CN107610252A - Freeway toll mobile-payment system and method with Car license recognition is applied based on mobile terminal - Google Patents
Freeway toll mobile-payment system and method with Car license recognition is applied based on mobile terminal Download PDFInfo
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- CN107610252A CN107610252A CN201710699118.1A CN201710699118A CN107610252A CN 107610252 A CN107610252 A CN 107610252A CN 201710699118 A CN201710699118 A CN 201710699118A CN 107610252 A CN107610252 A CN 107610252A
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Abstract
The present invention relates to freeway toll payment technical field, more particularly to a kind of freeway toll mobile-payment system and method applied based on mobile terminal with Car license recognition.System includes mobile payment APP, inlet/outlet track subsystem, mobile payment operation management platform, mobile payment gateway, fund collects and electronic invoice subsystem, saves networking allocation settlement center, and inlet/outlet track subsystem includes license plate recognition device, track gate controller and the inlet/outlet computer for being installed on each inlet/outlet track.The present invention gathers the license plate number by way of vehicle by the license plate recognition device of gateway, input mobile payment background system, pass through the driving path of license plate number registration of vehicle, the APP accounts of binding are inquired about by license plate number simultaneously, the payment of pass cost is completed using mobile terminals such as mobile phones, the mobile payment of pass cost is realized, reduces holdup time of the vehicle in high speed gateway, improves passage rate.
Description
Technical field
The present invention relates to freeway toll payment technical field, more particularly to one kind is based on mobile terminal application and Car license recognition
Freeway toll mobile-payment system and method.
Background technology
As the popularization of automobile and the change of people's trip theory, increasing people select self-driving trip, cause height
Fast traffic counting is very big.And freeway toll station is due to using card taking toll collection system MTC (artificial lane toll system), entering
Mouth need to stop card taking, and outlet needs cash payment, cause to pass in and out that the operation of exit vehicle is slow, and gateway also easily occurs in peak period
Jam.In recent years, highway was provided with ETC system (electronic charging system without parking), used the system, passage rate
It can greatly promote.But the system needs user actively to arrive ETC sites to handle radio-frequency identification card, it is necessary to bind special bank card,
Formality is cumbersome, handles cycle length, so as to cause ETC popularity rate relatively low, moreover, ETC dedicated Lanes construction costs are higher, and deposits
In interference phenomenon, often there is Problem-Error of deducting fees.Therefore, the systematic difference, which does not have, effectively alleviates paying for high speed charge station
Take pressure.
Mobile payment is also referred to as mobile-phone payment, exactly allows user using its mobile terminal (being typically mobile phone) to being consumed
Commodity or service carry out account payment a kind of method of service.Mobile payment is liked by user deeply with its mobility, promptness,
It has been generalizable in each field at present.But because being influenceed by highway field particularity, mobile payment is in highway
The application in field fails to be popularized, if can overcome obstacle, mobile payment is combined with high speed toll payment, fully hair
Wave the advantage of mobile payment, can effectively reduce down time during the outbound payment of vehicle, reduce the pressure of high speed charge station.
The content of the invention
To solve application problem of the mobile payment in highway field, applied the invention provides one kind based on mobile terminal
With the freeway toll mobile-payment system of Car license recognition, using mobile-phone payment high speed pass cost, parking cash is avoided
The inconvenience of payment, improves traffic efficiency.
To achieve the above object, the technical solution adopted by the present invention is as follows:
A kind of freeway toll mobile-payment system applied based on mobile terminal with Car license recognition, including:
Mobile payment APP, is installed in user mobile phone, bind, supplement with money for completing user's registration, account management, vehicle,
Pay, query function;
Inlet/outlet track subsystem, including it is installed on the license plate recognition device in each inlet/outlet track, track banister
Controller and inlet/outlet computer, license plate recognition device are connected with inlet/outlet computer, and the license plate number of identification is sent
To computer, track gate controller is connected with inlet/outlet computer, and fee-collector is confirmed whether to extract car on computers
After whether board and car plate are legal, control signal is sent to track gate controller, control banister is opened, while to mobile payment
Operation management platform sends Transaction Information, uploads transaction data;
Mobile payment operation management platform, the Transaction Information for being sent according to inlet/outlet track subsystem mark car
The position of disengaging highway, and positional information is pushed to exit lane subsystem, adjusted by exit lane subsystem logical
Row expense;Exempt from the user of close payment arrangement for having signed, mobile payment operation management platform is directly deducted fees;Otherwise, will be current
Information is sent in mobile payment APP accounts corresponding to the license plate number, confirms to pay in mobile payment APP by user;Meanwhile
Mobile payment operation management platform management user account, complete payment reconciliation and clearing with bank/Third-party payment platform;
Mobile payment gateway, for establishing the connection of inlet/outlet track subsystem and mobile payment operation management platform;
Fund collects and electronic invoice subsystem, for the consumption funds paid in mobile payment APP to be transferred to specified
Account, and issue electronic invoice to user;
Networking allocation settlement center is saved, for receiving track Transaction Information, with mobile payment operation management platform reconciliation.
