CN102073888A - Intelligent card system capable of displaying transaction data in real time and method thereof - Google Patents
Intelligent card system capable of displaying transaction data in real time and method thereof Download PDFInfo
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Abstract
The invention discloses an intelligent card system capable of displaying transaction data in real time and a method thereof, which are used in the field of intelligent cards. The intelligent card system comprises an intelligent card, a processing module and a display module, wherein the processing module is used for synchronously receiving a read/write command of the intelligent card when an intelligent card reader performs read/write operation of transaction data on the intelligent card, reading the transaction data from the intelligent card, and processing the transaction data as transaction related data information; and the display module is connected with the processing module, is used for displaying the transaction related data information, and comprises a display screen. The system further processes and displays the transaction data, helps a card user see the transaction process in real time, and is convenient to manage the transaction.
Description
Technical Field
The invention relates to the field of IC (integrated circuit) intelligent cards, in particular to an intelligent card system and an intelligent card method capable of displaying transaction data in real time.
Background
An IC Card (Integrated Circuit Card) is another new information tool appearing after a magnetic Card, and is also called a smart Card (smart Card), a smart Card (intelligent Card), a microcircuit Card (microcircuit Card) or a microchip Card in some countries and regions, and a microelectronic chip is embedded into a Card base conforming to the ISO7816 standard and made into a Card form; the system is widely applied to a plurality of fields including finance, transportation, social security and the like, is mainly used for automatic charging systems of public transport, ferry and subway, and is also applied to access control management, identification and electronic purses.
The intelligent card belongs to semiconductor card, and adopts microelectronic technique to store and process information. According to the composition structure of the smart card, the smart card can be divided into a general memory card, an encryption memory card, a Central Processing Unit (CPU) card and a super smart card:
(1) the memory card has embedded chip similar to common serial E2PROM memory, and this kind of card has convenient information storage, simple use and low cost, and may be used to replace magnetic card in many places.
(2) The control logic is added outside the memory area of the encryption memory card, the password needs to be checked before accessing the memory area, and the access operation can be carried out only if the password is correct, so that the information confidentiality is better, but the use is similar to that of a common memory card.
(3) The CPU card, the embedded chip of which is equivalent to a special type of single chip microcomputer, is internally provided with an arithmetic unit and an operating system besides a controller, a memory, a sequential control logic and the like. Because the CPU card has the characteristics of large storage capacity, strong processing capability, information storage security, and the like, it is widely used in situations where the information security requirement is particularly high.
(4) The super smart card has micro CPU MPU and memory, keyboard, LCD and power supply, and some cards have fingerprint recognizer.
Under the situation that the global IC industry market is more competitive, smart cards are developed to a higher level, such as the transition from contact type smart cards to non-contact type smart cards, the transition from low storage capacity smart cards to high storage capacity, the transition from single function smart cards to multi-function smart cards, the transition from single system smart cards to multi-system smart cards, the transition from non-bank systems to bank system applications, the transition from civilian to military, the transition from local area networks to the Internet, and the like.
With these developments, the requirements of the user for the application functions of the smart card are increasing, and the smart card is expected to provide more and more application functions to meet the requirements of security, convenience and diversification of people during the use process. Especially, as the smart card of electronic money, a lot of important information is recorded thereon, and the security is very important, and as the application system of the smart card of electronic transaction such as bank, securities, social security, etc., it is necessary to feed back the record of transaction to the client in time.
However, in the current smart card application system, the display of the transaction data can only be displayed at the card reading end, and a large amount of data is stored in the card application system, such as a bank system; and the data of the current transaction can be only displayed, if the user needs more transaction data, the user needs to additionally apply for printing or downloading to the application system of the user card. Thus, users often cannot obtain timely and sufficient relevant transaction information.
Disclosure of Invention
Based on the defects of the existing intelligent card application system, the embodiment of the invention provides an intelligent card system and a method capable of displaying transaction data in real time, so as to solve the problem that the data information of an intelligent card user in the transaction process cannot be displayed in the existing intelligent card application system.
In order to achieve the above object, an embodiment of the present invention provides a smart card system capable of displaying transaction data in real time, which is implemented by the following technical solutions:
a smart card system capable of displaying transaction data in real time comprises a smart card, a processing module and a display module; wherein,
the processing module is used for synchronously receiving a read-write instruction of the smart card when the smart card reader carries out read-write operation on the smart card for transaction data, reading the transaction data from the smart card and processing the transaction data into transaction related data information;
the display module is connected with the processing module and used for displaying the transaction related data information, and the display module comprises a display screen.
The transaction related data information comprises current balance, transaction object, transaction time, transaction place, transaction amount or transaction balance.
Further, after the processing module processes the transaction data into transaction related data information, the processing module sends the transaction related data information to the display module, and the display module receives and displays the transaction related data information.
