CAPE Analytics

It’s a big day as CAPE has signed an agreement to be acquired by Moody's! After 10 years of pioneering and leading the geospatial property intelligence sector, we’re thrilled to announce this significant milestone as we join team Moody's. This is an exciting new chapter for CAPE, our clients, and our mission to offer an ever-richer set of unique, risk-predictive products and insights. Stay tuned for additional updates in the weeks and months to come. To learn more, visit https://lnkd.in/gmk4GAJE

Commercial roofs in poor and severe condition have 2.6x higher loss ratios compared to roofs in good and excellent condition. While they have a similar loss ratio, roofs in severe condition have a claim severity that is 1.8x higher than those in poor condition. Learn more about these and other insights in our recent webinar “Boost Underwriting Efficiency & Improve Risk Assessment for Commercial Property Insurance”: https://lnkd.in/eZmRqdeN   #insurance #underwriting #analytics

Leveraging the latest version of Roof Condition Rating (RCR), CAPE found that residential roofs in severe condition are approximately twice as likely to suffer a wind/hail claim than those in excellent condition. Similar to the claim frequency for the wind peril alone, the combined wind/hail claim frequency is highest for residential roofs in severe condition and lowest for those in excellent condition. Learn more about CAPE’s most performant model yet: https://lnkd.in/eRiHt397 #insurance #underwriting #roofcondition

The latest model of CAPE’s Roof Condition Rating, version 5, has been approved for use in rating by the Nevada Division of Insurance!   For more details, reach out to your CAPE representative.   Read more about our approach to regulatory filings here: https://lnkd.in/e5Em_wfN   #insurance #regulatory #insurtech

Commercial property insurers want to avoid preventable losses, boost efficiency, and price policies based on true risk, but poor visibility into current property condition stands in the way. AI-driven insights from aerial imagery now make it possible to assess condition remotely, instantly, and objectively. 👉 Discover how this technology is transforming how carriers see, assess, and segment risk at scale in our latest blog: https://lnkd.in/eXekMxWP

CAPE was honored to support the recent Society of Actuaries and Casualty Actuarial Society research entitled “Advanced Analytics in Insurance: Utilizing Building Footprints Derived from Machine Learning and High-Resolution Imagery.” CAPE’s regulatory leader, Christopher Clickner, ACAS, MAAA, was a member of the Project Oversight Group, and the CAPE team provided data for the study that shows the benefits of using aerial imagery-derived data to better represent wildfire property risks. The research found that a structure’s relationship to its surrounding environment is a key driver of its wildfire risk in several ways: ➡️ The concentration of nearby structures (structure density) has been identified as a driver of fire’s ability to spread rapidly, as other structures can become fuel during a conflagration event. ➡️ Surrounding vegetation can also offer fuel to grow or spread a fire. This includes landscaping in a home’s immediate proximity, which can either act as a defensible buffer or provide connective fuels, as well as wildland vegetation for WUI communities. ➡️ Aerial imagery and computer vision models can help provide actionable data regarding these concepts. 👉 Read the full paper: https://lnkd.in/eYmbYiu6

CAPE Roof Condition Rating is now approved for use in rating in the state of New York!   For more details, reach out to your CAPE representative.   👉 Read more about our approach to regulatory filings here: https://lnkd.in/e5Em_wfN

After a period of instability, the Florida property insurance market is showing strong signs of recovery. In our latest blog post, CAPE’s Mollie Risen shares her insights on the changing dynamics and the profitable and responsible growth opportunities that lie ahead for carriers in the state. 👉 Read the blog: https://lnkd.in/eKCHZ762

⌛ With our Early Bird discounted ticket offer for #Exceedance 2025 ending this Monday, Ryan Kottenstette from CAPE Analytics, a Moody's company, shares why you need to attend Exceedance 2025 (#Nashville, May 19-22). "I'm excited about Exceedance, and I hope all our clients get to attend, as one of the most valuable things we get to do is sit close with our clients, and talk about our road map, and really listen, because that informs where we go ...as we embark on this key next chapter." 👉 With presentations from Philipp Ambrosch, John Clark, and Scott Strogatz from CAPE Analytics, panel discussions with our clients, the innovation showcase with our experts ready to deep-dive into the latest solutions, from the big keynotes to the many opportunities to network with peers from around the globe, Exceedance is the most comprehensive risk management conference on the calendar. ⏱️ If you haven't had a chance to check out what we'll be covering at #EXCD2025, view the full agenda here: https://lnkd.in/eq7PpXZ5. 🐓 And.. there's just three more days to secure your Exceedance Early Bird discounted place, click here: https://lnkd.in/eq7PpXZ5 or talk to your Moody's client representative for more details. #riskmanagement #insurance #reinsurance #analytics

Commercial underwriting teams face three core challenges: avoiding preventable losses, increasing operational efficiency, and pricing based on true risk.   Watch our recent webinar to learn how CAPE addresses these issues by providing insight into the current condition of commercial properties: https://lnkd.in/etwUM46u #insurance #underwriting #commercialinsurance #webinar