 1, the present invention is provided with a continuation processing means 4 and a shortage amount input instruction means 5, and the continuation processing means 4 allows the customer to select whether or not to continue the transfer transaction. , If it is determined that continuous transfer transaction is selected, the balance of the previous transfer transaction is used to perform the next transfer transaction, and the shortfall amount instructing means 5 causes the amount to be transferred to the next transfer transaction. When it is determined that the amount of money is less than the amount required for the transfer, the customer is instructed to insert the shortage and the cash is inserted.

[Action]

By providing the above-described configuration, that is, providing the shortfall amount instructing means 5 and the continuation processing means 4, it is possible to simplify the labor of the customer in the case of continuing the transfer transaction. That is, by providing the shortfall amount injecting means 5 that operates before releasing the balance, the balance of the first inserted cash can be used for the next transaction without inserting the cash for each transfer transaction, It is possible to save the trouble of continuously making transfer transactions because it is sufficient to throw them all together or to supplement the shortage later. Further, by providing the continuation processing means 4, when the next transfer transaction is continuously performed, the next transfer transaction can be continuously performed without releasing the statement slip for each transfer transaction. Here too, the effort can be saved.

〔Example〕

 FIG. 2 is a flow chart showing an embodiment of the present invention.

FIG. 3 is a block diagram of the automatic transfer device.

In the figure, reference numeral 33 denotes a control unit, which controls each unit.
Reference numeral 34 is a bill recycling unit, which recycles the deposited bill and releases it when necessary. Reference numeral 35 is a statement slip printer unit, which prints out the details of the transfer transaction on paper and releases it.
Reference numeral 36 is a customer operation unit, which is a place for responding to matters necessary for transfer transactions. Reference numeral 37 is a display, which is for outputting and displaying items necessary for the transfer transaction. Reference numeral 38 denotes a touch keyboard, which is an input unit for the customer to input necessary items for the transfer transaction. A control program file 39 stores the control program. Reference numeral 40 denotes a power supply unit that supplies power to the device.

Hereinafter, FIG. 2 and FIG. 3 will be described.

With the touch keyboard 38 of the customer operation unit 36, the customer selects whether the transfer transaction is cash transfer or account transfer. This selection operation is converted into a data signal by the customer operation unit 36 and supplied to the control unit 33.

Based on the selected data, the control unit 33 makes a determination in the cash transfer determination step 12. When the customer selects the direct transfer, the control unit 33 processes the direct transfer processing step 30. When the customer selects cash transfer, the control unit 33 processes the transfer source information input step 13. In addition, other transactions such as cash payment transaction,
Various types of transactions that require selection such as deposit transactions are displayed.

In the transfer source information input step 13 of the control unit 33, the customer is made to input the transfer source account number and the like using the touch keyboard 38.
The input transfer source information is also displayed on the display 37. When the input of the transfer source information necessary for the transfer transaction is completed, the control unit 33 causes the customer to input the transfer destination information from the touch keyboard 38 in the transfer destination information input step 14.

When the input of the transfer source information and the transfer destination information is completed, the control unit 33
Inquires the two input information, the transfer information and the transfer destination information, which have been input, with the information data stored in advance in the input information center inquiry step 15.

The control unit 33 determines whether or not the inquired input information matches with each other in an inquiry match determination step 16. If the input information inquired does not match, the inquiry mismatch processing step 31 of the control unit 33 is executed.

If the inquired input information is in agreement, the transfer amount is input, which is the next process, and the customer is made to input the amount necessary for the transfer transaction using the touch keyboard 38. When the amount of money is input by the touch keyboard 38, the control unit 33 performs the remaining amount determination step 18, but since there is no remaining amount due to the first transfer transaction, the control unit 33 performs the cash deposit processing step 21. In the cash deposit processing step 21, the banknote recycling unit 34 is made to deposit as much cash as required by the customer in advance for the transfer transaction. If the cash deposit determination step 22 of the control unit 33 determines that cash has been input,
The control unit 33 performs a cash shortage determination step 23, which is the next process. However, if no cash is thrown in and it is determined that no cash is thrown in the cash deposit determination step 22 of the control unit 33,
Instruct the customer to deposit cash again.

When cash is input, the inserted cash is determined to be deposit in the cash deposit determination step 22, and then the cash shortage determination step 23 of the control unit 33 is the amount required for the previously entered transfer transaction. Determine if minutes have been thrown. If the control unit
If the cash shortage determination step 33 of 33 determines that there is a shortage of cash, the process returns to the control unit 33 cash deposit processing step to instruct the customer to throw in the shortage of cash again and cause the customer to throw in the shortfall of cash. According to the cash shortage determination step 23 of the control unit 33, when the amount of cash inserted into the transfer transaction is full, the cash processing step 24 of the control unit 33 is performed.

