CN105139252A - Transaction and consumption system based on network platform and method thereof - Google Patents
Transaction and consumption system based on network platform and method thereof Download PDFInfo
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- CN105139252A CN105139252A CN201510660861.7A CN201510660861A CN105139252A CN 105139252 A CN105139252 A CN 105139252A CN 201510660861 A CN201510660861 A CN 201510660861A CN 105139252 A CN105139252 A CN 105139252A
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- 238000000034 method Methods 0.000 title claims abstract description 48
- 230000002452 interceptive effect Effects 0.000 claims description 22
- 230000000875 corresponding effect Effects 0.000 claims description 7
- 230000003993 interaction Effects 0.000 claims description 6
- 238000001514 detection method Methods 0.000 claims description 4
- 230000002596 correlated effect Effects 0.000 claims description 3
- 230000000694 effects Effects 0.000 claims description 3
- 239000003999 initiator Substances 0.000 claims description 3
- 241000209094 Oryza Species 0.000 description 3
- 235000007164 Oryza sativa Nutrition 0.000 description 3
- 235000009566 rice Nutrition 0.000 description 3
- 244000046052 Phaseolus vulgaris Species 0.000 description 2
- 235000010627 Phaseolus vulgaris Nutrition 0.000 description 2
- 238000010586 diagram Methods 0.000 description 2
- 230000003203 everyday effect Effects 0.000 description 2
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- 230000009286 beneficial effect Effects 0.000 description 1
- 230000007613 environmental effect Effects 0.000 description 1
- 238000002474 experimental method Methods 0.000 description 1
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Abstract
The invention relates to a transaction and consumption system based on a network platform and a method thereof. The system comprises a server system, a public platform interface and terminals. The server system and the terminals are connected at the public platform interface via a network system. Different terminal users can also establish direct connection or indirect connection at the public platform interface. The server system comprises a system processing server and a forwarding server. The terminals comprise a consumer terminal and a merchant terminal. The transaction and consumption method comprises a virtual card issuing and consumption method, a selection transaction method and a cashier transaction method. According to the system and the method, no-card and paperless transaction and consumption can be realized, use is more convenient, and the system and the method have the characteristics of being energy-saving and environment-friendly; besides, money collection speed is high with no requirement for queuing, and time is saved; furthermore, concrete record of recharge and consumption can be checked by clients anytime. The clients and merchants can be effectively managed by the system.
Description
Technical field
The present invention relates to a kind of network trading and consuming method, be specifically related to a kind of transaction of platform Network Based and consume system and method.
Background technology
At present, open wallet, almost everyone has a card pushed away greatly, comprises market, food supply retail shop, supermarket, greengrocery etc., and this is just for use brings inconvenience, and these block not only wasting space, and easily forget or lose certain card, makes use limited; Meanwhile, because card is many, find difficulty when making to use, lose time.In addition, most consumer can run into when settling accounts, and arranges the situation of queue 5, sometimes even needs to wait in line half an hour or within one hour, just can complete the formalities such as checkout, the time and efforts of serious waste consumers in general, very inconvenient.
Summary of the invention
The object of this invention is to provide a kind of transaction of platform Network Based and consume system and method.The object of the invention is to be achieved through the following technical solutions:
A kind of transaction of platform Network Based and consume system, it is characterized in that: this system comprises server system, public platform interface and terminal, described server system and terminal are connected at public platform interface by network system, different described terminal users also can set up connected directly or indirectly at public platform interface, described server system comprises system handles service device and forwarding server, and described terminal comprises consumer end and merchant terminal.
Further, described direct connection is that different terminal users sets up directly interactive chat channels by public platform interface; Described indirect connection is that different terminal user forwards both sides or information in many ways by forwarding server, realizes the information delivery of initiator and interaction side, and the record of both sides or behavior and information is in many ways preserved and instant notice.
Further, described merchant terminal can for being furnished with the terminal of cashier, and described consumer end can complete the transaction business with merchant terminal by cashier.
Further, the transaction business of described cashier and consumer end comprise virtual card pay and other modes of payments pay.
Further, described public platform interface comprises the relevant web page of micro-letter chat interface or micro-letter; The web page that described micro-letter is correlated with comprises the mobile web page opened in micro-letter public number interface, micro-letter and the mobile phone software interface identified by micro-letter open interface identification micro-letter public number associated user id.
