CN114331431A - Method, device, equipment and medium for reporting large-value cash transaction data - Google Patents

Abstract

The present disclosure provides a large amount cash transaction data transmission method, apparatus, device, storage medium and program product, which can be applied to the field of financial technology. The large-amount cash transaction data sending method comprises the following steps: in response to the occurrence of a cash transaction event, generating a cash transaction record and storing the cash transaction record in a cash transaction record table; selecting a cash transaction record with the cash amount larger than or equal to a preset amount to obtain an initial large-amount cash transaction record; in response to obtaining the initial large-amount cash transaction record, setting the attributes of the cash use field and the cash source field as must fill, and adding the cash use and/or the cash source corresponding to the cash use field and/or the cash source field respectively to obtain a target large-amount cash transaction record; in response to the user confirming the target large-amount cash transaction record, posting data including the target large-amount cash transaction record.

Description

Method, device, equipment and medium for reporting large-value cash transaction data

technical field

The present disclosure relates to the field of computer technology, and in particular to a method, device, device, medium and program product for reporting large-value cash transaction data

Background technique

Banks and other financial institutions have problems such as insufficient transparency of transaction information in the management of large-value cash transactions.

At present, the management of large-value cash transactions is inefficient and cannot meet the regulatory requirements for large-value cash transactions.

SUMMARY OF THE INVENTION

In view of the above problems, the present disclosure provides a method, apparatus, device, medium and program product for reporting large-value cash transaction data that improve the management efficiency of large-value cash.

According to a first aspect of the present disclosure, a method for reporting large-amount cash transaction data is provided, including: in response to a cash transaction event occurring, generating a cash transaction record, and storing the cash transaction record in a cash transaction record table; The transaction record table includes: a cash amount field, a cash use field and/or a cash source field, and the cash transaction record includes the cash amount corresponding to the cash amount field; select a cash transaction record with a cash amount greater than or equal to a preset amount to obtain an initial large amount of cash Transaction record; in response to obtaining the initial large-value cash transaction record, set the properties of the cash use field and the cash source field as required, and add the cash use and/or cash source corresponding to the cash use field and/or the cash source field, respectively, Obtain the target large-value cash transaction record; in response to the user confirming the target large-value cash transaction record, submit the reporting data including the target large-value cash transaction record.

According to an embodiment of the present disclosure, selecting a cash transaction record with a cash amount greater than or equal to a preset amount to obtain an initial large-amount cash transaction record includes: according to the reference cash amount, determining at least one reference cash amount closest to the cash amount as the target reference cash amount Amount; according to the category of the target cash amount, determine the category of the cash amount, and the category of the target reference cash amount is determined according to the relationship between the target reference cash amount and the preset amount; according to the category of the cash amount, select the cash transaction record to get the initial large amount Cash transaction records.

According to an embodiment of the present disclosure, the categories of the target cash amount include: a first category and a second category, the first category indicates that the target reference cash amount is greater than or equal to a preset amount, and the second category indicates that the target reference cash amount is less than the preset amount, according to The category of the target cash amount, determining the category of the cash amount includes: when the target cash amount includes more than one, determining the larger of the number of the first category and the number of the second category among the multiple target cash amount categories as the target category , or, when the target cash amount includes multiple target cash amount categories, and the number of the first category in the multiple target cash amount categories is the same as the number of the second category, the target cash amount category of the target cash amount with the largest weight value is determined as the target category ; Determine the target category as the category of the cash amount.

According to an embodiment of the present disclosure, both the cash amount and the preset amount include an amount attribute, and selecting a cash transaction record whose cash amount is greater than or equal to the preset amount includes: determining a cash amount as the basic cash amount; determining the amount attribute of the basic cash amount as the basis attribute; determine the amount attribute of the preset amount as the comparison attribute; determine the preset amount with the same comparison attribute and the basic attribute as the target preset amount; select the cash transaction record with the basic cash amount greater than or equal to the target preset amount.

According to an embodiment of the present disclosure, the cash transaction record table further includes at least one reporting-related data field, and the cash transaction record further includes reporting-related data corresponding to the reporting-related data field. In response to the user confirming the target large-value cash transaction record, Submitting the target large-value cash transaction records includes: constructing the relationship between the reporting data, cash amount, cash use and/or cash source; determining the target large-value cash based on the cash amount recorded in the target large-value cash transaction and the relationship. Relevant data of transaction records; determine the relevant reporting data, cash amount, cash use and/or cash source with associated relationship as reporting data, and submit the reporting data.

According to an embodiment of the present disclosure, reporting the reporting data including the target large-value cash transaction record includes: performing adaptive processing on the reporting data to obtain the target reporting data, wherein the adaptive processing includes encryption processing; Send request to report the target data to be sent.

According to an embodiment of the present disclosure, the method for reporting large-value cash transaction data further includes at least one of the following: verifying target reporting data; batch reporting target reporting data; and receiving a reporting result returned by an interface.