By the license plate recognition device collection of gateway by way of the license plate number of vehicle, input mobile payment backstage is the present invention
System, the APP accounts bound are inquired about by the driving path of license plate number registration of vehicle, while by license plate number, are moved using mobile phone etc.
Dynamic terminal completes the payment of pass cost, realizes mobile payment of no cartoon row at a high speed with pass cost, reduces vehicle at a high speed
The holdup time of gateway, improve passage rate.
Further, the means of payment includes APP account balances, bank card, wechat, Alipay in described mobile payment APP.
Mobile payment APP has provided the user a variety of means of payment, facilitates user to select, and avoids paying caused by account balance deficiency
Failure problems, improve payment efficiency.
Further, described license plate recognition device includes the ground induction coil installed in track banister front end road surface and track one
The Car license recognition camera of side, ground induction coil be used for sense vehicle passes through and trigger Car license recognition camera candid photograph vehicle image, car plate
Identification camera is used to shoot vehicle image and extracts license board information.For accurate collection vehicle license board information, present invention employs car
Board identifies camera.One complete Car license recognition camera should include vehicle detection, IMAQ, several parts of Car license recognition, work as car
Detection part detects that image acquisition units are triggered when vehicle reaches gathers current video image, and Car license recognition unit is to figure
As being handled, car plate position is oriented, then the Character segmentation in car plate is out identified, it is defeated finally to form the number-plate number
Go out.The main application model of Car license recognition camera has three kinds:VID, ground induction coil recognition mode, video+ground perception
Other pattern, the advantage and disadvantage of comprehensive various patterns and the special circumstances of high speed charge station, present invention employs ground induction coil identification
Pattern, ground induction coil is buried in 10 meters or so of the position in banister front end, when vehicle passes through ground induction coil, triggers Car license recognition camera
Capture vehicle image.
There is unregistered mobile payment APP accounts in the vehicle of discrepancy highway, in order to give this part to use unavoidably
Family provides the easily means of payment, and the present invention is additionally provided with two-dimensional code scanning instrument on inlet/outlet computer, for be unregistered
Vehicle provides barcode scanning payment function.Exit computer receives toll payment order, informs payment needed for user, Yong Huke
The Alipay or wechat payment module on mobile phone are opened, fee-collector utilizes two-dimensional code scanning instrument scanning payment Quick Response Code collection charge
With.
Further, an account can associate more cars in mobile payment APP, and mobile payment service is provided for more cars, use
Family, which can also merge the pass cost of the more cars associated in account, to be issued invoice.
To ensure the security of data transfer, mobile payment gateway uses coded communication with inlet/outlet track subsystem,
Encryption use meets national standard ETC card keys in the PSAM cards of Ministry of Communications's ETC key code systems and is encrypted and generates MAC;With movement
Pay operation management platform and use transportation industry ca authentication.
Further, the destiny account refers to the pass cost mobile payment account that each Operation and Management of Expressway unit is set up
Family, fund collects and electronic invoice subsystem transfers pass cost the road side's account specified to outlet charge station.