Further, described network system is network used in everyday, any one or wherein multiple combination in such as internet, public telephone network, mobile telephone network, wide area network, LAN (Local Area Network), corporate intranet etc.,
The transaction of platform Network Based and a consuming method, described method comprises at least one in following three kinds of method of commerce, at least one namely in virtual card hair fastener consuming method, option dealing method and cashier method of commerce, preferably three kinds;
Described virtual card hair fastener consuming method is: S1: businessman and consumer add public platform interface by corresponding merchant terminal and consumer end becomes member, by member (bean vermicelli, user) unique subscriber identification, set up the interface channel between two or more member, realize the immediate interactive between member; S2: during hair fastener consumption first, businessman member provides virtual member card by public platform interface to consumer member, and input the hair fastener amount of money, show in interface channel and provide successfully and provide the amount of money, consumer member scans businessman member Quick Response Code, and selects to hold consumption, the input amount of money, confirm payment, complete bankcard consumption first, interface (namely in interface channel) shows the remaining sum in spending limit and virtual card; S3: the later stage holds consumption: consumer member directly selects the virtual card of corresponding businessman member from the card bag public platform interface, selects to hold consumption, the input amount of money, confirms to pay the bill, completes post-consumption of swiping the card;
Described option dealing method is: consumer member can also want the commodity of purchase in public platform interface by voice or text event detection, trade company relevant to these commodity in server system seeking system is also forwarded in public platform interface, and this server system specifically provides the essential information of trade name and trade company, consumer member can select to establish direct links with trade company, carry out immediate interactive, and select whether to conclude the business.
Further, described public platform interface is micro-letter public number processing platform.
Further, after described three kinds of method of commerce closing the transaction, consumer can check Transaction Details within the system, comprises bought type of merchandize, the weight of often kind of commodity and price; Receipt is printed without the need to cashier.
Further, described immediate interactive comprises server system and the information between communicating pair is forwarded and realize interactive and both sides and establish direct links and carry out interaction; This immediate interactive realizes interactive especially by commercial activitys such as message exchange, information trading or member card grantings, and specifically adopts the chat of the forms such as word, picture, voice and video.
Further, described user ID comprises the trade name and service name etc. of user id, user openID, user name, image, Quick Response Code, geographic position, sound, user; Described unique subscriber identification is the combination of one or more user ID, reaches the unique identification to active user.
Further, client member can in this businessman supplement with money in the virtual card sent out; Sorry, your ticket has not enough value or without the card of this trade company, then the button of the consumption that holds is inoperable.
The invention provides a kind of transaction of platform Network Based and consume system and method, its beneficial effect mainly had is:
1. this system and method can realize without cardization, with no paper at all, effectively avoid placing a card pushed away greatly in people's wallet, find difficulty during use, and easily forgets by certain card or lose certain card, and makes use limited; Also the paperys such as cashier can be avoided to print receipt, there is the features such as energy-saving and environmental protection, and cash register speed is fast.
2. adopt this virtual card without the need to the obligation etc. such as standing in a long queue, speed is fast, effectively saves time, and convenient and easy.
3. this system and method client is adopted can to check the physical record supplemented with money and consume at any time.
4. client and businessman link up conveniently, buy goods also very convenient.
5. this system can effectively manage client and businessman.
Accompanying drawing explanation
Fig. 1 is for providing member card interface schematic diagram;
Fig. 2 is the schematic diagram that in option dealing, system provides merchant information.
Embodiment
The transaction of the platform a kind of Network Based described in the embodiment of the present invention and consume system and method.For specific experiment case, embodiment is described below, should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
Embodiment 1
A kind of transaction of platform Network Based and consume system, it is characterized in that: this system comprises server system, public platform interface and terminal, described server system and terminal are connected at public platform interface by network system, different described terminal users also can set up connected directly or indirectly at public platform interface, described server system comprises system handles service device and forwarding server, and described terminal comprises consumer end and merchant terminal.
As further preferred embodiment, described terminal is generally other mobile device of mobile phone or similar mobile phone.
As further preferred embodiment, described direct connection is that different terminal users sets up directly interactive chat channels by public platform interface; To be different terminal user forward both sides or information in many ways to chat channels by forwarding server in described indirect connection, the other side is seen in time, realize the information delivery of initiator and interaction side, and the record of both sides or behavior and information is in many ways preserved and instant notice.