A second aspect of the present disclosure provides a large-value cash transaction data reporting device, including: a cash transaction record generation module, an initial large-value cash transaction record determination module, a target large-value cash transaction record determination module, and a reporting module. The transaction record generation module is used to generate a cash transaction record in response to a cash transaction event, and store the cash transaction record in a cash transaction record table, the cash transaction record table includes: a cash amount field, a cash use field and/or a cash source field, the cash transaction record includes the cash amount corresponding to the cash amount field; the initial large-amount cash transaction record determination module is used to select the cash transaction record with the cash amount greater than or equal to the preset amount, and obtain the initial large-amount cash transaction record; the target large-amount cash transaction record The cash transaction record determination module is used to set the attributes of the cash use field and the cash source field as required in response to obtaining the initial large-amount cash transaction record, and add the cash use and/or cash use fields corresponding to the cash use field and/or the cash source field respectively. and/or a cash source, obtain the target large-value cash transaction record; and a reporting module, configured to respond to the user confirming the target large-value cash transaction record, and submit the reporting data including the target large-value cash transaction record.

A third aspect of the present disclosure provides an electronic device comprising: one or more processors; a memory for storing one or more programs, wherein when the one or more programs are executed by the one or more processors , so that one or more processors execute the above method for reporting large-value cash transaction data.

A fourth aspect of the present disclosure also provides a computer-readable storage medium on which executable instructions are stored, and when the instructions are executed by the processor, cause the processor to execute the above method for reporting large-value cash transaction data.

A fifth aspect of the present disclosure also provides a computer program product, including a computer program, which, when executed by a processor, implements the above method for reporting large-value cash transaction data.

Description of drawings

The foregoing and other objects, features and advantages of the present disclosure will become more apparent from the following description of embodiments of the present disclosure with reference to the accompanying drawings, in which:

FIG. 1 schematically shows a system architecture diagram of a large-value cash transaction data reporting method according to an embodiment of the present disclosure;

FIG. 2 schematically shows a flowchart of a method for reporting large-value cash transaction data according to an embodiment of the present disclosure;

FIG. 3 schematically shows a flowchart of operation S220 according to an embodiment of the present disclosure;

FIG. 4 schematically shows a flowchart of operation S22 according to an embodiment of the present disclosure;

FIG. 5 schematically shows a flowchart of operation S220 according to another embodiment of the present disclosure;

FIG. 6 schematically shows a flowchart of operation S240 according to an embodiment of the present disclosure;

FIG. 7 schematically shows a flowchart of operation S240 according to another embodiment of the present disclosure;

FIG. 8 schematically shows a structural block diagram of an apparatus for reporting large-value cash transaction data according to an embodiment of the present disclosure; and

FIG. 9 schematically shows a block diagram of an electronic device suitable for implementing a method for reporting large-value cash transaction data according to an embodiment of the present disclosure.

Detailed ways

Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood, however, that these descriptions are exemplary only, and are not intended to limit the scope of the present disclosure. In the following detailed description, for convenience of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It will be apparent, however, that one or more embodiments may be practiced without these specific details. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concepts of the present disclosure.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to limit the present disclosure. The terms "comprising", "comprising" and the like as used herein indicate the presence of stated features, steps, operations and/or components, but do not preclude the presence or addition of one or more other features, steps, operations or components.

All terms (including technical and scientific terms) used herein have the meaning as commonly understood by one of ordinary skill in the art, unless otherwise defined. It should be noted that terms used herein should be construed to have meanings consistent with the context of the present specification and should not be construed in an idealized or overly rigid manner.

Where expressions like "at least one of A, B, and C, etc.," are used, they should generally be interpreted in accordance with the meaning of the expression as commonly understood by those skilled in the art (eg, "has A, B, and C") At least one of the "systems" shall include, but not be limited to, systems with A alone, B alone, C alone, A and B, A and C, B and C, and/or A, B, C, etc. ).

Financial regulators have clearly regulated the scope of large-value cash business, information collection, data reporting, and risk prevention and control. For example, financial regulators require the reporting of large-value cash transaction data, and establish large-value cash transaction monitoring. Network to strengthen publicity and guidance on the use of large amounts of cash, and promote the concept of rational use of cash.

It should be noted that the embodiment of the present disclosure belongs to the field of computer technology, and specifically relates to the field of big data technology, and the method for reporting large-value cash transaction data in the embodiment of the present disclosure can be applied to the field of financial technology, and can also be applied to fields other than the financial field any field, which is not specifically limited here.

In the technical solution of the present disclosure, the collection, storage, use, processing, transmission, provision, disclosure and application of the user's personal information involved are all in compliance with the relevant laws and regulations, and necessary confidentiality measures have been taken, and do not violate the Public order and good customs.

Embodiments of the present disclosure provide a method for reporting large-amount cash transaction data. In response to a cash transaction event, a cash transaction record is generated, and the cash transaction record is stored in a cash transaction record table, where the cash transaction record table includes: cash Amount field, cash use field and/or cash source field, the cash transaction record includes a cash amount corresponding to the cash amount field; select a cash transaction record with a cash amount greater than or equal to a preset amount to obtain an initial large-amount cash transaction record; in response to getting For the initial large-value cash transaction record, set the attributes of the cash use field and the cash source field as required, and add the cash use and/or cash source corresponding to the cash use field and/or the cash source field, respectively, to obtain the target large-value cash transaction Recording; in response to the user confirming the target high value cash transaction record, submit reporting data including the target high value cash transaction record.

In the method for reporting large-value cash transaction data in the embodiment of the present disclosure, a cash transaction record whose cash amount is greater than or equal to a preset amount can be selected from the cash records to obtain an initial large-value cash transaction record, and for the initial large-value cash transaction record, Increase the use and/or source of cash to provide transparent information on large-value cash transactions, strengthen the supervision of large-value cash transactions, and improve the efficiency of large-value cash management.