The freeway toll method of mobile payment realized using said system, comprises the following steps:
(1) ground induction coil sensing vehicle of the vehicle at Entry to motorway, entrance lane passes through, and triggers Car license recognition camera
Vehicle image is captured, if extracting license board information, is sent to entrance computer;If not extracting, fee-collector's typing car is reminded
Board information;
(2) license board information is sent to mobile payment operation management platform by entrance computer, judges whether license board information closes
Method simultaneously returns to judged result, if legal, fee-collector opens banister by track gate controller, while to mobile payment operation pipe
Platform transmits into a mouthful Transaction Information;If illegal, alarm is prompted;
(3) vehicle travels to high speed exit, exit ground induction coil triggering Car license recognition camera and gathers car plate letter again
Breath, if extracting license board information, is sent to exit computer;If not extracting, fee-collector's typing license board information is prompted;
(4) license board information is sent to mobile payment operation management platform by exit computer, judges whether license board information closes
Method simultaneously returns to judged result, if legal, a mouthful Transaction Information is sent out to mobile payment operation management platform;If illegal, carry
Show alarm;
(5) mobile payment operation management platform marks its disengaging at a high speed according to same car plate vehicle entrance, outlet Transaction Information
Position, positional information is sent to exit lane subsystem, distance travelled is calculated by exit lane subsystem and pass cost is used;
(6) mobile payment operation management platform judges whether the vehicle is to exempt from close payment register user vehicle, if so, then putting down
Platform is completed to pay by exempting from close payment channel;If it is not, then sending traffic information to the APP accounts of binding, user is waited to confirm
And input payment cipher and pay expense;
(7) when failure is paid on mobile payment line, fee-collector then informs user's toll amount, is scanned with two-dimensional code scanning instrument
The payment Quick Response Code of user is paid, and barcode scanning, which is paid, successfully returns to result of withholing;
(8) exit computer receives user and pays success notification, and fee-collector controls exit lane banister to open, clearance car
.
Legitimate verification includes in step (2), (4):Whether whether car plate be registered vehicle, vehicle in blacklist, car
Whether the means of payment is selected.
In addition to above-mentioned steps, in addition to allocation settlement step, networking allocation settlement center is saved periodically to mobile payment operation
Management platform sends statement, and verification user passes through and payment information.
Beneficial effects of the present invention:
1st, the present invention develops mobile payment APP, and user is mountable in the mobile phone carried with, completes user's note in advance
Volume simultaneously binds information of vehicles, can be achieved using the APP softwares without cartoon row highway, pass through at a high speed mileage inquiry, account
Supplement with money, toll payment and inquiry, the function such as pass cost invoice inquiry printing, without increasing other physics in high speed charge station again
Equipment, you can be rapidly completed pass cost and pay, reduce construction cost.
2nd, mobile terminal application software is combined by the present invention with Car license recognition, utilizes license plate recognition device collection in worksite vehicle
License plate number, the foundation calculated as distance travelled and pass cost, and payment account is searched by license plate number, improve pass cost branch
The accuracy rate paid.
3rd, the present invention automatic identification car plate and can carry out validity judgement, and indirect labor controls banister opening and closing, avoids not conforming to
Method vehicle passes through high speed charge station.
4th, the present invention combines barcode scanning payment function, and mobile payment function, wider reality can be provided for unregistered APP user
The mobile payment of existing pass cost, reduces the use of MTC charge methods as far as possible.
Brief description of the drawings
Fig. 1 is the system architecture diagram of the present invention;
Fig. 2 is the composition frame chart of inlet/outlet track subsystem;
Fig. 3 is the transaction flow figure of the inventive method Entry to motorway;
Fig. 4 is the transaction flow figure that the inventive method exports at a high speed;
In figure, 1, ground induction coil, 2, Car license recognition camera, 3, inlet/outlet computer, 4, track gate controller.
Embodiment
Embodiment of the present invention is described in detail below in conjunction with the accompanying drawings.
Freeway toll mobile-payment system with Car license recognition is applied based on mobile terminal, as shown in Figure 1, 2, including
Following sections:
First, mobile payment APP
User installs mobile payment APP in mobile phone, fills in real name information registering account, binds an information of vehicles (account
Family can bind multiple information of vehicles), prestore expense in the account, and mobile payment APP can inquire about the current note of binding vehicle
Record and can check electronic invoice, mobile payment APP payment interface provide remaining sum is paid, bank card is paid, wechat payment and
A variety of payment approach such as Alipay payment, select to use for user.
2nd, inlet/outlet track subsystem,
It is divided into entrance lane subsystem and exit lane subsystem, is separately positioned on each entrance, the exit of highway.
Entrance lane subsystem includes license plate recognition device, track gate controller 4 and the entrance computer 3 for being installed on entrance lane,
Exit lane subsystem includes license plate recognition device, track gate controller 4 and the exit computer 3 for being installed on exit lane.