As further preferred embodiment, described merchant terminal can for being furnished with the terminal of cashier, and described consumer end can complete the transaction business with merchant terminal by cashier.
As further preferred embodiment, the transaction business of described cashier and consumer end comprises virtual card and to pay and other modes of payments pays, and such as pays face to face, swipes the card etc.
As further preferred embodiment, described public platform interface comprises the relevant web page of micro-letter chat interface or micro-letter; The web page that described micro-letter is correlated with comprises the mobile web page opened in micro-letter public number interface, micro-letter and the mobile phone software interface identified by micro-letter open interface identification micro-letter public number associated user id.
As further preferred embodiment, described network system is network used in everyday, any one or wherein multiple combination in such as internet, public telephone network, mobile telephone network, wide area network, LAN (Local Area Network), corporate intranet etc., specifically can be one or more in 2G, 3G, 4G, wireless wifi and cable broadband etc.
Embodiment 2
Based on transaction and the consuming method of the system described in embodiment 1, the method comprises at least one method in virtual card hair fastener consuming method, option dealing method and cashier method of commerce.
1, virtual card hair fastener consuming method is:
S1: businessman and consumer add public platform interface by corresponding merchant terminal and consumer end becomes member, by member's (comprising bean vermicelli and user) unique subscriber identification, set up the interface channel between two or more member, realize the immediate interactive between member; S2: during hair fastener consumption first, businessman member provides virtual member card by public platform interface to consumer member, and input the hair fastener amount of money, the interface of editor's member card as shown in Figure 1, eject in interface channel display provides successfully with provide the amount of money (concrete as: member card granting is successful: trade company [new user] member [xxx] amount of money: [100]); After consumption, system can provide the Quick Response Code belonging to member, consumer member scans businessman member Quick Response Code, and select to hold consumption, the input amount of money, confirm payment, complete bankcard consumption (e.g., can show in interface channel: member consumes successfully: member [xxx] amount of money: [-50]) first; S3: the later stage holds consumption: consumer member directly selects the virtual card of corresponding businessman member from the card bag public platform interface, selects to hold consumption, the input amount of money, confirms to pay the bill, completes post-consumption of swiping the card.Member can check oneself consumer record and member card remaining sum at any time in systems in which.
2, described option dealing method is:
Consumer member can also want the commodity of purchase in the interface channel of public platform interface by voice or text event detection, trade company relevant to these commodity in server system seeking system is also forwarded in public platform interface, and this server system specifically provides the essential information of trade name and trade company, consumer member can select to establish direct links with trade company, carry out immediate interactive, and select whether to conclude the business.
As shown in Figure 2, if client needs rice, then only need to say rice with text event detection rice or voice in the interface channel of public platform interface, then the essential information of the trade company corresponded (can be comprised trade name by system, trade company's name, trade company's telephone number, address and other details etc.) push in interface channel, and system can eject the corresponding prompting such as " connecting this trade company " or " for you connect trade company ", client is according to the wish of oneself, select whether establish direct links with trade company or realize immediate interactive by the forwarding server of system, complete the purchasing demand of oneself.
3, described cashier method of commerce is: when consumer has selected the commodity of purchase (after namely terminating purchase) to need to settle accounts, checkout need not be waited for as traditional standing in a long queue, not only lose time but also fritter away energy, consumer only needs in the systems described in the present invention, concrete can install public platform interface in the terminals such as mobile phone, and find the cashier that will pay the bill in this public platform interface, and click is paid the bill.The method is queued up can pay the bill without the need to consumer, and convenience and high-efficiency, has important actual application value.
As further preferred embodiment, described public platform interface can be micro-letter public number processing platform.
As further preferred embodiment, after above-mentioned three kinds of method of commerce closing the transaction, consumer can check Transaction Details within the system, comprises bought type of merchandize, the weight of often kind of commodity and price; Receipt is printed without the need to cashier.
As further preferred embodiment, described immediate interactive comprises server system and the information between communicating pair is forwarded and realize interactive and both sides and establish direct links and carry out interaction; This immediate interactive realizes interactive especially by commercial activitys such as message exchange, information trading or member card grantings, and specifically adopts the chat of the forms such as word, picture, voice and video.