FIG. 1 schematically shows a system architecture of a method for reporting large-value cash transaction data according to an embodiment of the present disclosure.

As shown in FIG. 1 , the system architecture 100 according to this embodiment may include terminal devices 101 , 102 , 103 , a network 104 and a server 105 . The network 104 is a medium used to provide a communication link between the terminal devices 101 , 102 , 103 and the server 105 . The network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.

The user can use the terminal devices 101, 102, 103 to interact with the server 105 through the network 104 to receive or send messages and the like. Various communication client applications may be installed on the terminal devices 101 , 102 and 103 , such as shopping applications, web browser applications, search applications, instant messaging tools, email clients, social platform software, etc. (only examples).

The terminal devices 101, 102, 103 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop computers, desktop computers, and the like.

The server 105 may be a server that provides various services, such as a background management server (just an example) that provides support for websites browsed by users using the terminal devices 101 , 102 , and 103 . The background management server can analyze and process the received user requests and other data, and feed back the processing results (such as web pages, information, or data obtained or generated according to user requests) to the terminal device.

It should be noted that the method for reporting large-amount cash transaction data provided by the embodiments of the present disclosure may generally be executed by the server 105 . Correspondingly, the apparatus for reporting large-amount cash transaction data provided by the embodiment of the present disclosure may generally be set in the server 105 . The large-value cash transaction data reporting method provided by the embodiment of the present disclosure may also be executed by a server or server cluster that is different from the server 105 and can communicate with the terminal devices 101 , 102 , 103 and/or the server 105 . Correspondingly, the apparatus for reporting large-value cash transaction data provided by the embodiments of the present disclosure may also be set in a server or server cluster that is different from the server 105 and can communicate with the terminal devices 101 , 102 , 103 and/or the server 105 .

It should be understood that the numbers of terminal devices, networks and servers in FIG. 1 are merely illustrative. There can be any number of terminal devices, networks and servers according to implementation needs.

Based on the system architecture described in FIG. 1 , the method for reporting large-value cash transaction data according to the disclosed embodiment will be described in detail below with reference to FIGS. 2 to 7 .

FIG. 2 schematically shows a flowchart of a method for reporting large-value cash transaction data according to an embodiment of the present disclosure.

As shown in FIG. 2 , the method 200 for reporting large-amount cash transaction data in this embodiment includes operations S210 to S240.

In operation S210, in response to the occurrence of a cash transaction event, a cash transaction record is generated and stored in a cash transaction record table.

The cash transaction record table includes: a cash amount field, a cash use field and/or a cash source field (it should be understood that the cash transaction record table includes a cash amount field, and includes a cash use field and/or a cash source field), and the cash transaction record includes and The cash amount corresponding to the Cash Amount field.

A cash transaction event may be, for example, a user deposit or a user withdrawal.

In operation S220, a cash transaction record whose cash amount is greater than or equal to a preset amount is selected to obtain an initial large-amount cash transaction record.

The preset amount can be understood as a criterion for distinguishing whether it is a large-value cash transaction. For example, the preset amount can be 100,000, and the cash transaction record corresponding to the cash amount greater than or equal to 100,000 is the initial large-value cash transaction record.

In operation S230, in response to obtaining the initial large-value cash transaction record, the attributes of the cash use field and the cash source field are set as required, and the cash use and/or cash source corresponding to the cash use field and/or the cash source field, respectively, are added , get the target large cash transaction records.

In operation S230, setting the attributes of the cash use field and the cash source field as required should be understood as: when the cash transaction record table includes the cash use field and the cash source field, set the attributes of the cash use field as required and set the cash source field The property of is required; when the cash transaction record table includes the cash purpose field, set the property of the cash purpose field to required; when the cash transaction record table includes the cash source field, set the property of the cash source field to required.

In operation S240, in response to the user confirming the target high-value cash transaction record, reporting data including the target high-value cash transaction record is submitted.

Exemplarily, the user may confirm the target large-value cash transaction record by signing, and it should be understood that the target large-value cash transaction record includes the specific content of the cash usage and/or cash source filled in by the user.

The method for reporting large-value cash transaction data in the embodiment of the present disclosure can be applied to a scenario in which a financial institution reports large-value cash transaction data to a financial regulatory institution. For example, financial institutions may include commercial banks, and financial regulators may include the People's Bank of China.

The cash transactions of users (including cash transactions of different users and different cash transactions of the same user) can be recorded in the manner of cash transaction records. The cash amount of different cash transaction records may also be different. Compared with the preset amount, among different cash transaction records, there may be some cash transaction records whose cash amount is less than the preset amount, and another part of the cash transaction records. The cash amount is greater than or equal to Default amount.

For the supervision of cash transactions, cash transaction records with a cash amount greater than or equal to a preset amount need to be paid attention to, and relevant data on large-value cash transactions of major concern should be submitted to the financial regulatory agency to realize the supervision of large-value cash transactions.

In the method for reporting large-value cash transaction data in the embodiment of the present disclosure, a cash transaction record whose cash amount is greater than or equal to a preset amount can be selected from the cash records to obtain an initial large-value cash transaction record, and for the initial large-value cash transaction record, Increase the use and/or source of cash to provide transparent information on large-value cash transactions, strengthen the supervision of large-value cash transactions, and improve the efficiency of large-value cash management.

For example, it can alleviate the problems of unreasonable use of large-amount cash and opaque information of large-amount cash in the current large-amount cash management, and reduce the probability of illegal and criminal acts such as money laundering and tax evasion. Guide and promote the concept of rational use of cash.