Furthermore, the smart card system also comprises a key, wherein the key is connected with the display module and is used for controlling the display module to read and display the transaction related data information to the processing module.
Further preferably, the smart card system further comprises a storage module, and when the processing module reads the transaction data of the smart card, the transaction data is processed into transaction-related data information and stored in the storage module to form historical transaction information. .
Correspondingly, preferably, the key is further used for controlling the display module to read and display the historical transaction information to the storage module.
Further preferably, the smart card system further comprises a port manager, which is connected to the smart card and the processing module, respectively, and is configured to provide a communication interface between the smart card and the processing module, and the processing module receives the read-write command through the port manager and reads the transaction data from the smart card.
The processing module also comprises a dynamic password generating module which is used for generating a group of dynamic passwords for providing the identity authentication of the intelligent card when the processing module synchronously receives the card reading instruction of the intelligent card.
In order to achieve the above object, an embodiment of the present invention further provides a method for displaying transaction data of a smart card in real time, where the method includes the following steps:
when a smart card reader carries out read-write operation on transaction data of the smart card, a processing module connected with the smart card synchronously receives a read-write instruction and reads the transaction data to the smart card;
the processing module processes the transaction data into transaction related data information;
and displaying the transaction related data information.
Further preferably, the displaying the transaction-related data information specifically includes:
and after processing the transaction data into transaction related data information, the processing module sends the transaction related data information to a display module connected with the processing module, and the display module receives and displays the transaction related data information.
Or further preferably, the displaying the transaction related data information specifically includes:
and controlling a display module connected with the key to read and display the transaction related data information to the processing module through a key on the intelligent card.
Preferably, the method further comprises processing the transaction data into transaction-related data information when the processing module reads the transaction data of the smart card, and storing the transaction-related data information in a storage module connected with the processing module to form historical transaction information.
Preferably, the method further comprises the step that the key further controls the display module to read and display the historical transaction information to the storage module.
Preferably, the processing module receives the read-write command and reads the transaction data from the smart card through a port manager respectively connected to the smart card and the processing module.
Preferably, the method further comprises generating a set of dynamic passwords to provide identity authentication of the smart card when the processing module synchronously receives the card reading instruction of the smart card. And the user inputs the dynamic password displayed by the display module to perform identity authentication.
The smart card system and the method for displaying transaction data in real time provided by the embodiment of the invention further process and display the transaction data through the newly added processing module and display module, are beneficial to a card holder to see the transaction process in real time and trace back previous transactions, and can conveniently manage the transactions.
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The invention is further illustrated with reference to the following figures and examples:
fig. 1 is a schematic diagram of a smart card system capable of displaying transaction data in real time according to an embodiment 1 of the present invention;
FIG. 2 is a schematic diagram of another smart card system capable of displaying transaction data in real time according to embodiment 2 of the present invention;
FIG. 3 is a diagram of another smart card system capable of displaying transaction data in real time according to embodiment 3 of the present invention;
FIG. 4 is a diagram of another smart card system capable of displaying transaction data in real time according to embodiment 4 of the present invention;
fig. 5 is a flowchart of a method for displaying transaction data of a smart card in real time according to an embodiment 5 of the present invention.
Detailed Description
Fig. 1 is a schematic diagram of a smart card system capable of displaying transaction data in real time according to embodiment 1 of the present invention.
As shown in fig. 1, a smart card system capable of displaying transaction data in real time according to embodiment 1 of the present invention includes:
the intelligent card, the processing module and the display module; wherein,
the processing module is used for synchronously receiving a read-write instruction of the smart card when the smart card reader carries out read-write operation on the smart card for transaction data, reading the transaction data from the smart card and processing the transaction data into transaction related data information;
the display module is connected with the processing module and used for displaying the transaction related data information, and the display module comprises a display screen.
Smart card readers are a bridge between smart cards and application systems, and are known as IFDs (Interface devices) in ISO international standards. The CPU in the card reader is connected with the intelligent card through an interface circuit and communicates. The interface circuit is an important part in the smart card reader-writer, and different communication protocols such as parallel communication, half-duplex serial communication, I2C communication and the like can be selected to communicate with the read-write chip of the smart card according to different practical application systems.
When the card reader reads and writes the smart card, the processing module receives a read-write instruction synchronously, and when the processing module receives the read-write instruction of the smart card, the processing module reads the transaction data from the smart card and processes the transaction data into transaction related data information. The transaction related data information comprises current balance, transaction object, transaction time, transaction place, transaction amount or transaction balance.
When the smart card reader reads the card, a read instruction or a write instruction of the smart card is triggered to read data in the smart card, the smart card application system calculates and processes related transactions according to the data, a transaction processing result is returned after the processing is finished, the transaction result is written into the smart card, and all transaction data in the process are read by the processing module.
