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CN112106090A - Instant settlement method for realizing digital assets based on bank card acquiring mechanism - Google Patents

Instant settlement method for realizing digital assets based on bank card acquiring mechanism Download PDF

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Publication number
CN112106090A
CN112106090A CN201880093123.0A CN201880093123A CN112106090A CN 112106090 A CN112106090 A CN 112106090A CN 201880093123 A CN201880093123 A CN 201880093123A CN 112106090 A CN112106090 A CN 112106090A
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CN
China
Prior art keywords
payment
bank card
account
digital
management system
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201880093123.0A
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Chinese (zh)
Inventor
熊强
杨坚
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Taotaogu Information Technology Co ltd
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Shenzhen Taotaogu Information Technology Co ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shenzhen Taotaogu Information Technology Co ltd filed Critical Shenzhen Taotaogu Information Technology Co ltd
Publication of CN112106090A publication Critical patent/CN112106090A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method for realizing instant settlement of digital assets based on a bank card acquirer solves the technical problems of conveniently and quickly managing and using real-time payment for digital (currency) assets, and adopts the following steps: 1. authorizing a multi-account payment management system to perform account management on the payment management system; 2. when a bank card initiates a consumption request to a multi-account payment management system, confirming that the consumption is bank card account payment or digital asset account payment; 3. the consumption pays for the digital asset account 4; the multi-account payment management system directly transfers the consumption request to the digital asset account management payment system, and has the advantages that the acquiring organization realizes the instant settlement of the digital assets through the digital asset accounts bound by the bank card, and the digital (currency) assets are conveniently and quickly managed and used for real-time payment.

Description

PCT国内申请,说明书已公开。PCT domestic application, the description has been published.

Claims (6)

PCT国内申请,权利要求书已公开。PCT domestic application, the claims have been published.
CN201880093123.0A 2018-04-09 2018-04-09 Instant settlement method for realizing digital assets based on bank card acquiring mechanism Pending CN112106090A (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2018/082264 WO2019195974A1 (en) 2018-04-09 2018-04-09 Bank card acquiring mechanism-based method for implementing instant settlement of digital assets

Publications (1)

Publication Number Publication Date
CN112106090A true CN112106090A (en) 2020-12-18

Family

ID=68162780

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201880093123.0A Pending CN112106090A (en) 2018-04-09 2018-04-09 Instant settlement method for realizing digital assets based on bank card acquiring mechanism

Country Status (2)

Country Link
CN (1) CN112106090A (en)
WO (1) WO2019195974A1 (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114529285A (en) * 2022-01-29 2022-05-24 中国银联股份有限公司 Digital currency payment method, server, system and medium
CN117436119A (en) * 2023-10-23 2024-01-23 拉卡拉支付股份有限公司 Privacy protection methods, devices, electronic equipment and media for user digital wallets

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103413216A (en) * 2013-05-16 2013-11-27 深圳市淘淘谷信息技术有限公司 Multi-account management payment method
CN106803176A (en) * 2011-05-31 2017-06-06 黑鹰网络股份有限公司 System for being paid by stored value card
CN107851255A (en) * 2015-05-05 2018-03-27 万事达卡国际股份有限公司 For realizing system, method, equipment and the computer-readable medium of direct electron transfer of payment

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9747591B2 (en) * 2012-08-06 2017-08-29 The Keitz Group, Llc Online stock payment system
CN106297087A (en) * 2015-05-11 2017-01-04 深圳市前海大通宝电子支付有限公司 A kind of O2O commercial podium device

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106803176A (en) * 2011-05-31 2017-06-06 黑鹰网络股份有限公司 System for being paid by stored value card
CN103413216A (en) * 2013-05-16 2013-11-27 深圳市淘淘谷信息技术有限公司 Multi-account management payment method
CN107851255A (en) * 2015-05-05 2018-03-27 万事达卡国际股份有限公司 For realizing system, method, equipment and the computer-readable medium of direct electron transfer of payment

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114529285A (en) * 2022-01-29 2022-05-24 中国银联股份有限公司 Digital currency payment method, server, system and medium
CN117436119A (en) * 2023-10-23 2024-01-23 拉卡拉支付股份有限公司 Privacy protection methods, devices, electronic equipment and media for user digital wallets

Also Published As

Publication number Publication date
WO2019195974A1 (en) 2019-10-17

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Legal Events

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SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication
RJ01 Rejection of invention patent application after publication

Application publication date: 20201218

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