Exemplarily, in the method for reporting large-value cash transaction data according to the embodiment of the present disclosure, cash transaction events and cash transaction records may also be recorded in the form of logs.

Each cash transaction record can be stored in the data format of Kd-Tree (ie, K-dimensional tree) or BALL-Tree, wherein each cash transaction record can be in the form of a data group, and Kd-Tree is a K-dimensional space. A tree-shaped data structure that stores the example points of , so that it can be quickly retrieved, so as to quickly and efficiently select cash transaction records whose cash amount is greater than or equal to a preset amount.

As shown in FIG. 3 , according to the method for reporting large-amount cash transaction data according to an embodiment of the present disclosure, in operation S220 , selecting a cash transaction record whose cash amount is greater than or equal to a preset amount, and obtaining an initial large-amount cash transaction record may include: operations S21 ~ Operation S23.

In operation S21, according to the reference cash amount, at least one reference cash amount closest to the cash amount is determined as the target reference cash amount.

The cash amount mentioned here can be understood as a cash amount whose size is to be evaluated (compared with a preset amount to determine the numerical relationship between the two). In order to clearly illustrate the technical solutions of the embodiments of the present disclosure, the following will Call the cash amount the cash amount to be assessed.

The reference cash amount can be understood as a predetermined cash amount, which is used to compare with a certain amount of cash to be assessed X to determine the relationship between the amount of cash to be assessed X and the preset amount. The at least one reference cash amount that is closest to the cash amount mentioned here can be understood as: at least one reference cash amount that is closest to the value of the cash amount X to be assessed. In some cases, the amount of cash to be assessed X may be multi-dimensional data. In this case, the distance between the amount of cash to be assessed X and each reference cash amount in the multi-dimensional space may be determined first (eg Euclidean distance, Manhattan distance, Chebyshev distance) , the at least one reference cash amount that is closest to the cash amount here can be understood as: in the multi-dimensional space, the at least one reference cash amount that is closest in distance to the cash amount X to be assessed.

In operation S22, the category of the cash amount is determined according to the category of the target reference cash amount.

The category of the target reference cash amount is determined according to the relationship between the target reference cash amount and the preset amount.

Since the target reference cash amount is predetermined, the size relationship between the target reference cash amount and the preset amount is also determined, and the category of the cash amount can be accurately and efficiently determined by the category of the target reference cash amount.

Illustratively, the categories of cash amounts may be determined by an algorithmic model.

In operation S23, a cash transaction record is selected according to the type of cash amount to obtain an initial large-amount cash transaction record.

The method for reporting large-amount cash transaction data according to the embodiment of the present disclosure does not need to compare the relationship between each cash amount and the preset amount one by one, and can quickly determine the category of a large amount of cash to be assessed, and obtain the cash amount and the preset amount. That is, the category of the cash amount to be assessed can be determined efficiently and accurately with reference to the category of the target reference cash amount, and then the initial large-amount cash transaction record can be determined.

As shown in FIG. 4 , according to the method for reporting large-value cash transaction data according to an embodiment of the present disclosure, the categories of the target reference cash amount may include: a first category and a second category, and the first category indicates that the target reference cash amount is greater than or equal to a preset amount Amount, the second category indicates that the target reference cash amount is less than the preset amount. In operation S22 , determining the cash amount category according to the target reference cash amount category may include operations S24 to S25 .

In operation S24, when the target reference cash amount includes a plurality of categories, determine the larger of the amount of the first category and the amount of the second category among the plurality of target reference cash amount categories as the target category, or, in the target reference cash amount When the amount includes a plurality of target reference cash amount categories, and the number of the first category in the plurality of target reference cash amount categories is the same as that of the second category, the target reference cash amount category of the target reference cash amount with the largest weight value is determined as the target category.

It should be noted that the weight value of the category of the target reference cash amount may be predetermined.

In operation S25, the target category is determined to be the category of the cash amount.

The target reference cash amount is the closest to the cash amount to be assessed, and the degree of similarity between the two is higher. The category of the target reference cash amount has a higher reference significance for determining the category of the reference amount to be assessed. The method for reporting large-value cash transaction data according to the embodiment of the present disclosure can reasonably and accurately determine the category of the cash amount to be assessed by referring to the category of the reference target and refer to the cash amount, thereby accurately determining the initial large-value cash transaction record.

Exemplarily, in a case where a target refers to a cash amount, the category of the target reference cash amount is a target category, and the target category is a category of the cash amount to be assessed.

As shown in FIG. 5 , both the cash amount and the preset amount may include an amount attribute, and selecting a cash transaction record with a cash amount greater than or equal to the preset amount in operation S220 may include operations S26 to S30 .

In operation S26, a cash amount is determined as the base cash amount.

In operation S27, the amount attribute of the base cash amount is determined as the base attribute.

The amount attribute can be understood as data representing a certain characteristic of the amount.

Exemplarily, the amount attribute may include an amount category attribute (the amount category attribute may characterize the category characteristics of the amount), for example, the amount category attribute of a certain basic cash amount may include food cash amount, clothing cash amount, and residence cash amount.

In operation S28, the amount attribute of the preset amount is determined as a comparison attribute.

In operation S29, a preset amount whose contrast attribute is the same as the base attribute is determined as the target preset amount.

In operation S30, cash transaction records whose base cash amount is greater than or equal to the target preset amount are selected.