As further preferred embodiment, described user ID comprises the trade name and service name etc. of user id, user openID, user name, image, Quick Response Code, geographic position, sound, user.
As further preferred embodiment, described unique subscriber identification is the combination of one or more user ID, reaches the unique identification to active user.
As further preferred embodiment, client member can in this businessman supplement with money in the virtual card sent out; Sorry, your ticket has not enough value or without the card of this trade company, then the button of the consumption that holds is grey, inoperable.
As further preferred embodiment, system can arrange the limit of the hair fastener amount of money, has limit, in excess of the quota, can not continue hair fastener, can increase amount to disposal system platform application.
The present invention is not limited to above-mentioned preferred forms, anyone for the present invention any modification done under enlightenment of the present invention or change, and every have identical with the application or akin technical scheme, all drops within protection scope of the present invention.
Claims (10)
1. the transaction of a platform Network Based and consume system, it is characterized in that: this system comprises server system, public platform interface and terminal, described server system and terminal are connected at public platform interface by network system, different described terminal users also can set up connected directly or indirectly at public platform interface, described server system comprises system handles service device and forwarding server, and described terminal comprises consumer end and merchant terminal.
2. the transaction of platform Network Based according to claim 1 and consume system, is characterized in that: described direct connection is that different terminal users sets up directly interactive chat channels by public platform interface; Described indirect connection is that different terminal user forwards both sides or information in many ways by forwarding server, realizes the information delivery of initiator and interaction side, and the record of both sides or behavior and information is in many ways preserved and instant notice.
3. the transaction of platform Network Based according to claim 1 and consume system, is characterized in that: described merchant terminal can for being furnished with the terminal of cashier, and described consumer end can complete the transaction business with merchant terminal by cashier.
4. the transaction of platform Network Based according to claim 3 and consume system, is characterized in that: the transaction business of described cashier and consumer end comprises virtual card and to pay and other modes of payments pays.
5. the transaction of platform Network Based according to claim 1 and consume system, is characterized in that: described public platform interface comprises micro-letter chat interface or the relevant web page of micro-letter; The web page that described micro-letter is correlated with comprises the mobile web page opened in micro-letter public number interface, micro-letter and the mobile phone software interface identified by micro-letter open interface identification micro-letter public number associated user id.
6. the transaction of the system according to above-mentioned arbitrary claim and a consuming method, is characterized in that: described method comprises at least one in virtual card hair fastener consuming method, option dealing method and cashier method of commerce;
Described virtual card hair fastener consuming method is: S1: businessman and consumer add public platform interface by corresponding merchant terminal and consumer end becomes member, by member's unique subscriber identification, set up the interface channel between two or more member, realize the immediate interactive between member; S2: during hair fastener consumption first, businessman member provides virtual member card by public platform interface to consumer member, and input the hair fastener amount of money, show in interface channel and provide successfully and provide the amount of money, consumer member scans businessman member Quick Response Code, and selects to hold consumption, the input amount of money, confirm payment, complete bankcard consumption first, interface channel shows the remaining sum in spending limit and virtual card; S3: the later stage holds consumption: consumer member directly selects the virtual card of corresponding businessman member from the card bag public platform interface, selects to hold consumption, the input amount of money, confirms to pay the bill, completes post-consumption of swiping the card;
Described option dealing method is: consumer member can also want the commodity of purchase in public platform interface by voice or text event detection, trade company relevant to these commodity in server system seeking system is also forwarded in public platform interface, and this server system specifically provides the essential information of trade name and trade company, consumer member can select to establish direct links with trade company, carry out immediate interactive, and select whether to conclude the business.
7. transaction according to claim 6 and consuming method, is characterized in that: described public platform interface is micro-letter public number processing platform.
8. transaction according to claim 6 and consuming method, is characterized in that: described immediate interactive comprises server system and the information between communicating pair forwarded and realize interactive and both sides and establish direct links and carry out interaction; This immediate interactive realizes interactive especially by commercial activitys such as message exchange, information trading or member card grantings, and specifically adopts the chat of word, picture, voice and video form.
9. transaction according to claim 6 and consuming method, is characterized in that: described user ID comprises user id, user openID, user name, image, Quick Response Code, geographic position, sound, the trade name of user and service name; Described unique subscriber identification is the combination of one or more user ID, reaches the unique identification to active user.