Described license plate recognition device includes being embedded in the ground induction coil 1 of 10 meters or so of banister front end and the Car license recognition phase of track side
Machine 2, ground induction coil 1 are connected with the control terminal of Car license recognition camera 2, are sent to trigger signal.The output of Car license recognition camera 2
End is connected with entrance computer 3, the license plate number of identification is sent into computer, entrance computer 3 connects with track gate controller 4
Connect, for being opened and closed to its output control signal, control banister.When Car license recognition camera does not extract license board information, system carries
Show fee-collector's manual entry car plate.Entrance computer capacity logs in mobile payment operation management platform, and fee-collector is true on computers
To recognize whether license plate number is legal car plate, control signal is sent to track gate controller, control banister is opened, while to mobile
Battalion's management platform of shipping sends Transaction Information, uploads transaction data.
3rd, mobile payment operation management platform
Mobile payment operation management platform is located at cloud server, and Mobile banking APP and inlet/outlet computer are equal
Data are transmitted by radio network gateway and mobile payment operation management platform.Mobile payment operation management platform is according to inlet/outlet
The position for the Transaction Information marked vehicle disengaging highway that track subsystem is sent, exit lane is returned to by positional information
System, pass cost is adjusted by exit lane subsystem and used, and traffic information is sent to mobile payment APP corresponding to the license plate number
In account, check and pay for user.Mobile payment operation management platform also manages the account of all APP users, completes current
Expense is deducted fees or the payment reconciliation with bank/Third-party payment platform.
4th, mobile payment gateway
Mobile payment gateway is the transmission matchmaker between inlet/outlet track subsystem and mobile payment operation management platform
It is situated between, mobile payment gateway uses coded communication with inlet/outlet track subsystem, and encryption, which uses, meets Ministry of Communications ETC key bodies
National standard ETC card keys are encrypted and generated MAC in the PSAM cards of system;Transportation industry is used with mobile payment operation management platform
Ca authentication.Inlet/outlet track subsystem is merchandised by mobile payment gateway to mobile payment operation management platform transmission/reception
Information.
5th, fund collects and electronic invoice subsystem
Each Operation and Management of Expressway unit sets up pass cost mobile payment account, and fund collects and electronic invoice subsystem
The consumption funds paid in mobile payment APP are transferred to the road side's account specified to outlet charge station, and electronics is issued to user
Invoice.Fund collects and electronic invoice subsystem also is located at cloud server, and electronic invoice can apply family asking in cell phone application
Ask and be sent to user, printing is checked for it.
6th, networking allocation settlement center is saved
Receive track Transaction Information, regularly send statement to mobile payment operation management platform, check user it is current and
Payment information.
The freeway toll method of mobile payment realized using said system, by entrance, the following step of outlet division
Suddenly:
Entry to motorway transaction flow is as shown in figure 3, step is as follows:
Step 1-1, ground induction coil sensing vehicle of the vehicle at Entry to motorway, entrance lane passes through, and triggering car plate is known
Other camera captures vehicle image, if extracting license board information, is sent to entrance computer;If not extracting, fee-collector is reminded
Typing license board information.
Step 1-2, license board information is sent to mobile payment operation management by mobile payment gateway and put down by entrance computer
Platform, judge whether license board information is legal, and will determine that result returns to entrance computer.If legal, show on the computer screen
It is legal to show, fee-collector sends control signal to track gate controller, opens banister, while entrance computer is transported to mobile payment
Battalion's management platform transmits into a mouthful Transaction Information;If illegal, alarm is prompted.
Outlet transaction flow is as shown in figure 4, comprise the following steps at a high speed:
Step 2-1, vehicle is travelled to high speed exit, and exit ground induction coil triggers Car license recognition camera collecting vehicle again
Board information, if extracting license board information, it is sent to exit computer;If not extracting, fee-collector's typing car plate letter is prompted
Breath.
Step 2-2, license board information is sent to mobile payment operation management by mobile payment gateway and put down by exit computer
Platform, judge whether license board information is legal, and will determine that result returns to exit computer.If legal, exit lane is according to return
After legal access information accounting pass cost a mouthful Transaction Information is sent out to mobile payment operation management platform;If illegal, carry
Show alarm.