The method for reporting large-amount cash transaction data according to the embodiment of the present disclosure can select cash transaction records whose cash amount is greater than or equal to the preset amount according to a preset amount that is consistent with the amount attribute of the cash amount, thereby improving the accuracy of selecting cash transaction records. It can also adapt to application scenarios including different amounts of attributes. For example, when a commercial bank submits relevant data of large-value cash transactions to the People's Bank of China, it is necessary to determine whether the corresponding cash transaction records are large-value cash transaction records according to the amount category attribute of the cash amount to be assessed.

For example, the amount category attributes of the cash amount may include the food cash amount, the clothing cash amount, and the residence cash amount, and the preset amounts corresponding to the three different amount category attributes of the food cash amount, the clothing cash amount, and the residence cash amount are: 50,000, 100,000, 500,000, when the amount category attribute of the cash amount to be assessed X is the amount of food cash, when determining whether the cash record corresponding to the cash amount to be assessed X is a large cash transaction record, the amount of cash to be assessed needs to be The amount of X is compared with the preset amount of 50,000.

As shown in FIG. 6 , the cash transaction record table may further include at least one reporting-related data field, and the cash transaction record may further include reporting-related data corresponding to the reporting-related data field. In operation S240, in response to the user confirming the target large amount The cash transaction record, the report of the target large-amount cash transaction record includes: operations S41 to S43.

In operation S41, an association relationship of reporting-related data, cash amount, cash use and/or cash source is constructed.

The relevant data to be submitted can be determined by the specific submission requirements, and the specific content of the relevant data to be submitted is not limited here.

For example, when a commercial bank submits the relevant data of large-value cash transactions to the People's Bank of China, it is necessary to report the data of large-value cash transaction records from the personal dimension. Thus, the reporting-related data may include, for example, the user's personal identification.

In operation S42, the relevant data of the target large-value cash transaction record is determined according to the cash amount of the target large-value cash transaction record and the association relationship.

In operation S43, the reporting-related data, the cash amount, the cash usage and/or the cash source with the associated relationship are determined as the reporting data, and the reporting data is reported.

The various data of cash transaction records such as cash amount, cash use, etc. may be out of order in the cash transaction record table. Therefore, for example, when the reporting requirements include reporting relevant data, cash amount, cash use and/or cash source, it is necessary to The cash transaction table is traversed, or the set of lists/tuples in the cash transaction table is traversed based on one of the report-related data, the amount of cash, the use of the cash, and/or the source of the cash as the search basis.

The method for reporting large-value cash transaction data according to the embodiment of the present disclosure can establish an association relationship between the reporting related data, the amount of cash, the use of cash and/or the source of cash, so that the complete reporting data can be accurately and quickly determined through the association relationship. .

As shown in FIG. 7 , the reporting of operation S240 includes the reporting data of the target large-value cash transaction record, which may include operations S44 to S45.

In operation S44, adaptive processing is performed on the report data to obtain target report data.

Illustratively, the adaptive processing may include encryption processing.

In operation S45, the target reporting data is reported according to the reporting requirement of the interface.

The method for reporting large-value cash transaction data according to the embodiment of the present disclosure can process the reporting data and report the target reporting data according to different interface requirements.

For example, the relevant regulations of the People's Bank of China require encrypted data submission. The specific interface submission requirements include: for private withdrawal transactions and private deposit transactions, corresponding json files need to be generated and submitted through the http interface.

Exemplarily, the method for reporting large-value cash transaction data according to an embodiment of the present disclosure may further include at least one of the following: verifying target reporting data; batch reporting target reporting data; and receiving reporting results returned by an interface.

For example, the verification target reporting data may include verifying the personal identification of the cash transaction record, the use of the cash, etc.; the reporting results returned by the interface may include: successful reporting and failed reporting.

Exemplarily, the data may be submitted in batches according to different sources and different types of cash transaction records. For example, if a commercial bank includes the head office and branches, the target reporting data of the head office and the target reporting data of the branches can be submitted separately in different batches. For example, if the types of cash transaction records include corporate cash transaction records and private cash transaction records, the target reporting data for the public and the target reporting data for the private may be submitted separately in different batches.

Based on the above large-value cash transaction data reporting method, the present disclosure also provides a large-value cash transaction data reporting device. The device will be described in detail below with reference to FIG. 8 .

FIG. 8 schematically shows a structural block diagram of an apparatus for reporting large-value cash transaction data according to an embodiment of the present disclosure.

As shown in FIG. 8 , the large-value cash transaction data reporting device 300 of this embodiment includes a cash transaction record generation module 310, an initial large-value cash transaction record determination module 320, a target large-value cash transaction record determination module 330, and a reporting module 340.

The cash transaction record generation module 310 is configured to generate a cash transaction record in response to the occurrence of a cash transaction event, and store the cash transaction record in a cash transaction record table, the cash transaction record table includes: a cash amount field, a cash use field and/or The cash source field, the cash transaction record includes the cash amount corresponding to the cash amount field. In one embodiment, the cash transaction record generating module 310 may be configured to perform the operation S210 described above, which will not be repeated here.

The initial large-amount cash transaction record determining module 320 is configured to select a cash transaction record whose cash amount is greater than or equal to a preset amount to obtain an initial large-amount cash transaction record. In one embodiment, the initial large-amount cash transaction record determination module 320 may be configured to perform the operation S220 described above, which will not be repeated here.

