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Oportun: Finances made simple

4.0
48.1K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Best savings app in 2024, as rated by Forbes Advisor and Bankrate.

Save it or borrow it—money’s simpler with us. Download our finance app to start saving and managing your money today. Never money alone.

LET’S PUT YOUR SAVINGS ON AUTOPILOT

Reach your savings goals big or small. Set & SaveTM is tailored to you—your spending habits, your income, and your schedule. When it makes sense, we’ll automatically move money into your savings to meet goals that you set. Little by little and day by day, it adds up faster than you think. Our members save over $1,800 per year on average*.

> Set your goals

We’ve helped people save over $10.4 billion toward 15 million goals, from concert tickets to a well-earned vacation and even a first home. Tell us your goals and we’ll move your money into savings toward each one. Or, get started with a rainy day fund for the what-ifs in life.

> Save at your pace

We’ll learn the right times to save money, and we aim to do it in a way you won’t notice. We look at when your bills are due, when you get paid, and other ins and outs of your bank account. You can also set guardrails on the frequency and maximum amounts of money we can set aside. Let’s make your savings personalized.

> Your money, your rules

You can pause saves with the push of a button. Move your money back into your bank account whenever you want it. Save a lot or a little. You’ll set limits and give us guidance on how to save for you. It’s your money and you’re the boss.

> How it works

1. Get set up in minutes: Link your bank account to our savings app and set your savings goals

2. We’ll get to know you: We learn your spending and income to find smart times you can afford to save

3. Effortlessly save toward your goals: We’ll automatically move money from your connected bank account and into the savings app

>Take the 30 day challenge

See how much you can save with a 30 day free trial of our money saving app. After that, enjoy effortless savings for just $5/month. Cancel your subscription anytime.



LOAN MEMBERS, WE’RE HERE FOR YOU

Are you an Oportun member with a personal loan? Let’s manage it in the app.

Check your balance, make payments, set up autopay, and check the status of your loan at any time. The Oportun app is free for members to use for the purpose of monitoring and paying their loan.

Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090 for money borrowing.



TRUSTED AND SECURE

- Your savings funds are FDIC insured.**

- Oportun is certified by the US Treasury Department as a CDFI

- Oportun has an A+ rating by the Better Business Bureau (BBB)

Formerly known as Digit, our finance app helps you save without thinking about it, budget smarter, and managing your loan simpler.



- - - - - - -

Oportun offers personal loans in certain states through its partner Pathward ®, N.A., and they are subject to credit approval.

Standard data charges may apply when downloading the app.

* Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

** Oportun is not a bank and has no direct FDIC insurance coverage for your deposits. However, Oportun holds your deposits in a FDIC insured account at Wells Fargo Bank and other FDIC insured financial depository institutions. Your cash savings through Oportun are FDIC-insured up to $250,000. FDIC insurance is only available upon the failure of Wells Fargo Bank or other depository institutions.

Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law. See Oportun’s privacy policy at Oportun.com/privacy.
Updated on
Jul 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
47.6K reviews
Anthony Scott, Tompkins.
July 20, 2025
Oportun really came through for me when I needed a boost. Quick, easy, and no games—just straight-up financial help with tools to build credit and budget smarter. I felt seen, not judged. Perfect for folks like me climbing back up and working on that comeback story. 💪📈 Appreciate the real support this app offers!
oportun
July 21, 2025
Thank you so mcuh for taking the time to provide us with your experience. We are pleased that you enjoyed the app. If there is anything we can do for you, just let us know at help@oportun.com! Have a wonderful day!
Tracy Al-Idani (Research_Rabbit)
June 19, 2025
this Credit Card is Now Revel Continental Finance... please stop posting my balance to the credit unions ... I was always on time, & never late, & although it doesn't say I'm late the balance never changes now, so please stop reporting it.. because Revel is reporting the correct balance as I pay it down.. & your company is stuck in Repeat Mode.
4 people found this review helpful
oportun
July 12, 2024
Hi there, I am so sorry for any issues here about your account, please email us at help@oportun.com and we can see why you can't withdraw those funds. Thank you and talk soon
Duncan McGinnis
May 23, 2025
Love it. There's one problem, and to me it's a big one. How about giving us a simple STOP limit? We all know that millions of tiny transactions generate a lot on income for your company, but it would be much more useful to your customers if we could simply give a single stop command at a dollar amount of our choice.
1 person found this review helpful
oportun
August 11, 2023
Hi! Thank you so much for the updated review. I apologize for any issues here with savings and if we put you in any situation. Please email us at help@oportun.com and we can take a closer look on my end! Thank you and talk soon!

App support

About the developer
Oportun, Inc.
platformservices@oportun.com
2 Circle Star Way San Carlos, CA 94070 United States
+1 650-412-6085