Step 2-3, mobile payment operation management platform marked vehicle access information, outlet information, platform judge the vehicle
Whether it is registered user's vehicle and whether opens and exempt from close payment, if exempting from close payment user, is then uploaded according to exit lane logical
Row charge information is completed to exempt from close payment, if not exempting from close registered user, then current charge information is returned to the user mobile phone APP of binding, held
Row step 2-4;If it is not, then only returning to exit computer, step 2-5 is performed.
Step 2-4, exempt from close payment user, traffic information is received in user mobile phone APP, it is non-to exempt from close payment user selection branch
The mode of paying inputs payment cipher and confirms to pay, and shows and is paid successfully on exit computer, fee-collector controls exit lane banister to beat
Open, clearance vehicle.
Step 2-5, fee-collector informs user's toll amount, and user opens Mobile Phone Payments software (such as wechat or payment
It is precious), the payment Quick Response Code that fee-collector scans user with two-dimensional code scanning instrument is collected the charges.After paying successfully, fee-collector controls out
Mouth track banister is opened, clearance vehicle.
Above-mentioned steps refer to the process of exchange between user and mobile payment operation management platform, in addition, move
Dynamic pay between operation management platform and Third-party payment platform and province's networking allocation settlement center also has some process of exchanges.Move
The dynamic account for paying operation management platform management user, user is when paying in addition to selection account balance is paid, it is also possible to selects
The Third-party payments such as bank card payment or wechat, Alipay are selected, such as relating to Third-party payment, mobile payment operation management platform is just
Reconciliation and disbursement and sattlement need to be carried out with bank/Third-party payment platform.It is periodically to mobile payment to save networking allocation settlement center
Operation management platform sends statement, and verification user passes through and payment information.
In the process of implementation, system failure problem unavoidably occurs, such as entrance lane in above-mentioned method of mobile payment
The system failure, can not be gathered or typing license board information, user can Stop for Ticket drive into.In exit lane, system judges whether to note
While volume user, also need to inquire about the vehicle simultaneously whether card drawing is driven into, what non-card drawing was driven into, after fee-collector confirms that charging is normal
Button, system is deducted fees automatically and clearance of arguing for the sake of arguing;What card drawing was driven into, card, then clearance of deducting fees are handed in first parking.And if exit lane system
Break down, the registered user that non-card drawing is driven into need to show the access information code that APP is received, and otherwise pay dues;Card drawing is sailed
The user entered, card is handed over, is paid dues using MTC system.Registered user is being exported both without visa card, and without access information code, by nothing
Truck processing.
Claims (10)
- A kind of 1. freeway toll mobile-payment system applied based on mobile terminal with Car license recognition, it is characterised in that bag Include:Mobile payment APP, is installed in user mobile phone, binds, supplements with money, props up for completing user's registration, account management, vehicle Pay, query function;Inlet/outlet track subsystem, including it is installed on the license plate recognition device in each inlet/outlet track, the control of track banister Device and inlet/outlet computer, license plate recognition device are connected with inlet/outlet computer, and the license plate number of identification is sent into meter Calculation machine, track gate controller are connected with inlet/outlet computer, fee-collector be confirmed whether to extract on computers car plate with And after whether car plate is legal, control signal is sent to track gate controller, control banister is opened, while to mobile payment operation Management platform sends Transaction Information, uploads transaction data;Mobile payment operation management platform, the Transaction Information marked vehicle for being sent according to inlet/outlet track subsystem are entered Go out the position of highway, and positional information is pushed to exit lane subsystem, pass cost is adjusted by exit lane subsystem With;Exempt from the user of close payment arrangement for having signed, mobile payment operation management platform is directly deducted fees;Otherwise, by traffic information It is sent in mobile payment APP accounts corresponding to the license plate number, confirms to pay in mobile payment APP by user;It is meanwhile mobile Operation management platform management user account is paid, completes payment reconciliation and clearing with bank/Third-party payment platform;Mobile payment gateway, for establishing the connection of inlet/outlet track subsystem and mobile payment operation management platform;Fund collects and electronic invoice subsystem, for the consumption funds paid in mobile payment APP to be transferred to destiny account, And issue electronic invoice to user;Networking allocation settlement center is saved, for receiving track Transaction Information, with mobile payment operation management platform reconciliation.