The target large-value cash transaction record determination module 330 is configured to, in response to obtaining the initial large-value cash transaction record, set the attributes of the cash use field and the cash source field as required, and add the fields corresponding to the cash use field and/or the cash source field respectively The use and/or source of cash to obtain the target large-value cash transaction records. In one embodiment, the target large-value cash transaction record determination module 330 may be configured to perform the operation S230 described above, which will not be repeated here.

The reporting module 340 is configured to, in response to the user confirming the target large-value cash transaction record, submit reporting data including the target large-value cash transaction record. In an embodiment, the reporting module 340 may be configured to perform the operation S240 described above, which will not be repeated here.

According to an embodiment of the present disclosure, the initial large-value cash transaction record determination module may include:

The target reference cash amount determination sub-module is configured to determine, according to the reference cash amount, at least one reference cash amount closest to the cash amount as the target reference cash amount.

The cash amount category determination submodule is used to determine the category of the cash amount according to the category of the target cash amount, and the category of the target reference cash amount is determined according to the size relationship between the target reference cash amount and the preset amount.

The initial large-amount cash transaction record determination sub-module is used to select the cash transaction record according to the category of the cash amount to obtain the initial large-amount cash transaction record.

According to an embodiment of the present disclosure, the categories of the target cash amount include: a first category and a second category, the first category indicates that the target reference cash amount is greater than or equal to a preset amount, the second category indicates that the target reference cash amount is less than the preset amount, and the cash amount Amount category determination sub-module includes:

The target category determination unit is configured to determine, when the target cash amount includes a plurality of target cash amount categories, the larger of the number of the first category and the number of the second category among the multiple target cash amount categories as the target category, or, in the target cash amount The amount includes a plurality of target cash amount categories, and when the first category of the multiple target cash amount categories has the same amount as the second category, the target cash amount category with the largest weighted target cash amount is determined as the target category.

The cash amount category determination unit is used for determining that the target category is the category of the cash amount.

According to an embodiment of the present disclosure, both the cash amount and the preset amount include an amount attribute, and the initial large-amount cash transaction record determination module may include:

The basic cash amount determination sub-module is used to determine a cash amount as the basic cash amount.

The basic attribute determination submodule is used to determine the amount attribute of the basic cash amount as the basic attribute.

The contrast attribute determination sub-module is used to determine the amount attribute of the preset amount as the contrast attribute.

The target preset amount determination sub-module is used to determine the preset amount with the same contrast attribute and the basic attribute as the target preset amount.

The cash transaction record determination sub-module is used for selecting cash transaction records whose basic cash amount is greater than or equal to the target preset amount.

According to an embodiment of the present disclosure, the cash transaction record table further includes at least one reporting-related data field, the cash transaction record further includes reporting-related data corresponding to the reporting-related data field, and the reporting module includes:

The relationship building sub-module is used to build the relationship between reporting-related data, cash amount, cash use and/or cash source.

The relevant data determination sub-module is used to determine the relevant data of the target large-value cash transaction record according to the cash amount and the association relationship of the target large-value cash transaction record.

The reporting sub-module is used to determine the reporting-related data, the cash amount, the cash use and/or the cash source with the associated relationship as the reporting data, and submit the reporting data.

According to an embodiment of the present disclosure, the reporting module may include:

The target reporting data determination submodule is used to perform adaptive processing on the reporting data to obtain target reporting data, wherein the adaptive processing includes encryption processing.

The target reporting data reporting sub-module is used to report the target reporting data according to the reporting requirements of the interface.

According to an embodiment of the present disclosure, the apparatus for reporting large-value cash transaction data further includes at least one of the following:

The verification module is used to verify the data sent by the target.

The batch reporting module is used for batch reporting target reporting data.

The reporting result receiving module is used to receive the reporting result returned by the interface.

According to an embodiment of the present disclosure, any number of modules among the cash transaction record generation module 310 , the initial large-value cash transaction record determination module 320 , the target large-value cash transaction record determination module 330 , and the reporting module 340 may be combined into one module implementation, or any one of the modules can be split into multiple modules. Alternatively, at least part of the functionality of one or more of these modules may be combined with at least part of the functionality of other modules and implemented in one module. According to embodiments of the present disclosure, at least one of the cash transaction record generation module 310 , the initial high value cash transaction record determination module 320 , the target high value cash transaction record determination module 330 , and the reporting module 340 may be implemented, at least in part, as hardware Circuits, such as Field Programmable Gate Arrays (FPGA), Programmable Logic Arrays (PLA), System on Chip, System on Substrate, System on Package, Application Specific Integrated Circuit (ASIC), or a It can be implemented in any other reasonable manner, such as hardware or firmware, or in any one of the three implementation manners of software, hardware and firmware, or in an appropriate combination of any of them. Alternatively, at least one of the cash transaction record generation module 310, the initial high value cash transaction record determination module 320, the target high value cash transaction record determination module 330, and the reporting module 340 may be implemented at least in part as a computer program module when the When the computer program modules are executed, they can perform corresponding functions.

FIG. 9 schematically shows a block diagram of an electronic device suitable for implementing a method for reporting large-value cash transaction data according to an embodiment of the present disclosure.