Further, after processing the transaction data into transaction related data information, the processing module sends the transaction related data information to the display module, and the display module receives the transaction related data information and displays the transaction related data information to a user through a display screen; the user can adjust the transaction information to be displayed and the information display mode according to the use habit or the requirement of the user.
Further preferably, the smart card system further comprises a key, wherein the key is connected with the processing module and is used for controlling the display module to read and display the transaction-related data information to the processing module. When the key is pressed, the display module reads the transaction related data information from the processing module and displays the information; similarly, the user can adjust the content or the mode of information display according to the needs of the user.
Further preferably, when the display module displays the transaction-related data information, the key is pressed again, and the information display of the display module can be closed.
Further preferably, as shown in fig. 2, the smart card system according to embodiment 2 of the present invention further includes a storage module, and when the processing module reads the transaction data of the smart card, the transaction data is processed into transaction-related data information and stored in the storage module to form historical transaction information. Therefore, the intelligent card system stores historical transaction process data, and a user can call the historical data in the storage module according to own needs when needing to trace the past transaction process, and the historical data are displayed through a display screen on the intelligent card system.
Further preferably, when the smart card system adopts a contact card reading mode, when the smart card system reads data in the smart application system for multiple times, the data writing operation is performed on the smart card for multiple times, and at this time, the processing module reads the data of the smart card for the same multiple times and stores the data in the storage module.
Further preferably, in the smart card system according to embodiment 2 of the present invention, the key in the system is further configured to control the display module to read and display the historical transaction information from the storage module. After the historical transaction information is stored, the user can also control the historical data to be displayed by using keys after the smart card is offline.
Further preferably, as shown in fig. 3, the smart card system according to embodiment 3 of the present invention further includes a port manager, which is connected to the smart card and the processing module respectively, and is configured to provide a communication interface between the smart card and the processing module, where the processing module receives the read-write command through the port manager and reads the transaction data from the smart card.
As shown in fig. 4, in the smart card system according to embodiment 4 of the present invention, the processing module further includes a dynamic password generation module, which is configured to generate a set of dynamic passwords when the processing module synchronously receives a card reading instruction of the smart card, and the display module can provide control of the key according to a user requirement, so that the user displays the dynamic passwords when needing to display or input the passwords. The identity authentication of the intelligent card is provided, so that the safety of an intelligent card application system is improved, data stealing and tampering under a network communication environment are avoided, and the card using safety of an intelligent card user is ensured. And after the identity authentication is passed, the smart card reader can read and write the transaction data of the smart card, and the processing module further reads the transaction data.
As shown in fig. 5, an embodiment 5 of the present invention provides a method for displaying transaction data of a smart card in real time, where the method includes the following steps:
step one, when a smart card reader carries out read-write operation on transaction data of a smart card, a processing module connected with the smart card synchronously receives a read-write instruction and reads the transaction data to the smart card;
step two, the processing module processes the transaction data into transaction related data information;
and step three, displaying the transaction related data information.
The transaction related data information comprises current balance, transaction object, transaction time, transaction place, transaction amount or transaction balance. The user can customize or pre-order the content of the transaction related data information to the smart card application system according to the needs of the user.
Further preferably, the displaying the transaction-related data information specifically includes:
and after processing the transaction data into transaction related data information, the processing module sends the transaction related data information to a display module connected with the processing module, and the display module receives and displays the transaction related data information. When the display module receives the transaction related data information, the transaction related data information is displayed to a user through a display screen; the user can adjust the transaction information to be displayed and the information display mode according to the use habit or the requirement of the user.
Or in another embodiment, it is further preferable that the displaying the transaction-related data information specifically includes:
and controlling a display module connected with the key to read and display the transaction related data information to the processing module through a key on the intelligent card. When the key is pressed, the display module reads the transaction related data information from the CPU and displays the information; similarly, the user can adjust the content or the mode of information display according to the needs of the user.
Further preferably, the method further comprises processing the transaction data into transaction-related data information when the processing module reads the transaction data of the smart card, and storing the transaction-related data information in a storage module connected with the processing module to form historical transaction information.
Preferably, the method further comprises the step that the key further controls the display module to read and display the historical transaction information to the storage module.
Therefore, the intelligent card system stores historical transaction process data, and a user can call the historical data in the storage module according to own needs when needing to trace the past transaction process, and the historical data are displayed through a display screen on the intelligent card system.
Further preferably, when the smart card system adopts a contact card reading mode, when the smart card system reads data in the smart application system for multiple times, the data writing operation is performed on the smart card for multiple times, and at this time, the processing module reads the data of the smart card for the same multiple times and stores the data in the storage module.
Preferably, the processing module receives the read-write command and reads the transaction data from the smart card through a port manager respectively connected to the smart card and the processing module. The port manager provides a communication interface between the smart card and the processing module, the communication interface comprises control instructions and data information, the processing module can be a simple control and processing chip, and the processing module can further enhance reading and processing of transaction information through the port manager, so that user experience is improved.