In the cash processing step 24, a calculation is performed based on the amount of money required for the transfer transaction and the cash that has been input.
The calculation is to subtract the amount of money required for the transfer transaction from the cash input. After the cash processing step 24, the center control unit 33 notifies the center at the transfer processing step 25 that the transfer source has transferred the amount of money required for the transfer transaction. Then, the center performs the necessary transfer processing. The transfer transaction is completed by this point.

After that, the control unit 33 determines whether or not to continue the next transfer transaction with the customer in the step 26 with the continuous transfer with the touch keyboard 38.
The selection is made by the upper continuation selection button (not shown). If the customer selects not to continue, if it is determined that there is change in the change determination step, the bill recycling unit 34 releases the required amount of money as change, and if it is determined that there is no change, the continuation selection button is used. After the selection, if it is determined that there is no balance in the remaining amount determination step 18 of the control unit 33 that outputs the detailed statement printed by the detailed statement printer unit 35, the cash deposit processing step 21 of the control unit 33 is performed, and the customer The banknote recycling unit 34 is caused to invest the amount of money required for this transfer transaction. When the amount of money required for this transfer transaction is input, the same operation as the transfer transaction shown in the previous figure is performed and the transfer transaction is terminated.

When it is determined that there is a remaining amount in the remaining amount determination step 18 of the control unit 33, the remaining amount processing step 19 is performed, and a calculation is made as to whether the remaining amount is greater than or less than the transfer amount input in the transfer amount input step 17. . The calculated value is discriminated in the balance shortage discriminating step 20. If the remaining amount is less than the transfer amount and it is determined that the remaining amount is insufficient, the cash deposit processing step 21 of the control unit 33 instructs the customer to insert the insufficient amount. According to the customer's instruction, when the shortage amount is put into the bill recycling unit 34, the same operation as the previous transfer transaction is performed.

Further, when it is determined in the balance shortage determination step 20 of the control unit 33 that the balance is not more than the amount required for the transfer transaction and the balance is not short, the control unit 33 immediately performs the cash processing step 24. The following is the same operation as the previous transfer transaction and ends the transfer transaction. In addition, the next transfer transaction can be continued.

The instructions to the customer are output to the display 37, and the input information from the customer is input by the touch keyboard 38. The control unit 33 controls each of these units.

When several transfer transactions are to be carried out continuously, the total amount of money required for each transfer transaction may be put in the cash transfer processing step 21 which is the first cash deposit processing.

〔effect〕

Since the present invention is a device that performs the above-described operation, when conducting a transfer transaction continuously, it is possible to save the trouble of selecting a transfer transaction, inputting transfer source information, and the like. Moreover, since the change will not be released each time the transfer transaction is completed, the change release time, the time required for the customer to receive the change, the processing time such as discrimination when cash is deposited are unnecessary, It is possible to shorten the time when conducting a transfer transaction. Further, even if the customer conducts the transfer transaction several times, if he / she deposits the cash for several transfer transactions into the apparatus at one time, he / she needs to deposit the cash only once.

[Brief description of drawings]

FIG. 1 is a principle diagram of the present invention, FIG. 2 is a flow chart of the operation of an embodiment of the present invention, FIG. 3 is a block diagram of an automatic transfer device of the embodiment, and FIG. It is a flow chart of operation of an automatic transfer device. In the figure, 1 is a deposit / withdrawal processing means, 2 is an input means, 3 is a processing means, 4 is a continuous processing means, and 5 is a shortfall amount input instruction means.

Claims (1)

[Claims] 1. A deposit / withdrawal processing means (1) for returning change to the customer when a change has been made after the customer has deposited cash and completed the transfer transaction, and an input means for inputting information necessary for the transfer transaction ( 2) and a processing means (3) for performing transaction processing, and based on the information input from the input means (2) and the cash amount inserted by the customer into the deposit / withdrawal processing means (1), a corresponding predetermined amount. This is an automatic transfer device that conducts the transfer transaction and discharges the balance, and allows the customer to select whether or not to continue the next transfer transaction before discharging the balance, and determines and processes the selection result. When continuous processing means (4) and continuous transfer transaction are selected, the amount required for the next transfer transaction is compared with the balance of the previous transfer transaction,
When it is determined that the balance is not enough for the next transfer transaction, a shortfall amount instructing means (5) is provided to instruct the customer to insert cash for replenishment. An automatic transfer device characterized by continuous transfer transactions by inputting money.