As shown in FIG. 9 , an electronic device 400 according to an embodiment of the present disclosure includes a processor 401 that can be loaded into a random access memory (RAM) 403 according to a program stored in a read only memory (ROM) 402 or from a storage part 408 program to perform various appropriate actions and processes. The processor 401 may include, for example, a general-purpose microprocessor (eg, a CPU), an instruction set processor and/or a related chipset, and/or a special-purpose microprocessor (eg, an application-specific integrated circuit (ASIC)), and the like. The processor 401 may also include on-board memory for caching purposes. The processor 401 may include a single processing unit or multiple processing units for performing different actions of the method flow according to the embodiments of the present disclosure.

In the RAM 403, various programs and data necessary for the operation of the electronic device 400 are stored. The processor 401 , the ROM 402 and the RAM 403 are connected to each other through a bus 404 . The processor 401 performs various operations of the method flow according to the embodiment of the present disclosure by executing the programs in the ROM 402 and/or the RAM 403 . Note that the program may also be stored in one or more memories other than ROM 402 and RAM 403 . The processor 401 may also perform various operations of the method flow according to the embodiments of the present disclosure by executing programs stored in the one or more memories.

According to an embodiment of the present disclosure, the electronic device 400 may also include an input/output (I/O) interface 405 that is also connected to the bus 404 . Electronic device 400 may also include one or more of the following components connected to I/O interface 405: input portion 406 including a keyboard, mouse, etc.; including components such as cathode ray tubes (CRTs), liquid crystal displays (LCDs), etc., and An output section 407 of a speaker or the like; a storage section 408 including a hard disk or the like; and a communication section 409 including a network interface card such as a LAN card, a modem, or the like. The communication section 409 performs communication processing via a network such as the Internet. A drive 410 is also connected to the I/O interface 405 as needed. A removable medium 411, such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, etc., is mounted on the drive 410 as needed so that a computer program read therefrom is installed into the storage section 408 as needed.

The present disclosure also provides a computer-readable storage medium. The computer-readable storage medium may be included in the device/apparatus/system described in the above embodiments; it may also exist alone without being assembled into the device/system. device/system. The above-mentioned computer-readable storage medium carries one or more programs, and when the above-mentioned one or more programs are executed, implement the method according to the embodiment of the present disclosure.

According to an embodiment of the present disclosure, the computer-readable storage medium may be a non-volatile computer-readable storage medium, such as, but not limited to, portable computer disks, hard disks, random access memory (RAM), read only memory (ROM) , erasable programmable read only memory (EPROM or flash memory), portable compact disk read only memory (CD-ROM), optical storage devices, magnetic storage devices, or any suitable combination of the foregoing. In this disclosure, a computer-readable storage medium may be any tangible medium that contains or stores a program that can be used by or in conjunction with an instruction execution system, apparatus, or device. For example, according to embodiments of the present disclosure, a computer-readable storage medium may include one or more memories other than ROM 402 and/or RAM 403 and/or ROM 402 and RAM 403 described above.

Embodiments of the present disclosure also include a computer program product comprising a computer program containing program code for performing the method illustrated in the flowchart. When the computer program product runs in the computer system, the program code is used to enable the computer system to implement the large-value cash transaction data reporting method provided by the embodiments of the present disclosure.

When the computer program is executed by the processor 401, the above-described functions defined in the system/apparatus of the embodiments of the present disclosure are performed. According to embodiments of the present disclosure, the systems, apparatuses, modules, units, etc. described above may be implemented by computer program modules.

In one embodiment, the computer program may rely on a tangible storage medium such as an optical storage device, a magnetic storage device, or the like. In another embodiment, the computer program may also be transmitted, distributed in the form of a signal over a network medium, and downloaded and installed through the communication section 409, and/or installed from a removable medium 411. The program code embodied by the computer program may be transmitted using any suitable network medium, including but not limited to: wireless, wired, etc., or any suitable combination of the foregoing.

In such an embodiment, the computer program may be downloaded and installed from the network via the communication portion 409 and/or installed from the removable medium 411 . When the computer program is executed by the processor 401, the above-described functions defined in the system of the embodiment of the present disclosure are performed. According to embodiments of the present disclosure, the above-described systems, apparatuses, apparatuses, modules, units, etc. can be implemented by computer program modules.

According to the embodiments of the present disclosure, the program code for executing the computer program provided by the embodiments of the present disclosure may be written in any combination of one or more programming languages, and specifically, high-level procedures and/or object-oriented programming may be used. programming language, and/or assembly/machine language to implement these computational programs. Programming languages include, but are not limited to, languages such as Java, C++, python, "C" or similar programming languages. The program code may execute entirely on the user computing device, partly on the user device, partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a local area network (LAN) or a wide area network (WAN), or may be connected to an external computing device (eg, using an Internet service provider business via an Internet connection).

The flowchart and block diagrams in the Figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code that contains one or more functions for implementing the specified logical function(s) executable instructions. It should also be noted that, in some alternative implementations, the functions noted in the blocks may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It is also noted that each block of the block diagrams or flowchart illustrations, and combinations of blocks in the block diagrams or flowchart illustrations, can be implemented in special purpose hardware-based systems that perform the specified functions or operations, or can be implemented using A combination of dedicated hardware and computer instructions is implemented.

Those skilled in the art will appreciate that various combinations and/or combinations of features recited in various embodiments and/or claims of the present disclosure are possible, even if such combinations or combinations are not expressly recited in the present disclosure. In particular, various combinations and/or combinations of the features recited in the various embodiments of the present disclosure and/or in the claims may be made without departing from the spirit and teachings of the present disclosure. All such combinations and/or combinations fall within the scope of this disclosure.