10. transaction according to claim 6 and consuming method, is characterized in that: after described three kinds of method of commerce closing the transaction, consumer can check Transaction Details within the system, comprises bought type of merchandize, the weight of often kind of commodity and price.
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| CN105931072A (en) * | 2016-04-07 | 2016-09-07 | 占义树 | System and method for extracting consumption data |
| CN105956907A (en) * | 2016-05-09 | 2016-09-21 | 占义树 | Deal information trading system and deal information trading method |
| CN106127530A (en) * | 2016-07-13 | 2016-11-16 | 腾讯科技（深圳）有限公司 | Method for processing business based on virtual card and device |
| CN106296182A (en) * | 2016-07-26 | 2017-01-04 | 广州云移信息科技有限公司 | A kind of electronic consumer card method of payment and system |
| CN106649845A (en) * | 2016-12-30 | 2017-05-10 | 上海富聪金融信息服务有限公司 | Transaction information service platform and information processing method thereof |
| CN107516212A (en) * | 2017-08-17 | 2017-12-26 | 湖南金码智能设备制造有限公司 | Online, member card method of payment, the on-line payment method and system combined offline |
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| CN107679944A (en) * | 2017-09-27 | 2018-02-09 | 南京盈放科技股份有限公司 | A kind of interactive, visual commodity trading system and method for commerce |
| CN109087110A (en) * | 2018-08-24 | 2018-12-25 | 深圳市云之音科技有限公司 | A kind of intelligence marketing method, device and terminal device |
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| CN111553682A (en) * | 2020-05-06 | 2020-08-18 | 深圳市爱满庭科技有限公司 | Online purchase and consumption deduction system for service card |
| CN111951035A (en) * | 2019-05-17 | 2020-11-17 | 上海树融数据科技有限公司 | Consumption analysis method and system, device and consumption analysis platform |
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| CN105931072A (en) * | 2016-04-07 | 2016-09-07 | 占义树 | System and method for extracting consumption data |
| CN105956907A (en) * | 2016-05-09 | 2016-09-21 | 占义树 | Deal information trading system and deal information trading method |
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| CN106296182A (en) * | 2016-07-26 | 2017-01-04 | 广州云移信息科技有限公司 | A kind of electronic consumer card method of payment and system |
| CN106649845A (en) * | 2016-12-30 | 2017-05-10 | 上海富聪金融信息服务有限公司 | Transaction information service platform and information processing method thereof |
| CN107516212A (en) * | 2017-08-17 | 2017-12-26 | 湖南金码智能设备制造有限公司 | Online, member card method of payment, the on-line payment method and system combined offline |
| CN107679944A (en) * | 2017-09-27 | 2018-02-09 | 南京盈放科技股份有限公司 | A kind of interactive, visual commodity trading system and method for commerce |
| WO2019062691A1 (en) * | 2017-09-27 | 2019-04-04 | 阿里巴巴集团控股有限公司 | Virtual card opening method and system, payment system, and card issuing system |
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| CN110070352A (en) * | 2018-01-22 | 2019-07-30 | 江苏迪纳数字科技股份有限公司 | A kind of quick consuming method of offline businesses based on wechat two dimensional code |
| CN110390520A (en) * | 2018-04-20 | 2019-10-29 | 上海憬承信息科技有限公司 | A kind of multichannel payment platform and its method of payment based on wechat payment |
| CN109087110A (en) * | 2018-08-24 | 2018-12-25 | 深圳市云之音科技有限公司 | A kind of intelligence marketing method, device and terminal device |
| CN111951035A (en) * | 2019-05-17 | 2020-11-17 | 上海树融数据科技有限公司 | Consumption analysis method and system, device and consumption analysis platform |
| CN111951035B (en) * | 2019-05-17 | 2024-06-11 | 嘉兴树融数据科技有限公司 | Consumption analysis method, system, device and platform |
| CN111553682A (en) * | 2020-05-06 | 2020-08-18 | 深圳市爱满庭科技有限公司 | Online purchase and consumption deduction system for service card |
| CN111553682B (en) * | 2020-05-06 | 2023-09-22 | 深圳市爱满庭科技有限公司 | Online purchasing and consumption deduction system for service card |
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Application publication date: 20151209 |