- 2. the freeway toll mobile payment system according to claim 1 applied based on mobile terminal with Car license recognition System, it is characterised in that:The means of payment includes APP account balances, bank card, wechat, Alipay in described mobile payment APP.
- 3. the freeway toll mobile payment system according to claim 1 applied based on mobile terminal with Car license recognition System, it is characterised in that:Described license plate recognition device includes the ground induction coil and track one installed in track banister front end road surface The Car license recognition camera of side, ground induction coil be used for sense vehicle passes through and trigger Car license recognition camera candid photograph vehicle image, car plate Identification camera is used to shoot vehicle image and extracts license board information.
- 4. the freeway toll mobile payment system according to claim 1 applied based on mobile terminal with Car license recognition System, it is characterised in that:Two-dimensional code scanning instrument is additionally provided with inlet/outlet computer, is paid for providing barcode scanning for unregistered vehicle Money function.
- 5. being applied based on mobile terminal according to any one of Claims 1-4 and the freeway toll of Car license recognition are moved Dynamic payment system, it is characterised in that:An account can associate more cars in mobile payment APP.
- 6. being applied based on mobile terminal according to any one of Claims 1-4 and the freeway toll of Car license recognition are moved Dynamic payment system, it is characterised in that:Mobile payment gateway uses coded communication with inlet/outlet track subsystem, and encryption uses Meet national standard ETC card keys in the PSAM cards of Ministry of Communications's ETC key code systems and be encrypted and generate MAC;With mobile payment operation Management platform uses transportation industry ca authentication.
- 7. being applied based on mobile terminal according to any one of Claims 1-4 and the freeway toll of Car license recognition are moved Dynamic payment system, it is characterised in that:The destiny account refers to the pass cost movement that each Operation and Management of Expressway unit is set up Payment account, fund collects and electronic invoice subsystem transfers pass cost the road side's account specified to outlet charge station.
- A kind of 8. freeway toll method of mobile payment applied based on mobile terminal with Car license recognition, it is characterised in that including Following steps:(1) ground induction coil sensing vehicle of the vehicle at Entry to motorway, entrance lane passes through, and triggering Car license recognition camera is captured Vehicle image, if extracting license board information, it is sent to entrance computer;If not extracting, fee-collector's typing car plate letter is reminded Breath;(2) license board information is sent to mobile payment operation management platform by entrance computer, judges whether license board information is legal simultaneously Judged result is returned to, if legal, fee-collector opens banister by track gate controller, while is put down to mobile payment operation management Platform transmits into a mouthful Transaction Information;If illegal, alarm is prompted;(3) vehicle travels to high speed exit, exit ground induction coil triggering Car license recognition camera and gathers license board information again, if License board information is extracted, then is sent to exit computer;If not extracting, fee-collector's typing license board information is prompted;(4) license board information is sent to mobile payment operation management platform by exit computer, judges whether license board information is legal simultaneously Judged result is returned, if legal, a mouthful Transaction Information is sent out to mobile payment operation management platform;If illegal, report is prompted It is alert;(5) mobile payment operation management platform marks it to pass in and out high speed position according to same car plate vehicle entrance, outlet Transaction Information, Positional information is sent to exit lane subsystem, distance travelled is calculated by exit lane subsystem and pass cost is used;(6) mobile payment operation management platform judges whether the vehicle is to exempt from close payment register user vehicle, if so, then platform leads to Cross and exempt from close payment channel completion payment;If it is not, then sending traffic information to the APP accounts of binding, wait user confirmation is simultaneously defeated Enter payment cipher and pay expense;(7) when failure is paid on mobile payment line, fee-collector then informs user's toll amount, and user is scanned with two-dimensional code scanning instrument Payment Quick Response Code pay, barcode scanning pays successfully return and withholdd result;(8) exit computer receives user and pays success notification, and fee-collector controls exit lane banister to open, clearance vehicle.
- 9. the freeway toll mobile payment side according to claim 8 applied based on mobile terminal with Car license recognition Method, it is characterised in that:Legitimate verification includes in step (2), (4):Whether whether car plate be registered vehicle, vehicle in blacklist Whether interior, the vehicle means of payment is selected.
- 10. the freeway toll mobile payment side according to claim 8 applied based on mobile terminal with Car license recognition Method, it is characterised in that:Also include allocation settlement step, save networking allocation settlement center periodically to mobile payment operation management platform Statement is sent, verification user passes through and payment information.
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