Embodiments of the present disclosure have been described above. However, these examples are for illustrative purposes only, and are not intended to limit the scope of the present disclosure. Although the various embodiments are described above separately, this does not mean that the measures in the various embodiments cannot be used in combination to advantage. The scope of the present disclosure is defined by the appended claims and their equivalents. Without departing from the scope of the present disclosure, those skilled in the art can make various substitutions and modifications, and these substitutions and modifications should all fall within the scope of the present disclosure.

Claims (11)

1. A method for reporting large-value cash transaction data, comprising: In response to the occurrence of a cash transaction event, a cash transaction record is generated, and the cash transaction record is stored in a cash transaction record table, the cash transaction record table including: a cash amount field, a cash use field, and/or a cash source field, all of which are the cash transaction record includes a cash amount corresponding to the cash amount field; Selecting the cash transaction records whose cash amount is greater than or equal to a preset amount to obtain an initial large-amount cash transaction record; In response to obtaining the initial large cash transaction record, set the attributes of the cash use field and the cash source field as required, and add the cash corresponding to the cash use field and/or the cash source field respectively Use and/or source of cash, obtain the target large cash transaction records; In response to the user confirming the target high value cash transaction record, reporting data including the target high value cash transaction record is submitted. 2 . The method according to claim 1 , wherein the selecting the cash transaction records whose cash amount is greater than or equal to a preset amount to obtain an initial large-amount cash transaction record comprises: 3 . According to the reference cash amount, determine at least one of the reference cash amounts that is closest to the cash amount as the target reference cash amount; According to the category of the target cash amount, the category of the cash amount is determined, and the category of the target reference cash amount is determined according to the size relationship between the target reference cash amount and the preset amount; According to the category of the cash amount, the cash transaction record is selected to obtain the initial large-amount cash transaction record. 3. The method according to claim 2, the categories of the target cash amount include: a first category and a second category, the first category indicates that the target reference cash amount is greater than or equal to the preset amount, the The second category indicates that the target reference cash amount is less than the preset amount, and determining the category of the cash amount according to the category of the target cash amount includes: When the target cash amount includes a plurality of categories, determine the larger of the number of the first category and the number of the second category in the plurality of target cash amount categories as the target category, or, in all When the target cash amount includes multiple, and the number of the first category in the multiple target cash amount categories is the same as the second category, determine the target cash amount of the target cash amount with the largest weight value The amount category is the target category; The target category is determined to be the category of the cash amount. 4. The method according to any one of claims 1 to 3, wherein both the cash amount and the preset amount include an amount attribute, and the selection of the cash transaction records whose cash amount is greater than or equal to a preset amount include: determining a stated cash amount as the base cash amount; Determine the amount attribute of the basic cash amount as the basic attribute; determining that the amount attribute of the preset amount is a comparison attribute; Determining that the preset amount in which the comparison attribute is the same as the basic attribute is the target preset amount; The cash transaction records whose basic cash amount is greater than or equal to the target preset amount are selected. 5. The method of any one of claims 1 to 3, the cash transaction record table further comprising at least one reporting-related data field, the cash transaction record further comprising a corresponding reporting-related data field Submitting the relevant data, in response to the user confirming the target large-value cash transaction record, the reporting of the target large-value cash transaction record includes: constructing an association relationship between the reporting-related data, the cash amount, the cash use and/or the cash source; According to the cash amount of the target large-value cash transaction record and the association relationship, determine the relevant data of the target large-value cash transaction record; Determine the reporting-related data, the cash amount, the cash use and/or the cash source with the associated relationship as the reporting data, and report the reporting data. 6. The method according to any one of claims 1 to 3, wherein the reporting data comprising the target high value cash transaction record comprises: Performing adaptive processing on the reported data to obtain target reporting data, wherein the adaptive processing includes encryption processing; The target reporting data is reported according to the reporting requirements of the interface. 7. The method according to claim 6, wherein the method for reporting large-value cash transaction data further comprises at least one of the following: verifying the target reported data; submit the target submission data in batches; Receive the report result returned by the interface. 8. A large-value cash transaction data reporting device, comprising: A cash transaction record generation module, configured to generate a cash transaction record in response to the occurrence of a cash transaction event, and store the cash transaction record in a cash transaction record table, the cash transaction record table includes: a cash amount field, a cash use field and/or a cash source field, the cash transaction record including a cash amount corresponding to the cash amount field; an initial large-value cash transaction record determination module, configured to select the cash transaction records whose cash amount is greater than or equal to a preset amount to obtain an initial large-value cash transaction record; The target large-value cash transaction record determination module is configured to, in response to obtaining the initial large-value cash transaction record, set the attributes of the cash use field and the cash source field as required, and add the fields corresponding to the cash use fields respectively. and/or the cash use and/or cash source corresponding to the cash source field, to obtain the target large-value cash transaction record; and The reporting module is configured to, in response to the user confirming the target large-value cash transaction record, submit reporting data including the target large-value cash transaction record. 9. An electronic device comprising: one or more processors; storage means for storing one or more programs, Wherein, when the one or more programs are executed by the one or more processors, the one or more processors are caused to perform the method according to any one of claims 1-7. 10. A computer-readable storage medium having stored thereon executable instructions which, when executed by a processor, cause the processor to perform the method of any one of claims 1-7. 11. A computer program product comprising a computer program which, when executed by a processor, implements the method of any one of claims 1-7.

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