Preferably, the method further comprises generating a set of dynamic passwords to provide identity authentication of the smart card when the processing module synchronously receives the card reading instruction of the smart card. And the user inputs the dynamic password displayed by the display module to perform identity authentication. The security of the intelligent card application system is improved by adding the step of dynamic password identity authentication, data stealing and tampering under a network communication environment are avoided, and the card using security of an intelligent card user is ensured. And after the identity authentication is passed, the smart card reader can read and write the transaction data of the smart card, and the processing module further reads the transaction data.
It will be appreciated by persons skilled in the art that the foregoing specific embodiments are provided merely as examples to enable persons skilled in the art to better understand the patent disclosure, and should not be construed as limiting the scope of the patent, so as to encompass any equivalent alterations or modifications within the spirit of the patent disclosure.
Claims (17)
1. The intelligent card system capable of displaying transaction data in real time is characterized by comprising an intelligent card, a processing module and a display module; wherein,
the processing module is used for synchronously receiving a read-write instruction of the smart card when the smart card reader carries out read-write operation on the smart card for transaction data, reading the transaction data from the smart card and processing the transaction data into transaction related data information;
the display module is connected with the processing module and used for displaying the transaction related data information, and the display module comprises a display screen.
2. The smart card system capable of displaying transaction data in real time according to claim 1, wherein the transaction-related data information includes a current balance, an object of a transaction, a transaction time, a transaction location, a transaction amount, or a transaction balance.
3. The smart card system capable of displaying transaction data in real time according to claim 2, wherein the processing module sends the transaction-related data information to the display module after processing the transaction data into the transaction-related data information, and the display module receives and displays the transaction-related data information.
4. The smart card system of any one of claims 1 to 2, wherein the smart card system further comprises a button, the button is connected to the display module and is used for controlling the display module to read and display the transaction-related data information to the processing module.
5. The smart card system capable of displaying transaction data in real time according to any one of claims 1 to 4, wherein the smart card system further comprises a storage module, when the processing module reads the transaction data of the smart card, the transaction data is processed into transaction-related data information and stored in the storage module to form historical transaction information.
6. The smart card system capable of displaying transaction data in real time as claimed in claim 5, wherein said button is further configured to control said display module to read and display said historical transaction information to said storage module.
7. The smart card system of any one of claims 1 to 6, wherein the smart card system further comprises a port manager, connected to the smart card and the processing module respectively, for providing a communication interface between the smart card and the processing module, and the processing module receives the read/write command and reads the transaction data from the smart card through the port manager.
8. The smart card system of any one of claims 1 to 7, wherein the processing module further comprises a dynamic password generation module for generating a set of dynamic passwords for providing authentication of the smart card when the processing module synchronously receives a card reading command from the smart card.
9. The smart card system capable of displaying transaction data in real time as claimed in claim 8, wherein said display module is further configured to display said dynamic password.
10. A method for displaying smart card transaction data in real time, the method comprising the steps of:
when a smart card reader carries out read-write operation on transaction data of the smart card, a processing module connected with the smart card synchronously receives a read-write instruction and reads the transaction data to the smart card;
the processing module processes the transaction data into transaction related data information;
and displaying the transaction related data information.
11. The method for displaying smart card transaction data in real time according to claim 10, wherein the displaying the transaction-related data information comprises:
and after processing the transaction data into transaction related data information, the processing module sends the transaction related data information to a display module connected with the processing module, and the display module receives and displays the transaction related data information.
12. The method for displaying smart card transaction data in real time according to claim 10, wherein the displaying the transaction-related data information comprises:
and controlling a display module connected with the key to read and display the transaction related data information to the processing module through a key on the intelligent card.
13. The method for displaying transaction data of a smart card in real time as claimed in any one of claims 10 to 12, further comprising processing the transaction data into transaction related data information when the processing module reads the transaction data of the smart card, and storing the transaction related data information in a storage module connected with the processing module to form historical transaction information.
14. The method for displaying smart card transaction data in real time as recited in claim 13, further comprising the step of the button further controlling the display module to read and display the historical transaction information to the storage module.
15. The method for displaying transaction data of a smart card in real time as claimed in any one of claims 10 to 14, further comprising the step of receiving the read/write command and reading the transaction data from the smart card by the processing module through a port manager connected to the smart card and the processing module, respectively.
16. The method for displaying transaction data of a smart card in real time as claimed in any one of claims 10 to 15, wherein a set of dynamic passwords is generated to provide authentication of the smart card when the processing module synchronously receives a card reading command of the smart card.
17. The method for displaying transaction data of smart card in real time as claimed in claim 16, wherein the user inputs the dynamic password displayed by the display module for authentication.
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Application publication date: 20110525 |